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    • 3. 发明授权
    • Subscriber-initiated automated third party billing feature
    • 用户启动的自动化第三方计费功能
    • US06381317B1
    • 2002-04-30
    • US09826885
    • 2001-04-06
    • Srinivas BalaShaoqing WangRobert S. Westrich
    • Srinivas BalaShaoqing WangRobert S. Westrich
    • H04M1500
    • H04M15/48H04M15/00H04M15/09H04M17/00H04M2215/0156H04M2215/0168H04M2215/66
    • Accordingly to one embodiment of the present invention, a method for providing caller initiated third party billing in a telecommunication system is disclosed. First, a predetermined number is dialed by the subscriber to access the third party billing feature. The subscriber is then prompted to enter proper identification and the telecommunication system authenticates the subscriber identification. Once the subscriber's identification has been authenticated, the system retrieves the subscriber's account information. The system then determines the phone number of the selected telephone the subscriber wants to make calls from. The system then sends the subscriber's account information and the phone number the subscriber wants to make the calls from to a billing server. The billing server then sends the subscriber's account information to a local exchange carrier responsible for the selected telephone. The calls made from the selected telephone are then billed to the subscriber's account.
    • 因此,根据本发明的一个实施例,公开了一种用于在电信系统中提供主叫方发起的第三方计费的方法。 首先,用户拨打预定号码以访问第三方计费功能。 然后提示用户输入正确的身份,电信系统认证用户标识。 一旦用户的身份验证被认证,系统将检索用户的帐户信息。 系统然后确定用户想要进行呼叫的所选电话的电话号码。 系统然后将订户的帐户信息和用户想要进行呼叫的电话号码发送到计费服务器。 然后,计费服务器将订户的帐户信息发送给负责所选电话的本地交换运营商。 从所选择的电话拨打的电话然后向订户的帐户收费。
    • 4. 发明授权
    • Credit card spending authorization control system
    • 信用卡支出授权控制系统
    • US5914472A
    • 1999-06-22
    • US936002
    • 1997-09-23
    • Mark Jeffrey FoladareShelley B. GoldmanDominick GoriniDavid Phillip SilvermanShaoqing WangRobert S. Westrich
    • Mark Jeffrey FoladareShelley B. GoldmanDominick GoriniDavid Phillip SilvermanShaoqing WangRobert S. Westrich
    • G06Q20/04G06Q20/22G06Q20/40G06Q40/00G07F7/08H04M11/00
    • G07F7/08G06Q20/04G06Q20/227G06Q20/403G06Q20/4037G06Q20/405G06Q40/00
    • A system and method for allowing a parent to control the use of an ancillary credit or debit transaction card which is issued to a child. A central computer communicates with an issuer computer having a data base containing account information and spending limits for the transaction card and the parent can set a spending limit for the ancillary card given to the child. When the child presents the ancillary transaction card to a merchant in payment of merchandise, the merchant swipes the card and contacts a central computer for card authorization. If the credit limit of the ancillary card holder has been exceeded according to the data base, a method of contacting the parent is transmitted to the central computer. The central computer initiates contact with the parent via two-way communications, for example, two way pager, cellular telephone, or other personal communication service, and queries the parent whether to authorize the transaction by increasing the spending limit of the ancillary cardholder or refusal of the transaction. The parent responds to the central computer via the two-way communications device, and the central computer forwards an approval/refusal code to the merchant. In this manner, a parent can control the maximum transaction card spending by a child.
    • 一种允许父母控制向儿童发放的辅助信用卡或借方交易卡的使用的系统和方法。 中央计算机与具有数据库的发行者计算机进行通信,所述数据库包含交易卡的帐户信息和消费限额,并且父母可以为给予该小孩的辅助卡设置消费限额。 当孩子在商品支付商品时向附属交易卡提供辅助交易卡时,商家将卡片滑动并与中央计算机联系以进行卡片授权。 如果根据数据库已经超出了附属卡持有人的信用额度,则将联系父母的方法发送到中央计算机。 中央计算机通过双向通信,例如双向寻呼机,蜂窝电话或其他个人通信服务,启动与家长的联系,并向父母询问是否通过增加辅助持卡人的支出限额或拒绝授权交易 的交易。 家长通过双向通信设备响应中央计算机,中央计算机将批准/拒绝代码转发给商家。 以这种方式,父母可以控制孩子的最大交易卡支出。
    • 5. 发明授权
    • Subscriber-initiated automated third party billing feature
    • 用户启动的自动化第三方计费功能
    • US06226366B1
    • 2001-05-01
    • US09477335
    • 2000-01-04
    • Srinivas BalaShaoqing WangRobert S. Westrich
    • Srinivas BalaShaoqing WangRobert S. Westrich
    • H04M1500
    • H04M15/48H04M15/00H04M15/09H04M17/00H04M2215/0156H04M2215/0168H04M2215/66
    • Accordingly to one embodiment of the present invention, a method for providing caller initiated third party billing in a telecommunication system is disclosed. First, a predetermined number is dialed by the subscriber to access the third party billing feature. The subscriber is then prompted to enter proper identification and the telecommunication system authenticates the subscriber identification. Once the subscriber's identification has been authenticated, the system retrieves the subscriber's account information. The system then determines the phone number of the selected telephone the subscriber wants to make calls from. The system then sends the subscriber's account information and the phone number the subscriber wants to make the calls from to a billing server. The billing server then sends the subscriber's account information to a local exchange carrier responsible for the selected telephone. The calls made from the selected telephone are then billed to the subscriber's account.
    • 因此,根据本发明的一个实施例,公开了一种用于在电信系统中提供主叫方发起的第三方计费的方法。 首先,用户拨打预定号码以访问第三方计费功能。 然后提示用户输入正确的身份,电信系统认证用户标识。 一旦用户的身份验证被认证,系统将检索用户的帐户信息。 系统然后确定用户想要进行呼叫的所选电话的电话号码。 系统然后将订户的帐户信息和用户想要进行呼叫的电话号码发送到计费服务器。 然后,计费服务器将订户的帐户信息发送给负责所选电话的本地交换运营商。 从所选择的电话拨打的电话然后向订户的帐户收费。