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    • 4. 发明授权
    • Data transfer control system and method
    • 数据传输控制系统及方法
    • US09118636B2
    • 2015-08-25
    • US12118987
    • 2008-05-12
    • Sumit MathurRab MukrajDarren Tome
    • Sumit MathurRab MukrajDarren Tome
    • G06F15/16H04L29/08H04L12/54H04L12/66H04L12/833H04L12/911H04L12/923
    • H04L67/06H04L12/66H04L47/2458H04L47/70H04L47/741H04L47/745H04L47/762H04L67/1002H04L67/325
    • Transfer of data files, such as large files for digital media, is performed through the intermediary of a gateway communication manager (GCM) that resides in an interface zone between external clients and an internal network. The external clients are registered with the GCM and request transfer of data files to the internal network. The GCM identifies a transfer agent to handle the transfer, and allocates a portion of shared bandwidth. If insufficient bandwidth is available or transfer agents are unavailable, the requested transfer may be placed in a queue and transfer occurs when bandwidth and agents can accommodate the request. The GCM may prioritize and re-prioritize transfers, such as based on the sender, content, and so forth. Multiple GCMs may manage transfers for external clients, and shared logs may be maintained to permit flexibility in management by the GCMs.
    • 通过驻留在外部客户端和内部网络之间的接口区域的网关通信管理器(GCM)的中介来执行诸如用于数字媒体的大文件的数据文件的传送。 外部客户端向GCM注册,并请求将数据文件传输到内部网络。 GCM标识一个传输代理来处理传输,并分配一部分共享带宽。 如果带宽不足或传输代理不可用,则请求的传输可能被放置在队列中,并且当带宽和代理可以容纳请求时发生转移。 GCM可以优先考虑和重新确定传输的优先级,例如基于发送者,内容等。 多个GCM可以管理外部客户端的传输,并且可以维护共享日志以允许由GCM管理的灵活性。
    • 5. 发明授权
    • Systems and methods for optimizing capital structure of a financial institution
    • 优化金融机构资本结构的制度和方法
    • US08712890B2
    • 2014-04-29
    • US12857777
    • 2010-08-17
    • Sumit Mathur
    • Sumit Mathur
    • G06Q40/00G06Q10/06
    • G06Q40/00G06Q10/0635G06Q40/06
    • In accordance with the teachings described herein, systems and methods are provided for optimizing the capital structure of a financial institution. A system may include an optimization engine stored on a computer readable medium and executable by one or more processors, when executed the optimization engine being configured to: receive information identifying available capital of the financial institution for each of a plurality of capital instruments; receive information classifying each of the plurality of capital instruments within one of a plurality of risk levels; receive an overall target capital value for the plurality of capital instruments; and determine an optimum capital value for each of the plurality of capital instruments, the optimal capital values being determined using an optimization algorithm that relates the available capital for the plurality of capital instruments to the overall target capital value subject to a plurality of constraints, the plurality of constraints relating to the capital held by the financial institution at each of the plurality of risk levels.
    • 根据本文所述的教导,提供了用于优化金融机构的资本结构的系统和方法。 当被执行时,系统可以包括存储在计算机可读介质上并且可由一个或多个处理器执行的优化引擎,该优化引擎被配置为:接收识别金融机构对于多个资本工具中的每一个的可用资本的信息; 在多个风险级别之一内接收对所述多个资本工具中的每一个进行分类的信息; 获得多项资本工具的总体目标资本价值; 并且针对所述多个资本工具中的每一个确定最佳资本值,所述最优资本值使用优化算法来确定,所述优化算法将所述多个资本工具的可用资本与经受多个约束的总体目标资本价值相关联, 与金融机构在多个风险级别中的每一个持有的资本有关的多个限制。
    • 8. 发明申请
    • Systems And Methods For Optimizing Capital Structure Of A Financial Institution
    • 金融机构资本结构优化的制度与方法
    • US20120005118A1
    • 2012-01-05
    • US12857777
    • 2010-08-17
    • Sumit Mathur
    • Sumit Mathur
    • G06Q40/00
    • G06Q40/00G06Q10/0635G06Q40/06
    • In accordance with the teachings described herein, systems and methods are provided for optimizing the capital structure of a financial institution. A system may include an optimization engine stored on a computer readable medium and executable by one or more processors, when executed the optimization engine being configured to: receive information identifying available capital of the financial institution for each of a plurality of capital instruments; receive information classifying each of the plurality of capital instruments within one of a plurality of risk levels; receive an overall target capital value for the plurality of capital instruments; and determine an optimum capital value for each of the plurality of capital instruments, the optimal capital values being determined using an optimization algorithm that relates the available capital for the plurality of capital instruments to the overall target capital value subject to a plurality of constraints, the plurality of constraints relating to the capital held by the financial institution at each of the plurality of risk levels.
