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1. 发明授权

US11132678B1 Advanced systems and methods for geographical card 有权
公开(公告)号：US11132678B1
公开(公告)日：2021-09-28
申请号：US16258339
申请日：2019-01-25
申请人： UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
发明人： Reynaldo Medina, III , Arthur Q. Smith , John C. Hopkins , Bradly J. Billman , Teddy Voutour
IPC分类号： G06Q20/40 , G06Q20/20 , G06Q30/02
摘要： A system, method, and computer-usable medium are disclosed for managing financial transactions by controlling the purchase of allowed and disallowed purchase items. A transaction control card is used to purchase a purchase item. Account information related to the transaction control card and purchase item data related to the purchase item is then processed to determine whether the purchase item is disallowed for purchase by any single, or combination of, disallowed purchase item data parameters.

2. 发明授权

US08832803B1 Systems and methods for increased security during logging in to web site 有权
标题翻译：登录网站时增加安全性的系统和方法
公开(公告)号：US08832803B1
公开(公告)日：2014-09-09
申请号：US13746700
申请日：2013-01-22
申请人： United Services Automobile Association (USAA)
发明人： Arthur Q. Smith , Ronnie A. Eichler
IPC分类号： G06F7/04 , G06F21/60
CPC分类号： G06F21/60 , G06F21/41 , G06F21/572 , G06F21/6281 , G06F2221/2101
摘要： A user at a computing device interacts with a networked site so that the user can log in thereto. The site receives a selection to log in and in response downloads at least one replacing driver for bypassing a corresponding driver operating on the computing device that may possibly copy log-in data including authentication credentials as entered by the user. Each replacing driver is loaded into an operating system of the computing device so as to bypass the corresponding possibly copying driver and be employed in the operating system rather than such corresponding bypassed driver. The site then delivers a log-in screen to a presentation application of the computing device after each replacing driver has been loaded. The presentation application displays the log-in screen and the user enters the log-in data thereinto. Accordingly, each non-trusted and bypassed driver is unable to copy the entered log-in data.
摘要翻译：计算设备上的用户与联网站点交互，以便用户可以登录到其中。站点接收到登录的选择，并且响应下载至少一个替换驱动器，以绕过在计算设备上操作的对应的驱动器，其可能复制包括用户输入的认证凭证的登录数据。每个替换驱动程序被加载到计算设备的操作系统中，以便绕过相应的可能的复制驱动程序并且被使用在操作系统中而不是相应的旁路驱动器。然后，每个替换驱动程序加载后，该站点会将登录屏幕提供给计算设备的演示应用程序。演示应用程序显示登录屏幕，用户输入登录数据。因此，每个不可信和旁路的驱动程序都不能复制输入的登录数据。

3. 发明授权

US10229409B1 Advanced systems and methods for geographical card 有权
公开(公告)号：US10229409B1
公开(公告)日：2019-03-12
申请号：US14853553
申请日：2015-09-14
申请人： United Services Automobile Association (USAA)
发明人： Reynaldo Medina, III , Arthur Q. Smith , John C. Hopkins , Bradly J. Billman , Teddy Voutour
IPC分类号： G06Q20/40 , G06Q30/02 , G06Q20/20
摘要： A system, method, and computer-usable medium are disclosed for managing financial transactions by controlling the purchase of allowed and disallowed purchase items. A transaction control card is used to purchase a purchase item. Account information related to the transaction control card and purchase item data related to the purchase item is then processed to determine whether the purchase item is disallowed for purchase by any single, or combination of, disallowed purchase item data parameters.

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