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1. 发明申请

US20210073809A1 METHOD, SERVER, AND STORAGE MEDIUM FOR VERIFYING TRANSACTIONS USING A SMART CARD 有权
公开(公告)号：US20210073809A1
公开(公告)日：2021-03-11
申请号：US17101295
申请日：2020-11-23
申请人： TENCENT TECHNOLOGY (SHENZHEN) COMPANY LIMITED
发明人： Kai LIU , Yaxuan ZHU , Runda CAI , Zhenyu XU , Chenglin LIU
IPC分类号： G06Q20/38 , G06F21/34 , G06K19/06 , G06Q20/40
摘要： A method, server and storage medium for verifying a transaction using a smart card are disclosed. A server receives a transaction request to perform a transaction with a user of the smart card. The transaction request includes identification information and encrypted data extracted from the smart card, and transaction information. The server determines a user account linked to the identification information. The server performs a first verification process to authenticate the smart card by verifying that the smart card possesses a correct decryption key corresponding to the identification information. The server performs a second verification process to authenticate the smart card by verifying that the encrypted data extracted from the smart card encodes stored data corresponding to the respective user account linked to the identification information. If the first and the second verification processes are successful, the server processes the transaction in accordance with the transaction information.

2. 发明申请

US20160321660A1 METHOD AND SYSTEM FOR PROCESSING RESOURCE EXCHANGE INFORMATION 审中-公开
标题翻译：用于处理资源交换信息的方法和系统
公开(公告)号：US20160321660A1
公开(公告)日：2016-11-03
申请号：US15190021
申请日：2016-06-22
申请人： Tencent Technology (Shenzhen) Company Limited
发明人： Kai LIU , Liangliang FAN , Leteng WENG , Yaxuan ZHU
IPC分类号： G06Q20/40 , G06Q20/38 , G06Q20/32 , G06Q50/00 , G06Q20/34
CPC分类号： G06Q20/405 , G06Q10/00 , G06Q20/3226 , G06Q20/3276 , G06Q20/34 , G06Q20/3829 , G06Q30/00 , G06Q50/01 , H04L63/0869 , H04L63/123 , H04M15/48 , H04W4/24 , H04W12/00502 , H04W12/06 , H04W12/10
摘要： A computer-implement method of processing resource exchange information includes the following steps: obtaining a data package including a user card identifier and a social network application identifier from a mobile phone; establishing a correspondence between the user card identifier and the social network application identifier and storing the correspondence in the computer system; obtaining user card data and resource exchange information from a payment terminal, wherein the user card data includes the user card identifier; performing security verification to the user card data and obtaining the corresponding social network application identifier when the security verification succeeds; processing a resource transfer request according to the social network application identifier and the resource exchange information and generating corresponding processing state information; and returning the corresponding processing state information to the payment terminal.
摘要翻译：一种处理资源交换信息的计算机实现方法包括以下步骤：从移动电话获取包括用户卡标识符和社交网络应用标识符的数据包; 建立用户卡标识符和社交网络应用标识符之间的对应关系，并将该对应关系存储在计算机系统中; 从支付终端获取用户卡数据和资源交换信息，其中用户卡数据包括用户卡标识符; 在安全验证成功时对用户卡数据执行安全验证并获得相应的社交网络应用标识符; 根据社交网络应用标识符和资源交换信息处理资源转移请求并产生相应的处理状态信息; 并将相应的处理状态信息返回给支付终端。

3. 发明申请

US20160300224A1 Method, Server, And Storage Medium For Verifying Transactions Using A Smart Card 审中-公开
标题翻译：方法，服务器和存储介质用于使用智能卡验证事务
公开(公告)号：US20160300224A1
公开(公告)日：2016-10-13
申请号：US15177413
申请日：2016-06-09
申请人： TENCENT TECHNOLOGY (SHENZHEN) COMPANY LIMITED
发明人： Kai LIU , Yaxuan ZHU , Runda CAI , Zhenyu XU , Chenglin LIU
IPC分类号： G06Q20/38 , G06Q20/40 , G06K19/06
CPC分类号： G06Q20/3829 , G06F21/34 , G06K19/06037 , G06K19/06112 , G06Q20/401
摘要： A method, server and storage medium for verifying a transaction using a smart card are disclosed. A server receives a transaction request to perform a transaction with a user of the smart card. The transaction request includes identification information and encrypted data extracted from the smart card, and transaction information. The server determines a user account linked to the identification information. The server performs a first verification process to authenticate the smart card by verifying that the smart card possesses a correct decryption key corresponding to the identification information. The server performs a second verification process to authenticate the smart card by verifying that the encrypted data extracted from the smart card encodes stored data corresponding to the respective user account linked to the identification information. If the first and the second verification processes are successful, the server processes the transaction in accordance with the transaction information.
摘要翻译：公开了一种使用智能卡验证交易的方法，服务器和存储介质。服务器接收与智能卡的用户进行交易的交易请求。交易请求包括从智能卡提取的识别信息和加密数据以及交易信息。服务器确定与标识信息相关联的用户帐户。服务器通过验证智能卡拥有与识别信息相对应的正确解密密钥来执行第一验证过程来认证智能卡。服务器执行第二验证过程以通过验证从智能卡提取的加密数据对与链接到识别信息相关联的相应用户帐户相对应的存储数据进行验证来认证智能卡。如果第一和第二验证过程成功，则服务器根据交易信息处理交易。

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