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1. 发明授权

US08763097B2 System, design and process for strong authentication using bidirectional OTP and out-of-band multichannel authentication 有权
标题翻译：使用双向OTP和带外多渠道认证进行强认证的系统，设计和流程
公开(公告)号：US08763097B2
公开(公告)日：2014-06-24
申请号：US13385829
申请日：2012-03-08
申请人： Piyush Bhatnagar , Sridnar Reddy
发明人： Piyush Bhatnagar , Sridnar Reddy
IPC分类号： H04L29/06 , H04L9/32 , G06F21/30 , G06F21/31 , G06F21/43 , G06F21/35 , G06F17/30 , H04W12/06
CPC分类号： H04L63/08 , G06F17/30725 , G06F21/30 , G06F21/31 , G06F21/35 , G06F21/43 , H04L9/32 , H04L9/321 , H04L9/3226 , H04L9/3271 , H04L29/06755 , H04L63/0428 , H04L63/083 , H04L63/0853 , H04L63/18 , H04L2463/062 , H04W12/06
摘要： Systems and methods of authentication according to the invention are provided comprising a user, a service client, a service server, a portable communications device and an authentication server, wherein the method comprises use of one time passwords and out-of-band outbound communication channels. This system gives access to authentication seekers based on OTP out of band outbound authentication mechanism. The authentication seeker or system user scans a multi-dimensional barcode or another like encoding mechanism and validates the client and triggers the out of band outbound mechanism. The portable mobile device invokes the client server to request authentication. The client server authenticates the user based on a shared secret key and the user is automatically traversed to the next page.
摘要翻译：提供了根据本发明的认证的系统和方法，其包括用户，服务客户端，服务服务器，便携式通信设备和认证服务器，其中所述方法包括使用一次密码和带外出站通信信道。该系统允许基于OTP带外出站认证机制访问认证请求者。认证查询者或系统用户扫描多维条形码或其他类似的编码机制，并验证客户端并触发带外出站机制。便携式移动设备调用客户端服务器来请求认证。客户端服务器根据共享秘密密钥对用户进行身份验证，用户自动遍历到下一页。

2. 发明申请

US20120240204A1 System, design and process for strong authentication using bidirectional OTP and out-of-band multichannel authentication 有权
标题翻译：使用双向OTP和带外多渠道认证进行强认证的系统，设计和流程
公开(公告)号：US20120240204A1
公开(公告)日：2012-09-20
申请号：US13385829
申请日：2012-03-08
申请人： Piyush Bhatnagar , Sridnar Reddy
发明人： Piyush Bhatnagar , Sridnar Reddy
IPC分类号： G06F21/00 , G06F15/16
CPC分类号： H04L63/08 , G06F17/30725 , G06F21/30 , G06F21/31 , G06F21/35 , G06F21/43 , H04L9/32 , H04L9/321 , H04L9/3226 , H04L9/3271 , H04L29/06755 , H04L63/0428 , H04L63/083 , H04L63/0853 , H04L63/18 , H04L2463/062 , H04W12/06
摘要： Systems and methods of authentication according to the invention are provided comprising a user, a service client, a service server, a portable communications device and an authentication server, wherein the method comprises use of one time passwords and out-of-band outbound communication channels. This system gives access to authentication seekers based on OTP out of band outbound authentication mechanism. The authentication seeker or system user scans a multi-dimensional barcode or another like encoding mechanism and validates the client and triggers the out of band outbound mechanism. The portable mobile device invokes the client server to request authentication. The client server authenticates the user based on a shared secret key and the user is automatically traversed to the next page.
摘要翻译：提供了根据本发明的认证的系统和方法，其包括用户，服务客户端，服务服务器，便携式通信设备和认证服务器，其中所述方法包括使用一次密码和带外出站通信信道。该系统允许基于OTP带外出站认证机制访问认证请求者。认证查询者或系统用户扫描多维条形码或其他类似的编码机制，并验证客户端并触发带外出站机制。便携式移动设备调用客户端服务器来请求认证。客户端服务器根据共享秘密密钥对用户进行身份验证，用户自动遍历到下一页。

