专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明授权

US11080678B2 Payment processing platform 有权
公开(公告)号：US11080678B2
公开(公告)日：2021-08-03
申请号：US12118646
申请日：2008-05-09
申请人： Rajesh G. Shakkarwar
发明人： Rajesh G. Shakkarwar
IPC分类号： G06Q30/00 , G06Q20/22 , G06Q20/10 , G06Q20/24 , G06Q20/40
摘要： A method for processing a child transaction involving a child product that is linked to a core account and is to be used for payment transactions within use restrictions defined by one or more control parameters. A payment processing platform receives one or more attributes defining the child transaction that is initiated at a merchant entity and compares the one or more attributes to the one or more control parameters. A child card number associated with the child transaction is determined, and a core account number, which is associated with the core account based on the child card number, is identified. Advantageously, the financial institution does not need to modify its legacy payment processing infrastructure in order to process payment transactions made using the child product. Additionally, child products protect consumers from fraud or identity theft and limit a customer's exposure when child products are lost or stolen.

2. 发明授权

US09373141B1 System and method for automatically filling webpage fields 有权
标题翻译：自动填写网页字段的系统和方法
公开(公告)号：US09373141B1
公开(公告)日：2016-06-21
申请号：US12888328
申请日：2010-09-22
申请人： Rajesh G. Shakkarwar
发明人： Rajesh G. Shakkarwar
IPC分类号： G06Q40/00 , G07F17/32
CPC分类号： G06Q20/351 , G06Q20/10 , G06Q20/12 , G06Q20/356 , G06Q20/4018 , G06Q40/00 , G07F17/32 , H04L67/02
摘要： A computer-implemented method for automatically populating fields of an online webpage. The method includes inserting a code segment into a first webpage that is configured to populate fields included in the first webpage with received data, where the first webpage is displayed on a display device in a web browser application executing on a computer system; receiving data from a second webpage; and executing the code segment to populate the fields based on the received data.
摘要翻译：一种用于自动填充在线网页的字段的计算机实现的方法。该方法包括将代码片段插入到被配置为利用接收到的数据填充包含在第一网页中的字段的第一网页，其中第一网页被显示在在计算机系统上执行的web浏览器应用中的显示设备上; 从第二网页接收数据; 以及基于所接收的数据执行所述代码段以填充所述字段。

3. 发明授权

US09953313B2 System and method for distributed payment products 有权
公开(公告)号：US09953313B2
公开(公告)日：2018-04-24
申请号：US12887347
申请日：2010-09-21
申请人： Rajesh G. Shakkarwar
发明人： Rajesh G. Shakkarwar
IPC分类号： G06Q30/00 , G06Q40/00 , G06Q20/04 , G06Q20/34 , G06Q20/10 , G06Q20/22 , G06Q30/02 , G06Q30/06 , G06Q40/02
CPC分类号： G06Q20/35785 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/227 , G06Q20/355 , G06Q20/3572 , G06Q30/02 , G06Q30/0235 , G06Q30/06 , G06Q40/02
摘要： A method for generating and distributing a plurality of financial child products to a group of recipients that can then be used for payment transactions by each recipient. The method includes receiving a selection of a core account that provides financial backing for the financial child products, and receiving a list of recipients that defines the group of recipients to which the financial child products are distributed. The method further includes generating the financial child products, where each financial child product is structured with one or more control parameters that define user restrictions for the financial child product, and causing the financial child products to be distributed to at least one recipient included in the list of recipients. Advantageously, since creating, distributing, and redeeming of the financial child products is performed using existing legacy networks, financial institutions only need to minimally modify legacy payment processing infrastructure to support these distributed payment products.

