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1. 发明授权

US08731974B2 Systems and methods associated with insurance for electric vehicles 有权
标题翻译：与电动汽车保险相关的系统和方法
公开(公告)号：US08731974B2
公开(公告)日：2014-05-20
申请号：US13440099
申请日：2012-04-05
申请人： Rohini H. Pandhi , David F. Peak
发明人： Rohini H. Pandhi , David F. Peak
IPC分类号： G06Q40/08
CPC分类号： B60L11/1809 , G06Q40/08
摘要： Pursuant to some embodiments, insurance systems, methods and devices are provided in which electric vehicle information, including electric vehicle charging information, may be received over a communications network. The electric vehicle charging information may be automatically associated with automobile insurance premium information. An integrated presentation of the electric vehicle charging information and the automobile insurance premium information may then be transmitted, over the communications network, for presentation to an owner of the electric vehicle.
摘要翻译：根据一些实施例，提供了保险系统，方法和装置，其中可以通过通信网络接收包括电动车辆充电信息的电动车辆信息。电动车辆收费信息可以自动地与汽车保险费信息相关联。然后可以通过通信网络将电动车辆收费信息和汽车保险费信息的综合呈现发送给电动车辆的拥有者。

2. 发明申请

US20120259665A1 SYSTEMS AND METHODS ASSOCIATED WITH INSURANCE FOR ELECTRIC VEHICLES 有权
标题翻译：与电动车保险有关的系统和方法
公开(公告)号：US20120259665A1
公开(公告)日：2012-10-11
申请号：US13440099
申请日：2012-04-05
申请人： Rohini H. Pandhi , David F. Peak
发明人： Rohini H. Pandhi , David F. Peak
IPC分类号： G06Q40/08
CPC分类号： B60L11/1809 , G06Q40/08
摘要： Pursuant to some embodiments, insurance systems, methods and devices are provided in which electric vehicle information, including electric vehicle charging information, may be received over a communications network. The electric vehicle charging information may be automatically associated with automobile insurance premium information. An integrated presentation of the electric vehicle charging information and the automobile insurance premium information may then be transmitted, over the communications network, for presentation to an owner of the electric vehicle.
摘要翻译：根据一些实施例，提供了保险系统，方法和装置，其中可以通过通信网络接收包括电动车辆充电信息的电动车辆信息。电动车辆收费信息可以自动地与汽车保险费信息相关联。然后可以通过通信网络将电动车辆收费信息和汽车保险费信息的综合呈现发送给电动车辆的所有者。

3. 发明申请

US20130060582A1 UNDERWRITING SYSTEM AND METHOD ASSOCIATED WITH A CIVIC IMPROVEMENT PLATFORM 审中-公开
标题翻译：与公民社会改善平台相关的理解系统和方法
公开(公告)号：US20130060582A1
公开(公告)日：2013-03-07
申请号：US13223638
申请日：2011-09-01
申请人： Brian M. Cutino , Bryan Matthew Johnson , Rohini H. Pandhi , Heather Anne Serignese , David J. Turner
发明人： Brian M. Cutino , Bryan Matthew Johnson , Rohini H. Pandhi , Heather Anne Serignese , David J. Turner
IPC分类号： G06Q40/00
CPC分类号： G06Q40/08
摘要： A system for underwriting using civic improvement platform based data is disclosed. In some embodiments, an automated insurance underwriting platform for rating and pricing insurance policies through the accessing and evaluating of civic improvement platform based information is implemented. According to some embodiments, civic improvement platform data associated with a potential entity to be insured may be received. The civic improvement platform data may be, for example, associated with user safety reports received by a civic improvement platform. The civic improvement platform data may be analyzed, and an underwriting decision for the potential entity to be insured may be made based at least in part on said civic improvement platform data. The underwriting decision may be associated with, for example, a premium for an insurance policy, a benefit for an insurance policy, an insurance policy renewal, and/or an insurance policy premium adjustment.
摘要翻译：公开了使用基于公民改进平台的数据进行承保的系统。在一些实施例中，实现了通过访问和评估基于公民改进平台的信息来评估和定价保险单的自动保险承保平台。根据一些实施例，可以接收与被保险的潜在实体相关联的公民改善平台数据。公民改进平台数据可以例如与由公民改进平台接收的用户安全报告相关联。可以分析公民改进平台数据，并且可以至少部分地基于所述公民改进平台数据来对潜在实体进行保险的承保决定。承保决定可能与例如保险单的保险费，保险单的保险费，保险单更新和/或保险费用保险费调整有关。

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