3. 发明申请

US20160308678A1 System, Design and Process for Easy to Use Credentials Management for Accessing Online Portals Using Out-of-Band Authentication 审中-公开
标题翻译：系统，设计和流程，易于使用凭据管理，使用带外认证访问在线门户
公开(公告)号：US20160308678A1
公开(公告)日：2016-10-20
申请号：US15192622
申请日：2016-06-24
申请人： Piyush Bhatnagar
发明人： Piyush Bhatnagar
IPC分类号： H04L9/32 , H04L9/30 , H04L9/14 , H04L29/06
CPC分类号： H04L63/0876 , G09C5/00 , H04L9/3215 , H04L9/3228 , H04L63/062 , H04L63/083 , H04L63/0853 , H04L63/18 , H04L2209/56 , H04L2209/80
摘要： The invention provides an easy to use credential management mechanism for multi-factor out-of-band multi-channel authentication process to protect user access to online portals. When opened, the client processing application generates a multi-dimensional code. The user scans the multi-dimensional code and validates the client processing application and triggers an out-of-band outbound mechanism. The portable mobile device invokes the authentication server to get authenticated. The authentication server authenticates the user based on shared secret key and is automatically allowed access to the online portal. The process of the invention includes an authentication server, a client processing application to generate an authentication vehicle or an embodiment (i.e. multi-dimensional bar code) and handle incoming requests, secret keys and a portable communication device with a smartphone application.
摘要翻译：本发明提供了一种易于使用的多因素带外多信道认证过程的凭据管理机制，以保护用户对在线门户的访问。打开时，客户端处理应用程序生成多维码。用户扫描多维码并验证客户端处理应用程序，并触发带外出站机制。便携式移动设备调用认证服务器进行认证。认证服务器根据共享密钥验证用户，并自动允许访问在线门户。本发明的过程包括认证服务器，用于生成认证车辆的客户端处理应用程序或实施例（即，多维条形码），并且处理传入请求，秘密密钥和具有智能电话应用的便携式通信设备。

4. 发明申请

US20160351080A1 System, Design and Process for Secure Documents Credentials Management Using Out-of-Band Authentication 审中-公开
标题翻译：使用带外认证的安全文档证书管理的系统，设计和过程
公开(公告)号：US20160351080A1
公开(公告)日：2016-12-01
申请号：US15158278
申请日：2016-05-18
申请人： Piyush Bhatnagar , Andrew Ferreira
发明人： Piyush Bhatnagar , Andrew Ferreira
IPC分类号： G09C5/00 , H04L9/32 , H04L29/06
CPC分类号： G09C5/00 , H04L9/3215 , H04L9/3228 , H04L63/0853 , H04L63/18 , H04L2209/80
摘要： The invention provides an easy to use credential management mechanism for multi-factor out-of-band multi-channel authentication process to protect a large number of documents without the need to remember all the document passwords. When opened, the secure document application generates a multi-dimensional code. The user scans the multi-dimensional code and validates the secure document application and triggers an out-of-band outbound mechanism. The portable mobile device invoices the authentication server to get authenticated. The authentication server authenticates the user based on shared secret key and is automatically allowed access to the secure document. The process of the invention includes an authentication server, a secure document application to generate an authentication vehicle or an embodiment (i.e. multi-dimensional bar code) and handle incoming requests, secret keys and a portable communication device with a smartphone application.
摘要翻译：本发明提供了一种易于使用的多因素带外多信道认证过程的凭据管理机制，以保护大量文档，而不需要记住所有的文档密码。打开时，安全文档应用程序生成多维代码。用户扫描多维码并验证安全文档应用程序，并触发带外出站机制。便携式移动设备发证认证服务器进行认证。认证服务器基于共享密钥对用户进行认证，并自动允许访问安全文档。本发明的过程包括认证服务器，用于生成认证车辆的安全文档应用或实施例（即，多维条形码）并且处理传入请求，秘密密钥和具有智能电话应用的便携式通信设备。

5. 发明授权

US09412283B2 System, design and process for easy to use credentials management for online accounts using out-of-band authentication 有权
标题翻译：系统，设计和流程，便于使用带外认证的在线帐户的凭据管理
公开(公告)号：US09412283B2
公开(公告)日：2016-08-09
申请号：US14143659
申请日：2013-12-30
申请人： Piyush Bhatnagar
发明人： Piyush Bhatnagar
IPC分类号： H04L29/06 , G09C5/00 , H04L9/32
CPC分类号： G09C5/00 , H04L9/3228 , H04L63/0853 , H04L63/18 , H04L2209/80 , H04W12/06
摘要： The invention provides an easy to use credential management mechanism for multi-factor out-of-band multi-channel authentication process to protect a large number of documents without the need to remember all the document passwords. When opened, the secure document application generates a multi-dimensional code. The user scans the multi-dimensional code and validates the secure document application and triggers an out-of-band outbound mechanism. The portable mobile device invokes the authentication server to get authenticated. The authentication server authenticates the user based on shared secret key and is automatically allowed access to the secure document. The process of the invention includes an authentication server, a secure document application to generate an authentication vehicle or an embodiment (i.e. multi-dimensional bar code) and handle incoming requests, secret keys and a portable communication device with a smartphone application.
摘要翻译：本发明提供了一种易于使用的多因素带外多信道认证过程的凭据管理机制，以保护大量文档，而不需要记住所有的文档密码。打开时，安全文档应用程序生成多维代码。用户扫描多维码并验证安全文档应用程序，并触发带外出站机制。便携式移动设备调用认证服务器进行认证。认证服务器基于共享密钥对用户进行认证，并自动允许访问安全文档。本发明的过程包括认证服务器，用于生成认证车辆的安全文档应用或实施例（即，多维条形码）并且处理传入请求，秘密密钥和具有智能电话应用的便携式通信设备。

