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1. 发明授权

US09928518B1 Transaction processing using mobile devices 有权
公开(公告)号：US09928518B1
公开(公告)日：2018-03-27
申请号：US13470108
申请日：2012-05-11
申请人： Rajendra Kumar Vippagunta , Jon T. Rogers , Jason David Birchler , Tal Elisha Shprecher , Artur Barbalho de Oliveira Souza
发明人： Rajendra Kumar Vippagunta , Jon T. Rogers , Jason David Birchler , Tal Elisha Shprecher , Artur Barbalho de Oliveira Souza
IPC分类号： G06Q30/00 , G06Q30/02 , G06Q20/36
CPC分类号： G06Q30/0211 , G06Q20/367
摘要： The use of a mobile device with a merchant application may enable the merchant to turn the mobile device into a point-of-sale terminal that interfaces with a server. The server may receive from the mobile device a transaction via a network, in which the transaction includes transaction details for a purchase request made by a customer. In turn, the server may transmit a transaction token that identifies the transaction to the mobile device of the merchant. Subsequently, the server may receive the transaction token from a client device of the customer. The transaction token being transmitted from the mobile device to the client device using a short range communication that is independent of the network. After receiving the transaction token, the server may provide the transaction details of the transaction that matches the transaction token to the client device for display so that the customer may pay for the transaction.

2. 发明授权

US10163171B1 Payment to a friend through a social networking service 有权
公开(公告)号：US10163171B1
公开(公告)日：2018-12-25
申请号：US13294975
申请日：2011-11-11
申请人： Rajendra Kumar Vippagunta , Jon T. Rogers , Artur Barbalho de Oliveira Souza
发明人： Rajendra Kumar Vippagunta , Jon T. Rogers , Artur Barbalho de Oliveira Souza
IPC分类号： G06Q40/00 , G06Q50/00 , G06Q20/10
摘要： In various embodiments, a content provider may provide interactive content that is a part of a social networking service. One or more frames may be embedded within the interactive content, where the one or more frames may be provided by a payment application. The payment application may be configured to enable a user to view a list of friends; enable the user to select (i) a fund amount and (ii) a friend from the list of friends to transfer the fund amount from the user to the friend; and communicate, by bypassing the content provider, with a payment host to transfer the fund amount from the user to the friend without additional information about the friend.

3. 发明授权

US08364551B1 Order consolidation prediction 有权
标题翻译：订单合并预测
公开(公告)号：US08364551B1
公开(公告)日：2013-01-29
申请号：US12566219
申请日：2009-09-24
申请人： Rajendra Kumar Vippagunta
发明人： Rajendra Kumar Vippagunta
IPC分类号： G06Q30/00
CPC分类号： G06Q30/0601
摘要： Described herein are predictions of consolidation between previously placed orders and potential orders in, for example, an e-commerce system. A consolidation prediction may include a determination of a cost differential between consolidating the potential order(s) with previously placed order(s) and refraining from consolidating the potential order(s). The cost differential may comprise a savings in shipping costs, taxes, handling fees, and so forth. In addition, this cost differential may be presented to the user. When the user desires to complete the potential orders, the previously placed order(s) and potential order(s) may be consolidated to a single order, merchant, payment type, destination, and so forth.
摘要翻译：这里描述了在例如电子商务系统中预先订购的订单与潜在订单之间的合并的预测。合并预测可能包括确定合并潜在订单与先前下达的订单之间的成本差异，并避免合并潜在订单。成本差异可能包括节省运输成本，税收，手续费等。此外，该成本差异可以呈现给用户。当用户希望完成潜在的订单时，先前放置的订单和潜在订单可以合并为单个订单，商家，支付类型，目的地等。

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