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1. 发明申请

US20130337417A1 Online Method for Training Vehicle Drivers and Determining Hazard Detection Proficiency 有权
标题翻译：训练车辆司机的在线方法和确定危害检测能力
公开(公告)号：US20130337417A1
公开(公告)日：2013-12-19
申请号：US13958550
申请日：2013-08-03
申请人： State Farm Mutual Automobile Insurance Company
发明人： John Adrian Nepomuceno
IPC分类号： G09B19/16
CPC分类号： G09B9/052 , A63G31/16 , G06Q30/02 , G06Q30/0208 , G06Q30/0271 , G06Q40/08 , G06Q50/20 , G09B9/02 , G09B9/04 , G09B9/05 , G09B19/14 , G09B19/167
摘要： A method for training vehicle drivers to detect hazards, the method having step that include: visually presenting to a driver a continuous drive through a driving environment comprised of at least two hazard modules, wherein each hazard module presents at least one driving scenario that comprises at least one hazard; recording where within the visual presentation the driver looks to detect hazards during the visual presentation of the continuous drive; and determining the driver's hazard detection proficiency by evaluating whether the driver looked at hazards during the visual presentation of the continuous drive.
摘要翻译：一种用于训练车辆驾驶员以检测危险的方法，所述方法具有步骤，其包括：通过包括至少两个危险模块的驾驶环境向驾驶员可视地呈现连续驾驶，其中每个危险模块呈现至少一个驾驶场景，至少一个危害; 记录司机在视觉呈现期间在连续驱动器的视觉呈现期间检测危险的位置; 并通过评估驾驶员在连续驾驶的视觉呈现期间是否看到危险来确定驾驶员的危害检测能力。

2. 发明授权

US09601027B2 Online system for training novice drivers and rating insurance products 有权
公开(公告)号：US09601027B2
公开(公告)日：2017-03-21
申请号：US14589486
申请日：2015-01-05
申请人： State Farm Mutual Automobile Insurance Company
发明人： John Adrian Nepomuceno
IPC分类号： G06Q40/00 , G09B9/05 , G06Q40/08 , G09B19/16 , G09B19/14 , A63G31/16 , G09B9/02 , G09B9/052 , G09B9/04 , G06Q30/02
CPC分类号： G09B9/052 , A63G31/16 , G06Q30/02 , G06Q30/0208 , G06Q30/0271 , G06Q40/08 , G06Q50/20 , G09B9/02 , G09B9/04 , G09B9/05 , G09B19/14 , G09B19/167
摘要： a system for determining vehicle driver hazard detection proficiency and calculating insurance discounts, the system comprising: an Internet device that presents to an Internet user a visual presentation of a continuous drive through a driving environment comprising at least two hazard modules, wherein each hazard module presents to the Internet user at least one driving scenario that comprises at least one hazard; an Internet device that records user viewing locations within the visual presentation, the user viewing locations corresponding to locations within the visual presentation that are viewed by the user during the visual presentation of the continuous drive; a computer analytics device comprising an algorithm that compares the recorded user viewing locations with defined locations of hazards within the visual presentation of the continuous drive, and determines a hazard detection proficiency of the user based at least on the comparison; a computer memory device comprising at least one minimum hazard detection proficiency criteria corresponding to an insurance discount; and a computer analytics device that compares the determined hazard detection proficiency of the user with the minimum hazard detection proficiency criteria and determines whether to award the insurance discount to the user.