4. 发明授权

US09251538B1 System and method for automatically filling webpage fields 有权
标题翻译：自动填写网页字段的系统和方法
公开(公告)号：US09251538B1
公开(公告)日：2016-02-02
申请号：US12888330
申请日：2010-09-22
申请人： Rajesh G. Shakkarwar
发明人： Rajesh G. Shakkarwar
IPC分类号： G06Q40/00 , G07F17/32
CPC分类号： G06Q20/351 , G06Q20/10 , G06Q20/12 , G06Q20/356 , G06Q20/4018 , G06Q40/00 , G07F17/32 , H04L67/02
摘要： A computer-implemented method for automatically populating fields of a webpage. The method includes transmitting data from a browser add-on installed in a second webpage to a code segment inserted in a first webpage, where the code segment is configured to populate one or more fields included in the first webpage with received data, where the browser add-on is not installed in the first webpage, and where the first webpage is displayed on a display device in a web browser application executing on a computer system; and executing the code segment to populate the fields included in the first webpage with the received data.
摘要翻译：用于自动填充网页的字段的计算机实现的方法。该方法包括将安装在第二网页中的浏览器附件的数据传输到插入到第一网页中的代码片段，其中代码片段被配置为将包含在第一网页中的一个或多个字段填入接收到的数据，其中浏览器在第一网页中没有安装附件，并且在计算机系统上执行的web浏览器应用中的显示设备上显示第一网页的位置; 以及执行所述代码段以用所接收的数据填充包括在所述第一网页中的字段。

5. 发明申请

US20130132282A1 APPARATUS AND METHODS FOR PAYMENT TRANSACTIONS USING NEAR FIELD COMMUNICATION 审中-公开
标题翻译：使用现场通信的付款交易的装置和方法
公开(公告)号：US20130132282A1
公开(公告)日：2013-05-23
申请号：US13651219
申请日：2012-10-12
申请人： Rajesh G. Shakkarwar
发明人： Rajesh G. Shakkarwar
IPC分类号： G06Q20/38 , H04B5/00
摘要： In one embodiment, the mobile device includes an NFC tag for near field communication. The NFC tag may include a first storage device and a second storage device. Personal data is stored on the first storage device, which is not accessible by a NFC reader device. Prior to a transaction, the personal data is transmitted from the first storage device to the second storage device, where the data is readable or accessible by the reader device. After transmission of the data to the reader device, the data on the second storage is erased. In this respect, the data is not available for eavesdropping by an unauthorized reader device. In one embodiment, the data remains stored in the first storage device and available for future use. In another embodiment, the data comprises financial product data.
摘要翻译：在一个实施例中，移动设备包括用于近场通信的NFC标签。 NFC标签可以包括第一存储设备和第二存储设备。个人数据存储在第一存储设备上，NFC存储设备无法访问。在交易之前，个人数据从第一存储设备发送到第二存储设备，其中数据可由读取器设备读取或访问。在将数据发送到读取器设备之后，第二存储器上的数据被擦除。在这方面，数据不可用于未授权的读取器设备的窃听。在一个实施例中，数据保持存储在第一存储设备中并可供将来使用。在另一个实施例中，数据包括金融产品数据。

6. 发明申请

US20140237240A1 METHOD AND SYSTEMS FOR THE AUTHENTICATION OF A USER 有权
标题翻译：用户认证的方法和系统
公开(公告)号：US20140237240A1
公开(公告)日：2014-08-21
申请号：US14165179
申请日：2014-01-27
申请人： Rajesh G. Shakkarwar
发明人： Rajesh G. Shakkarwar
IPC分类号： H04L29/06 , H04L9/08
CPC分类号： H04L63/08 , G06Q20/02 , G06Q20/12 , H04L9/0816 , H04L9/0869 , H04L9/321 , H04L9/3226 , H04L63/0876 , H04L2209/56
摘要： A computer security system used to identify and authenticate a user. In one aspect, a method for identifying and authenticating a user is provided. The method includes establishing a trust between a server machine and an agent on a user machine. The method further includes establishing a session key to encrypt communications between the server machine and the agent. The method also includes receiving a username and password for use in validating the user. Additionally, the method includes creating an executable binary for the extraction of device data from the user machine to uniquely identify the machine. In another aspect, a computer-readable medium including a set of instructions that when executed by a processor causes the processor to identify and authenticate the user is provided. In a further aspect, a system for identifying and authenticating a user is provided.
摘要翻译：用于识别和认证用户的计算机安全系统。一方面，提供了一种用于识别和认证用户的方法。该方法包括在用户机器上建立服务器机器和代理之间的信任。该方法还包括建立会话密钥以加密服务器机器和代理之间的通信。该方法还包括接收用于验证用户的用户名和密码。此外，该方法包括创建用于从用户机器提取设备数据以唯一地识别机器的可执行二进制文件。在另一方面，一种包括一组指令的计算机可读介质，其在由处理器执行时使处理器识别和验证用户。在另一方面，提供了一种用于识别和认证用户的系统。