    • 根据本文所述的教导,提供了用于优化金融机构的资本结构的系统和方法。 当被执行时,系统可以包括存储在计算机可读介质上并且可由一个或多个处理器执行的优化引擎,该优化引擎被配置为:接收识别金融机构对于多个资本工具中的每一个的可用资本的信息; 在多个风险级别之一内接收对所述多个资本工具中的每一个进行分类的信息; 获得多项资本工具的总体目标资本价值; 并且针对所述多个资本工具中的每一个确定最佳资本值,所述最优资本值使用优化算法来确定,所述优化算法将所述多个资本工具的可用资本与经受多个约束的总体目标资本价值相关联, 与金融机构在多个风险级别中的每一个持有的资本有关的多个限制。
    • 9. 发明申请
    • DATA TRANSFER CONTROL SYSTEM AND METHOD
    • 数据传输控制系统及方法
    • US20090282161A1
    • 2009-11-12
    • US12118987
    • 2008-05-12
    • Sumit MathurRab MukrajDarren Tome
    • Sumit MathurRab MukrajDarren Tome
    • G06F15/16
    • H04L67/06H04L12/66H04L47/2458H04L47/70H04L47/741H04L47/745H04L47/762H04L67/1002H04L67/325
    • Transfer of data files, such as large files for digital media, is performed through the intermediary of a gateway communication manager (GCM) that resides in an interface zone between external clients and an internal network. The external clients are registered with the GCM and request transfer of data files to the internal network. The GCM identifies a transfer agent to handle the transfer, and allocates a portion of shared bandwidth. If insufficient bandwidth is available or transfer agents are unavailable, the requested transfer may be placed in a queue and transfer occurs when bandwidth and agents can accommodate the request. The GCM may prioritize and re-prioritize transfers, such as based on the sender, content, and so forth. Multiple GCMs may manage transfers for external clients, and shared logs may be maintained to permit flexibility in management by the GCMs.
    • 通过驻留在外部客户端和内部网络之间的接口区域的网关通信管理器(GCM)的中介来执行诸如用于数字媒体的大文件的数据文件的传送。 外部客户端向GCM注册,并请求将数据文件传输到内部网络。 GCM标识一个传输代理来处理传输,并分配一部分共享带宽。 如果带宽不足或传输代理不可用,则请求的传输可能被放置在队列中,并且当带宽和代理可以容纳请求时发生转移。 GCM可以优先考虑和重新确定传输的优先级,例如基于发送者,内容等。 多个GCM可以管理外部客户端的传输,并且可以维护共享日志以允许由GCM管理的灵活性。
    • 10. 发明申请
    • LOCKBOX IMAGING SYSTEM
    • LOCKBOX成像系统
    • US20090060314A1
    • 2009-03-05
    • US12254247
    • 2008-10-20
    • Joanne PriceSumit MathurPaul Mao
    • Joanne PriceSumit MathurPaul Mao
    • G06K9/00
    • G06Q20/042G06K9/20
    • A system and method for imaging and capturing information from checks and documents contained in a lockbox remittance. A computer workstation is used to generate and print a header sheet that includes information identifying the check. The header sheet is appended to the front of the documents and the document are imaged using a scanner. Identifying information from each of the documents is used to create a data record for each document. In parallel to the scanning of the documents, the checks are scanned and images are created for each of the checks. Additionally, identifying information from each of the checks (e.g., the check number, the amount, etc.) is manually input into a database, thus creating a data record for each check. Once all of the data entry and scanning has been completed, an automatic association process takes place in which the check data records, the check images, the document data records and the document images are all automatically associated and cross-referenced such that the system recreates an electronic version of the original batch of physical papers. All of the associated data and images are contained in a database, from which all of the information for a lockbox customer can be electronically retrieved over the Internet.
    • 一种用于从包含在锁箱汇款中的支票和文件中成像和捕获信息的系统和方法。 计算机工作站用于生成和打印包含识别支票的信息的标题页。 标题页附加到文档的正面,并使用扫描仪对文档进行成像。 从每个文档中识别信息用于为每个文档创建数据记录。 与扫描文档并行,扫描检查,并为每个检查创建图像。 此外,从每个检查的识别信息(例如,检查号,数量等)被手动地输入到数据库中,从而为每个检查创建数据记录。 一旦所有的数据输入和扫描完成,就进行自动关联过程,其中检查数据记录,检查图像,文档数据记录和文档图像都被自动关联和交叉引用,使得系统重新创建 电子版的原批次物理论文。 所有相关的数据和图像都包含在数据库中,可以通过互联网电子地检索锁箱客户的所有信息。