3. 发明授权

US08876535B2 Real-time driver observation and scoring for driver's education 有权
标题翻译：实时驾驶员观察和驾驶员教育得分
公开(公告)号：US08876535B2
公开(公告)日：2014-11-04
申请号：US13844090
申请日：2013-03-15
申请人： State Farm Mutual Automobile Insurance Company
发明人： Brian M. Fields , Jibo He , John Adrian Nepomuceno , Steve Roberson , Bryan Allen Plummer , Kurtis C. Houdek , Neeraj Jain
IPC分类号： G09B9/04 , G09B19/14
CPC分类号： G09B19/167 , A61B5/16 , A61B5/18 , B60W40/09 , B60W2050/0064 , B60W2050/0089 , G07C3/00 , G08G1/0104 , G09B5/00 , G09B9/02 , G09B9/04 , G09B9/052 , G09B19/14 , G09B19/16
摘要： Driving skill data is gathered with one or more accelerometers during a driving session of a first student driver, including one or more of acceleration data, braking data, or steering data and wherein the driving skill data includes one or more of a timestamp or location stamp. A driving session report is generated with a computer processor. The driving session report includes a calculation of one or more of a student driver acceleration skill score based on the acceleration data, a student driver braking skill score based on the braking data, or a student driver steering skill score based on the steering data and storing the one or more scores on a computer-readable medium. The driving session report is displayed. Driving skill data may be gathered and driving session reports may be generated for subsequent student drivers.
摘要翻译：驾驶技能数据在第一学生驾驶员的驾驶课程期间与一个或多个加速度计集合，包括加速数据，制动数据或转向数据中的一个或多个，并且其中驾驶技能数据包括一个或多个时间戳或位置戳。使用计算机处理器生成驾驶会话报告。驾驶会话报告包括基于加速数据，基于制动数据的学生驾驶员制动技能得分或基于转向数据的学生驾驶员转向技能得分来计算学生驾驶员加速技能得分中的一个或多个，并存储计算机可读介质上的一个或多个分数。显示驾驶会议报告。可以收集驾驶技能数据，并且可以为后续的学生驾驶员生成驾驶会话报告。

4. 发明授权

US10446047B1 Real-time driver observation and scoring for driver'S education 有权
公开(公告)号：US10446047B1
公开(公告)日：2019-10-15
申请号：US15255538
申请日：2016-09-02
申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
发明人： Brian Mark Fields , Jibo He , John Adrian Nepomuceno , Steve Roberson , Bryan Allen Plummer , Kurtis C. Houdek , Neeraj Jain
IPC分类号： G09B9/14 , G09B9/052 , G09B5/12 , G09B9/042
摘要： A method includes, for each of two or more driving sessions in which a student driver operates a vehicle, gathering driving skill data indicative of at least one of behavior of the student driver, acceleration of the vehicle, braking of the vehicle, or steering of the vehicle, and generating a driving session report. The method further includes causing the driving session reports corresponding to the two or more driving sessions to be displayed to a driving instructor, and receiving comments from the driving instructor about the two or more driving sessions of the student driver. Still further, the method includes storing the driving session reports corresponding to the two or more driving sessions along with the received comments from the driving instructor.

5. 发明申请

US20170193842A1 Online System For Training Novice Drivers And Rating Insurance Products 审中-公开
公开(公告)号：US20170193842A1
公开(公告)日：2017-07-06
申请号：US15461704
申请日：2017-03-17
申请人： State Farm Mutual Automobile Insurance Company
发明人： John Adrian Nepomuceno
IPC分类号： G09B9/052 , G06Q40/08 , G09B19/16 , A63G31/16 , G09B19/14
摘要： a system for determining vehicle driver hazard detection proficiency and calculating insurance discounts, the system comprising: an Internet device that presents to an Internet user a visual presentation of a continuous drive through a driving environment comprising at least two hazard modules, wherein each hazard module presents to the Internet user at least one driving scenario that comprises at least one hazard; an Internet device that records user viewing locations within the visual presentation, the user viewing locations corresponding to locations within the visual presentation that are viewed by the user during the visual presentation of the continuous drive; a computer analytics device comprising an algorithm that compares the recorded user viewing locations with defined locations of hazards within the visual presentation of the continuous drive, and determines a hazard detection proficiency of the user based at least on the comparison; a computer memory device comprising at least one minimum hazard detection proficiency criteria corresponding to an insurance discount; and a computer analytics device that compares the determined hazard detection proficiency of the user with the minimum hazard detection proficiency criteria and determines whether to award the insurance discount to the user.

6. 发明授权

US10311750B1 Real-time driver observation and scoring for driver's education 有权
公开(公告)号：US10311750B1
公开(公告)日：2019-06-04
申请号：US15285001
申请日：2016-10-04
申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
发明人： Brian M. Fields , Jibo He , John Adrian Nepomuceno , Steve Roberson , Bryan Allen Plummer , Kurtis C. Houdek , Neeraj Jain
IPC分类号： G09B19/16 , G09B5/00 , G09B29/10 , G01C21/36
摘要： A method includes, during a driving session in which a student driver operates a vehicle, gathering driving skill data indicative of at least one of behavior of the student driver, acceleration of the vehicle, braking of the vehicle, or steering of the vehicle, and gathering comments from a driving instructor about the driving session. The method also includes generating a driving session report corresponding to the driving session. The driving session report includes at least one score based on the driving skill data, and the comments from the driving instructor about the driving session. Still further, the method includes causing the driving session report to be displayed on a display device.

