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1. 发明申请

US20220284414A1 SYSTEM AND METHOD FOR MANAGING VALUE TRANSFER CARDS 有权
公开(公告)号：US20220284414A1
公开(公告)日：2022-09-08
申请号：US17194820
申请日：2021-03-08
申请人： The Toronto-Dominion Bank
发明人： Davide IANNUZZI , Jeffrey MACDONALD , Goran ILKANIZADEH
IPC分类号： G06Q20/34 , G06Q20/10 , G06Q20/20
摘要： A processor-implemented method is disclosed. The method includes: detecting a transfer initiated using a value transfer card; obtaining subscription profile data of a subscription associated with the value transfer card, the subscription being associated with a transferor entity and a defined time period of validity; determining one or more enabled features of the value transfer card based on the subscription profile data of the subscription; and causing the transfer to be processed in accordance with transfer parameters that are associated with the one or more enabled features of the value transfer card.

2. 发明公开

US20240086992A1 SYSTEMS AND METHODS FOR PROVIDING PRODUCT RECOMMENDATIONS 审中-公开
公开(公告)号：US20240086992A1
公开(公告)日：2024-03-14
申请号：US18518541
申请日：2023-11-23
申请人： The Toronto-Dominion Bank
发明人： Davide IANNUZZI , Jeffrey MACDONALD , Goran ILKANIZADEH
IPC分类号： G06Q30/0601 , G06Q20/34 , G06Q50/00
CPC分类号： G06Q30/0631 , G06Q20/351 , G06Q30/0629 , G06Q50/01
摘要： A processor-implemented method is disclosed. The method includes: receiving input representing a request to connect a data record associated with a value transfer card with a first social networking account on a social networking platform, the request including authentication information for the first social networking account; transmitting, to a computing system associated with the social networking platform, a request to obtain social media data associated with the first social networking account; receiving, from the computing system associated with the social networking platform, the requested social media data; generating a personal preference profile based on the obtained social media data; obtaining, from computing systems associated with one or more third-party affiliate entities, product data for products that are exchangeable with stored value associated with the data record; and generating recommendations of product offers based on filtering the obtained product data using the personal preference profile.

3. 发明公开

US20230334474A1 SYSTEM AND METHOD FOR GENERATING NOTIFICATIONS BASED ON DIGITAL WALLET PASS DATA 审中-公开
公开(公告)号：US20230334474A1
公开(公告)日：2023-10-19
申请号：US18337586
申请日：2023-06-20
申请人： The Toronto-Dominion Bank
发明人： Davide IANNUZZI , Jeffrey MACDONALD , Neha Dipna KALWANI , Aileen KHERAJ
IPC分类号： G06Q20/36 , G06Q20/40 , G06Q20/34 , G06Q20/38 , G06Q20/06
CPC分类号： G06Q20/3672 , G06Q20/3678 , G06Q20/405 , G06Q20/349 , G06Q20/4015 , G06Q20/4093 , G06Q20/387 , G06Q20/0658
摘要： A server computer system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device, a signal including digital wallet pass data; store the digital wallet pass data in association with an account; monitor location data and data associated with a value card account to identify a notification event; responsive to identifying the notification event, generate a notification based on the digital wallet pass data; and send, via the communication module and to the computing device, a signal causing the computing device to display the notification.

4. 发明申请

US20220318882A1 SYSTEMS AND METHODS FOR PROVIDING PRODUCT RECOMMENDATIONS 有权
公开(公告)号：US20220318882A1
公开(公告)日：2022-10-06
申请号：US17220203
申请日：2021-04-01
申请人： The Toronto-Dominion Bank
发明人： Davide IANNUZZI , Jeffrey MACDONALD , Goran ILKANIZADEH
IPC分类号： G06Q30/06 , G06Q50/00 , G06Q20/34
摘要： A processor-implemented method is disclosed. The method includes: receiving input representing a request to connect a data record associated with a value transfer card with a first social networking account on a social networking platform, the request including authentication information for the first social networking account; transmitting, to a computing system associated with the social networking platform, a request to obtain social media data associated with the first social networking account; receiving, from the computing system associated with the social networking platform, the requested social media data; generating a personal preference profile based on the obtained social media data; obtaining, from computing systems associated with one or more third-party affiliate entities, product data for products that are exchangeable with stored value associated with the data record; and generating recommendations of product offers based on filtering the obtained product data using the personal preference profile.

5. 发明申请

US20220237648A1 SYSTEM AND METHOD FOR GENERATING LOCATION BASED MULTIPLIER NOTIFICATIONS 有权
公开(公告)号：US20220237648A1
公开(公告)日：2022-07-28
申请号：US17157305
申请日：2021-01-25
申请人： The Toronto-Dominion Bank
发明人： Neha Dipna KALWANI , Jeffrey MACDONALD , David REILLY
IPC分类号： G06Q30/02 , H04W4/021
摘要： A computer server system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device, a signal including location data indicating a location of a user; determine, based on the location data, that the user is located within a threshold distance of a particular merchant; generate a notification indicating a particular multiplier for the particular merchant; and send, via the communications module and to the computing device, a signal causing the computing device to display the notification, the notification including an option to accept the particular multiplier for the particular merchant.

6. 发明申请

US20220292541A1 SYSTEM AND METHOD FOR LOYALTY POINT REDEMPTION FOR A NON-CONTRIBUTING MEMBER 有权
公开(公告)号：US20220292541A1
公开(公告)日：2022-09-15
申请号：US17740939
申请日：2022-05-10
申请人： The Toronto-Dominion Bank
发明人： Davide IANNUZZI , Jeffrey MACDONALD , Neha Dipna KALWANI , Megan SPITALI , Aileen KHERAJ
IPC分类号： G06Q30/02 , G06Q10/02
摘要： A server computer system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device associated with a contributing member, a signal defining one or more interface elements to be displayed on a computing device associated with a non-contributing member and one or more interface elements to be withheld from being displayed on the computing device associated with the non-contributing member; complete a booking request by applying loyalty points from a loyalty point account associated with a group of contributing members to offset a cost of the booking request for the non-contributing member; and responsive to completing the booking request, send, via the communications module and to the computing device associated with the non-contributing member, a signal indicating that the group of contributing members have contributed loyalty points to offset the cost of the booking request for the non-contributing member and including a selectable option that, when selected, causes the computing device associated with the non-contributing member to display a user interface that includes the one or more interface elements to be displayed and does not include the one or more interface elements to be withheld from being displayed.

7. 发明申请

US20220284418A1 SYSTEM AND METHOD FOR GENERATING NOTIFICATIONS BASED ON DIGITAL WALLET PASS DATA 有权
公开(公告)号：US20220284418A1
公开(公告)日：2022-09-08
申请号：US17192365
申请日：2021-03-04
申请人： The Toronto-Dominion Bank
发明人： Davide IANNUZZI , Jeffrey MACDONALD , Neha Dipna KALWANI , Megan SPITALI , Aileen KHERAJ
IPC分类号： G06Q20/36 , G06Q20/40 , G06Q20/06 , G06Q20/38 , G06Q20/34
摘要： A server computer system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device, a signal including digital wallet pass data; store the digital wallet pass data in association with an account; monitor location data and data associated with a value card account to identify a notification event; responsive to identifying the notification event, generate a notification based on the digital wallet pass data; and send, via the communication module and to the computing device, a signal causing the computing device to display the notification.

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