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    • 3. 发明申请
    • Life settlement business method and program based on actuarial/expectancy data
    • 基于精算/期望数据的人寿结算业务方法和计划
    • US20060287894A1
    • 2006-12-21
    • US11156198
    • 2005-06-17
    • Sanford WeissBruce RosenfeldJohn Fischer
    • Sanford WeissBruce RosenfeldJohn Fischer
    • G06Q40/00G06F19/00
    • G06Q40/08
    • A method of determining a composite life expectancy of an insured is provided. The composite life expectancy may be for purposes of evaluating issuance of a life settlement policy. The method may include the steps of collecting personal medical data being representative of medical circumstances of the insured; collecting actuarial data being representative of actuarial circumstances of the insured; calculating a medical life expectancy in response to the medical data of the insured; calculating an actuarial life expectancy utilizing a statistical analysis of the actuarial data of the insured relative to other persons of the same actuarial circumstances as the insured; and determining the composite life expectancy in response to an evaluation of the medical life expectancy and the actuarial life expectancy of the insured.
    • 提供了确定被保险人的复合寿命的方法。 综合预期寿命可能是为了评估发行人寿结算政策的目的。 该方法可以包括收集代表被保险人的医疗情况的个人医疗数据的步骤; 收集代表被保险人精算情况的精算数据; 根据被保险人的医疗数据计算医疗预期寿命; 使用与被保险人相同的精算情况的被保险人相对于其他人的精算数据的统计分析来计算精算期望寿命; 并根据对被保险人的医疗预期寿命和精算寿命的评估来确定复合寿命。
    • 4. 发明申请
    • Healthcare administration communication systems and methods
    • 医疗管理通信系统和方法
    • US20070041626A1
    • 2007-02-22
    • US11446949
    • 2006-06-05
    • Sanford WeissAshok Dave
    • Sanford WeissAshok Dave
    • G06K9/00
    • G06Q10/10G16H10/60
    • Medical communication systems and related methods are provided for facilitating the sending of medical treatment related communications to users of various user communication devices, such as wireless devices, over one or more networks. Medical devices providing patient care may be in communication with the system, and transmit operational data thereto. Errors detected in individual medical devices may be operative to transmit notifications to manufacturers. Users of such a communication device may securely log on to a host computer system and access information through the communication device or otherwise. Such information is accessible to all affected entities involved in the administration of healthcare. By utilizing various embodiments of the systems and methods, medical professionals and/or other users can receive timely updates of medical data related to a particular patient independent of location or time of day.
    • 提供了医疗通信系统和相关方法,用于促进通过一个或多个网络向诸如无线设备的各种用户通信设备的用户发送医疗相关通信。 提供病人护理的医疗设备可以与系统通信,并向其发送操作数据。 在单个医疗设备中检测到的错误可能会向制造商传送通知。 这种通信设备的用户可以安全地登录到主计算机系统并通过通信设备或其他方式访问信息。 所有参与医疗保健行动的受影响机构都可获得此类信息。 通过利用系统和方法的各种实施例,医疗专业人员和/或其他用户可以及时地接收与特定患者相关的医疗数据的更新,而不依赖于一天中的位置或时间。
    • 5. 发明申请
    • Tax factored method of purchasing life settlement policies
    • 采购生活结算政策的税收方式
    • US20060287893A1
    • 2006-12-21
    • US11155443
    • 2005-06-17
    • Sanford WeissBruce RosenfeldJohn Fischer
    • Sanford WeissBruce RosenfeldJohn Fischer
    • G06Q40/00
    • G06Q40/08G06Q40/00
    • A life settlement method is provided for fractionalizing a life insurance policy in response to economic circumstances of an insured having a life expectancy. The method may include the steps of determining a settlement payout goal in response to the economic circumstances of the insured; determining a policy market value of the life insurance policy in response to the life expectancy of the insured; calculating a settlement percentage in response to the settlement payout goal and the policy market value, the settlement percentage being representative of a percentage of the life insurance policy being assignable by the insured; and calculating a settlement payout in response to the settlement percentage, the settlement payout being payable to the insured in exchange for assignment of the settlement percentage.
    • 提供了一种人寿保险法,用于根据具有预期寿命的被保险人的经济状况对人寿保险进行分类。 该方法可以包括响应被保险人的经济状况确定结算支付目标的步骤; 根据被保险人的寿命确定人寿保险政策的市场价值; 根据结算支付目标和政策市场价值计算结算百分比,结算百分比代表被保险人可转让人寿保险的百分比; 并根据结算百分比计算结算支付,结算支付应支付给被保险人以换取转让结算百分比。
    • 6. 发明申请
    • Universal healthcare communication systems and methods
    • 普及医疗通信系统和方法
    • US20060058626A1
    • 2006-03-16
    • US11247458
    • 2005-10-11
    • Sanford WeissAshok Dave
    • Sanford WeissAshok Dave
    • A61B5/05
    • A61B5/0022A61B5/00A61B5/411A61B6/00A61B8/00G16H10/60G16H80/00
    • Medical communication systems and related methods are provided for facilitating the sending of medical treatment related communications to users of various user communication devices, such as wireless devices, over one or more networks. Users of such a communication device may securely log on to a host computer system and access information through the communication device or otherwise. Such information is accessible to all affected entities involved in the administration of healthcare, including physicians, hospital staff, healthcare administrators, skilled nursing/assisted living facilities, pharmacists and family members/guardians of patients. By utilizing various embodiments of the systems and methods, medical professionals and/or other users can receive timely updates of medical data related to a particular patient independent of location or time of day.
    • 提供了医疗通信系统和相关方法,用于促进通过一个或多个网络向诸如无线设备的各种用户通信设备的用户发送医疗相关通信。 这种通信设备的用户可以安全地登录到主计算机系统并通过通信设备或其他方式访问信息。 所有参与医疗保健行动的受影响机构,包括医师,医院工作人员,医疗管理人员,熟练的护理/辅助生活设施,药剂师和家庭成员/病人的监护人都可获得此类信息。 通过利用系统和方法的各种实施例,医疗专业人员和/或其他用户可以及时地接收与特定患者相关的医疗数据的更新,而不依赖于一天中的位置或时间。