7. 发明授权

US08661520B2 Systems and methods for identification and authentication of a user 有权
标题翻译：用户识别和认证的系统和方法
公开(公告)号：US08661520B2
公开(公告)日：2014-02-25
申请号：US11562330
申请日：2006-11-21
申请人： Rajesh G. Shakkarwar
发明人： Rajesh G. Shakkarwar
IPC分类号： G06F12/14
CPC分类号： G06F21/34 , G06F21/33
摘要： The present invention generally relates to a computer security system for use in the identification and authentication of a user prior to an on-line transaction. In one aspect, a method for enrolling a user in a system configured to identify and authenticate the user is provided. The method includes collecting a username and password to identify the user. The method further includes extracting device data from a user machine to uniquely identify the machine. The method also includes generating a user profile based upon the device data and the username and password. Additionally, the method includes transmitting the user profile to a server machine to be stored. In another aspect, a computer-readable medium including a set of instructions that when executed by a processor cause the processor to enroll a user in a system configured to identify and authenticate the user is the provided. In yet a further aspect, a system for identifying and authenticating a user is provided.
摘要翻译：本发明一般涉及一种用于在在线交易之前识别和认证用户的计算机安全系统。一方面，提供了一种用于在被配置为识别和认证用户的系统中注册用户的方法。该方法包括收集用户名和密码以识别用户。该方法还包括从用户机器提取设备数据以唯一地识别机器。该方法还包括基于设备数据和用户名和密码生成用户简档。此外，该方法包括将用户简档发送到要存储的服务器机器。在另一方面，一种包括一组指令的计算机可读介质，所述指令当由处理器执行时使所述处理器将所述用户注册到被配置为识别和认证所述用户的系统中。在另一方面，提供了一种用于识别和认证用户的系统。

8. 发明申请

US20090281944A1 Systems And Methods For Secure Debit Payment 有权
标题翻译：系统和方法安全借记付款
公开(公告)号：US20090281944A1
公开(公告)日：2009-11-12
申请号：US12118643
申请日：2008-05-09
申请人： Rajesh G. Shakkarwar
发明人： Rajesh G. Shakkarwar
IPC分类号： G06Q40/00
CPC分类号： G06Q20/4012 , G06Q20/102 , G06Q20/26 , G06Q20/351 , G06Q20/35785 , G06Q20/40 , G07F7/1075
摘要： A method for generating a personal identification number (PIN) debit child product for use in performing a debit payment transaction with a merchant entity. A payment processing platform receives a user selection of a financial institution made via a merchant payment page and directs the user to authenticate a user identity with the financial institution. The payment processing platform receives a user selection of a core account held with the financial institution, such that the core account provides financial backing for the PIN debit child product. The PIN debit child product is generated that includes a child card number and a virtual PIN associated with the core account. Advantageously, the method provides the ability to make PIN debit transaction on the Internet.
摘要翻译：一种用于生成用于与商家实体进行借记支付交易的个人识别号码（PIN）借项子产品的方法。支付处理平台通过商业支付页面接收对金融机构的用户选择，并指导用户向金融机构认证用户身份。支付处理平台接收与金融机构持有的核心账户的用户选择，使得核心账户为PIN借记子产品提供财务支持。生成PIN借记子产品，其包括与核心帐户相关联的子卡号和虚拟PIN。有利地，该方法提供在因特网上进行PIN借记交易的能力。