7. 发明申请

US20170169719A1 Online Method for Training Vehicle Drivers and Determining Hazard Detection Proficiency 审中-公开
公开(公告)号：US20170169719A1
公开(公告)日：2017-06-15
申请号：US15443067
申请日：2017-02-27
申请人： State Farm Mutual Automobile Insurance Company
发明人： John Adrian Nepomuceno
IPC分类号： G09B9/05 , G09B9/04 , G06Q30/02 , G09B19/14 , G09B19/16 , G06Q40/08 , A63G31/16 , G09B9/052
摘要： a system for determining vehicle driver hazard detection proficiency and calculating insurance discounts, the system comprising: an Internet device that presents to an Internet user a visual presentation of a continuous drive through a driving environment comprising at least two hazard modules, wherein each hazard module presents to the Internet user at least one driving scenario that comprises at least one hazard; an Internet device that records user viewing locations within the visual presentation, the user viewing locations corresponding to locations within the visual presentation that are viewed by the user during the visual presentation of the continuous drive; a computer analytics device comprising an algorithm that compares the recorded user viewing locations with defined locations of hazards within the visual presentation of the continuous drive, and determines a hazard detection proficiency of the user based at least on the comparison; a computer memory device comprising at least one minimum hazard detection proficiency criteria corresponding to an insurance discount; and a computer analytics device that compares the determined hazard detection proficiency of the user with the minimum hazard detection proficiency criteria and determines whether to award the insurance discount to the user.

8. 发明授权

US09583017B2 Online method for training vehicle drivers and determining hazard detection proficiency 有权
标题翻译：培训车辆司机的在线方法和确定危害检测能力
公开(公告)号：US09583017B2
公开(公告)日：2017-02-28
申请号：US14676491
申请日：2015-04-01
申请人： State Farm Mutual Automobile Insurance Company
发明人： John Adrian Nepomuceno
IPC分类号： G06Q40/00 , G09B9/05 , G06Q40/08 , G09B19/16 , G09B19/14 , A63G31/16 , G09B9/02 , G09B9/052 , G09B9/04 , G06Q30/02
CPC分类号： G09B9/052 , A63G31/16 , G06Q30/02 , G06Q30/0208 , G06Q30/0271 , G06Q40/08 , G06Q50/20 , G09B9/02 , G09B9/04 , G09B9/05 , G09B19/14 , G09B19/167
摘要： A system for determining vehicle driver hazard detection proficiency and calculating insurance discounts, the system comprising: an Internet device that presents to an Internet user a visual presentation of a continuous drive through a driving environment comprising at least two hazard modules, wherein each hazard module presents to the Internet user at least one driving scenario that comprises at least one hazard; an Internet device that records user viewing locations within the visual presentation, the user viewing locations corresponding to locations within the visual presentation that are viewed by the user during the visual presentation of the continuous drive; a computer analytics device comprising an algorithm that compares the recorded user viewing locations with defined locations of hazards within the visual presentation of the continuous drive, and determines a hazard detection proficiency of the user based at least on the comparison; a computer memory device comprising at least one minimum hazard detection proficiency criteria corresponding to an insurance discount; and a computer analytics device that compares the determined hazard detection proficiency of the user with the minimum hazard detection proficiency criteria and determines whether to award the insurance discount to the user.
摘要翻译：一种用于确定车辆驾驶员危险检测能力并计算保险折扣的系统，所述系统包括：互联网设备，其向因特网用户呈现通过包括至少两个危险模块的驾驶环境的连续驾驶的视觉呈现，其中每个危险模块呈现至少一个包含至少一个危险的驾驶场景; 在视觉呈现中记录用户观看位置的因特网设备，所述用户观看对应于所述可视呈现内的位置的位置，所述位置在所述连续驱动器的视觉呈现期间被所述用户观看; 一种计算机分析装置，包括将记录的用户观看位置与所述连续驱动器的视觉呈现内的确定的危险位置进行比较的算法，并且至少基于所述比较来确定所述用户的危害检测能力; 计算机存储装置，包括对应于保险折扣的至少一个最小危害检测能力标准; 以及计算机分析装置，将确定的用户的危险检测能力与最低危险检测能力标准进行比较，并确定是否向用户颁发保险折扣。

