会员体验
专利管家(专利管理)
工作空间(专利管理)
风险监控(情报监控)
数据分析(专利分析)
侵权分析(诉讼无效)
联系我们
交流群
官方交流:
QQ群: 891211   
微信请扫码    >>>
现在联系顾问~
热词
    • 2. 发明授权
    • Mobile device financial transactions
    • 移动设备金融交易
    • US08485440B1
    • 2013-07-16
    • US13428124
    • 2012-03-23
    • Rajni AroraSachin MahajanHarpreet Singh
    • Rajni AroraSachin MahajanHarpreet Singh
    • G06K5/00
    • G06Q20/322G06Q20/204G06Q20/325G06Q20/3274G06Q20/385G06Q20/425
    • A method and system for performing financial transactions. The method includes receiving by a mobile device, credit/debit card data belonging to a user of the mobile device. The credit/debit card data is registered with a financial transaction server and the user is authenticated. A USSD message comprising details associated with the user and a financial transaction is transmitted to a USSD server and a financial transaction server. In response, a random code representing the user and the credit/debit card data is received by the mobile device and a barcode is generated based on the random code. The bar code is presented to a merchant barcode scanner. The barcode is scanned, decoded, and transmitted to the financial transaction server. The decoded barcode is compared to the random code to perform a verification process associated with the financial transaction, the user, and credit/debit card data.
    • 执行金融交易的方法和系统。 该方法包括由移动设备接收属于移动设备的用户的信用/借记卡数据。 信用卡/借记卡数据被注册到金融交易服务器并且用户被认证。 包括与用户相关联的细节和金融交易的USSD消息被发送到USSD服务器和金融交易服务器。 作为响应,移动设备接收表示用户和信用卡/借记卡数据的随机代码,并且基于随机代码生成条形码。 条形码被呈现给商家条形码扫描器。 条形码被扫描,解码并传送到金融交易服务器。 将解码的条形码与随机码进行比较,以执行与金融交易,用户和信用卡/借记卡数据相关联的验证过程。