9. 发明授权

US07548890B2 Systems and methods for identification and authentication of a user 有权
标题翻译：用户识别和认证的系统和方法
公开(公告)号：US07548890B2
公开(公告)日：2009-06-16
申请号：US11562353
申请日：2006-11-21
申请人： Rajesh G. Shakkarwar
发明人： Rajesh G. Shakkarwar
IPC分类号： G06F17/60
CPC分类号： G06Q20/40975 , G06Q20/341 , G06Q20/40 , G06Q20/401 , G06Q30/0185 , G06Q30/06 , G06Q30/0601 , G06Q40/00 , G07F7/1008 , G07F7/1025
摘要： The present invention generally relates to a computer security system for use in the identification and authentication of a user prior to an on-line transaction. In one aspect, a method for facilitating a secure transaction over a network is provided. The method includes collecting a username and password associated with a user of the machine. The method further includes verifying that the username and password matches a previously collected username and password in an identity profile. The method also includes collecting device data from a user machine to uniquely identify the machine. Additionally, the method includes verifying that the device data matches previously collected device data in the identity profile. In another aspect, a computer-readable medium including a set of instructions that when executed by a processor cause the processor to facilitate a secure transaction over a network is provided. In yet a further aspect, a system for facilitating a secure transaction is provided.
摘要翻译：本发明一般涉及一种用于在在线交易之前识别和认证用户的计算机安全系统。在一个方面，提供了一种用于促进网络上的安全交易的方法。该方法包括收集与该机器的用户相关联的用户名和密码。该方法还包括验证用户名和密码与身份简档中先前收集的用户名和密码相匹配。该方法还包括从用户机器收集设备数据以唯一识别机器。此外，该方法包括验证设备数据与身份简档中先前收集的设备数据相匹配。在另一方面，提供了一种包括一组指令的计算机可读介质，所述指令当由处理器执行时使得所述处理器促进通过网络的安全事务。在另一方面，提供了一种便于安全交易的系统。

10. 发明授权

US07392398B1 Method and apparatus for protection of computer assets from unauthorized access 有权
标题翻译：保护计算机资产免遭未经授权访问的方法和装置
公开(公告)号：US07392398B1
公开(公告)日：2008-06-24
申请号：US09586907
申请日：2000-06-05
申请人： Rajesh G. Shakkarwar
发明人： Rajesh G. Shakkarwar
IPC分类号： G06F21/00 , G06F21/02 , G06F21/04
CPC分类号： G06F21/54 , G06F21/575 , G06F21/577 , G06F21/629 , G06F21/74 , G06F2221/2103 , G06F2221/2105 , G06F2221/2137 , G06F2221/2141 , G06F2221/2151
摘要： A method and apparatus for protection of computer assets from unauthorized access is described. A protection engine is incorporated into microprocessor support circuitry to control access to computer assets, for example, BIOS memory and peripheral devices. The protection engine is capable of monitoring the state of an switch and controlling access to computer assets based, in part, on the state of the switch. The protection engine is capable of authenticating the source of interface control commands using cryptographic techniques. The protection engine provides protection against computer viruses, malicious cookies and java/javascript applets, macros, unauthorized remote access to a computer system, and other forms of unauthorized access.
摘要翻译：描述了一种用于保护计算机资产免于未经授权的访问的方法和装置。保护引擎并入微处理器支持电路中以控制对计算机资产的访问，例如BIOS存储器和外围设备。保护引擎能够监视交换机的状态，并且部分地基于交换机的状态来控制对计算机资产的访问。保护引擎能够使用加密技术来验证接口控制命令的来源。保护引擎提供针对计算机病毒，恶意Cookie和java / javascript小程序，宏，未经授权的远程访问计算机系统以及其他形式的未经授权访问的保护。

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式