9. 发明授权

US09384674B2 Method for determining hazard detection proficiency and rating insurance products based on proficiency 有权
标题翻译：根据熟练程度确定危害检测能力和评估保险产品的方法
公开(公告)号：US09384674B2
公开(公告)日：2016-07-05
申请号：US13958549
申请日：2013-08-03
申请人： State Farm Mutual Automobile Insurance Company
发明人： John Adrian Nepomuceno
IPC分类号： G06Q40/08 , G09B9/05 , G09B19/16 , G09B19/14 , A63G31/16 , G09B9/02 , G09B9/052 , G09B9/04
CPC分类号： G09B9/052 , A63G31/16 , G06Q30/02 , G06Q30/0208 , G06Q30/0271 , G06Q40/08 , G06Q50/20 , G09B9/02 , G09B9/04 , G09B9/05 , G09B19/14 , G09B19/167
摘要： A method for determining an insurance premium based at least in part of a vehicle driver's proficiency at detecting hazards, having steps including: visually presenting at least one driving module that comprises at least one hazard; recording where within the visual presentation the driver looks to detect hazards during the visual presentation; determining the driver's hazard detection proficiency by evaluating whether the driver looked at hazards during the visual presentation; and calculating an insurance premium based at least in part on the driver's hazard detection proficiency.
摘要翻译：一种用于至少部分地根据车辆驾驶员检测危险的能力来确定保险费的方法，具有步骤包括：目视地呈现至少一个包括至少一个危险的驾驶模块; 在视觉呈现中记录司机在视觉呈现期间检测危险的位置; 通过评估驾驶员在视觉呈现过程中是否看到危险来确定司机的危害检测能力; 并且至少部分地基于驾驶员的危险检测能力来计算保险费。

10. 发明申请

US20150206449A1 Online Method for Training Vehicle Drivers and Determining Hazard Detection Proficiency 有权
标题翻译：训练车辆司机的在线方法和确定危害检测能力
公开(公告)号：US20150206449A1
公开(公告)日：2015-07-23
申请号：US14676491
申请日：2015-04-01
申请人： State Farm Mutual Automobile Insurance Company
发明人： John Adrian Nepomuceno
IPC分类号： G09B9/05 , A63G31/16
CPC分类号： G09B9/052 , A63G31/16 , G06Q30/02 , G06Q30/0208 , G06Q30/0271 , G06Q40/08 , G06Q50/20 , G09B9/02 , G09B9/04 , G09B9/05 , G09B19/14 , G09B19/167
摘要： A system for determining vehicle driver hazard detection proficiency and calculating insurance discounts, the system comprising: an Internet device that presents to an Internet user a visual presentation of a continuous drive through a driving environment comprising at least two hazard modules, wherein each hazard module presents to the Internet user at least one driving scenario that comprises at least one hazard; an Internet device that records user viewing locations within the visual presentation, the user viewing locations corresponding to locations within the visual presentation that are viewed by the user during the visual presentation of the continuous drive; a computer analytics device comprising an algorithm that compares the recorded user viewing locations with defined locations of hazards within the visual presentation of the continuous drive, and determines a hazard detection proficiency of the user based at least on the comparison; a computer memory device comprising at least one minimum hazard detection proficiency criteria corresponding to an insurance discount; and a computer analytics device that compares the determined hazard detection proficiency of the user with the minimum hazard detection proficiency criteria and determines whether to award the insurance discount to the user.
摘要翻译：一种用于确定车辆驾驶员危险检测能力并计算保险折扣的系统，所述系统包括：互联网设备，其向因特网用户呈现通过包括至少两个危险模块的驾驶环境的连续驾驶的视觉呈现，其中每个危险模块呈现至少一个包含至少一个危险的驾驶场景; 在视觉呈现中记录用户观看位置的因特网设备，所述用户观看对应于所述可视呈现内的位置的位置，所述位置在所述连续驱动器的视觉呈现期间被所述用户观看; 一种计算机分析装置，包括将记录的用户观看位置与所述连续驱动器的视觉呈现内的确定的危险位置进行比较的算法，并且至少基于所述比较来确定所述用户的危害检测能力; 计算机存储装置，包括对应于保险折扣的至少一个最小危害检测能力标准; 以及计算机分析装置，将确定的用户的危险检测能力与最低危险检测能力标准进行比较，并确定是否向用户颁发保险折扣。

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