6. 发明授权

US09741265B2 System, design and process for secure documents credentials management using out-of-band authentication 有权
公开(公告)号：US09741265B2
公开(公告)日：2017-08-22
申请号：US15158278
申请日：2016-05-18
申请人： Piyush Bhatnagar , Andrew Ferreira
发明人： Piyush Bhatnagar , Andrew Ferreira
IPC分类号： H04L29/06 , G09C5/00 , H04L9/32
CPC分类号： G09C5/00 , H04L9/3215 , H04L9/3228 , H04L63/0853 , H04L63/18 , H04L2209/80
摘要： The invention provides an easy to use credential management mechanism for multi-factor out-of-band multi-channel authentication process to protect a large number of documents without the need to remember all the document passwords. When opened, the secure document application generates a multi-dimensional code. The user scans the multi-dimensional code and validates the secure document application and triggers an out-of-band outbound mechanism. The portable mobile device invoices the authentication server to get authenticated. The authentication server authenticates the user based on shared secret key and is automatically allowed access to the secure document. The process of the invention includes an authentication server, a secure document application to generate an authentication vehicle or an embodiment (i.e. multi-dimensional bar code) and handle incoming requests, secret keys and a portable communication device with a smartphone application.

7. 发明授权

US09741033B2 System and method for point of sale payment data credentials management using out-of-band authentication 有权
公开(公告)号：US09741033B2
公开(公告)日：2017-08-22
申请号：US15193088
申请日：2016-06-26
申请人： Piyush Bhatnagar , Andrew Ferreira
发明人： Piyush Bhatnagar , Andrew Ferreira
IPC分类号： H04L29/06 , G06Q20/38 , H04W12/04 , H04W12/06 , G09C5/00 , H04L9/32 , H04L9/08
CPC分类号： G06Q20/38215 , G06Q20/3829 , G06Q2220/00 , G09C5/00 , H04L9/0872 , H04L9/3215 , H04L9/3228 , H04L63/0428 , H04L63/06 , H04L63/083 , H04L63/0838 , H04L63/0853 , H04L63/18 , H04L2209/56 , H04L2209/80 , H04W12/04 , H04W12/06
摘要： The invention provides an easy to use credential management mechanism for multi-factor out-of-band multi-channel authentication process to protect payment credentials without the risk of malware and skimming attacks. When opened, the secure payment application generates a multi-dimensional transitory key. The user authenticates the multi-dimensional transitory key and validates the secure payment application, triggering an out-of-band outbound mechanism. The portable mobile device invokes the authentication server and the authentication server authenticates the user based on the authenticated transitory key. After authentication, the merchant is allowed access to the payment credentials to complete the transaction. The process of the invention includes an authentication server, a secure payment application to generate an authentication vehicle or an embodiment (i.e. multi-dimensional transitory key) and handle incoming requests, and a portable communication device with a smartphone application.

8. 发明授权

US09742766B2 System, design and process for easy to use credentials management for accessing online portals using out-of-band authentication 有权
公开(公告)号：US09742766B2
公开(公告)日：2017-08-22
申请号：US15192622
申请日：2016-06-24
申请人： Piyush Bhatnagar
发明人： Piyush Bhatnagar
IPC分类号： H04L29/06 , G09C5/00 , H04L9/32
CPC分类号： H04L63/0876 , G09C5/00 , H04L9/3215 , H04L9/3228 , H04L63/062 , H04L63/083 , H04L63/0853 , H04L63/18 , H04L2209/56 , H04L2209/80
摘要： The invention provides an easy to use credential management mechanism for multi-factor out-of-band multi-channel authentication process to protect user access to online portals. When opened, the client processing application generates a multi-dimensional code. The user scans the multi-dimensional code and validates the client processing application and triggers an out-of-band outbound mechanism. The portable mobile device invokes the authentication server to get authenticated. The authentication server authenticates the user based on shared secret key and is automatically allowed access to the online portal. The process of the invention includes an authentication server, a client processing application to generate an authentication vehicle or an embodiment (i.e. multi-dimensional bar code) and handle incoming requests, secret keys and a portable communication device with a smartphone application.

9. 发明申请

US20160307194A1 SYSTEM AND METHOD FOR POINT OF SALE PAYMENT DATA CREDENTIALS MANAGEMENT USING OUT-OF-BAND AUTHENTICATION 审中-公开
标题翻译：销售点数据的系统和方法使用带外认证的认证管理
公开(公告)号：US20160307194A1
公开(公告)日：2016-10-20
申请号：US15193088
申请日：2016-06-26
申请人： Piyush Bhatnagar , Andrew Ferreira
发明人： Piyush Bhatnagar , Andrew Ferreira
IPC分类号： G06Q20/38 , H04W12/06 , H04L9/14 , H04L9/30 , H04L29/06 , H04W12/04
CPC分类号： G06Q20/38215 , G06Q20/3829 , G06Q2220/00 , G09C5/00 , H04L9/0872 , H04L9/3215 , H04L9/3228 , H04L63/0428 , H04L63/06 , H04L63/083 , H04L63/0838 , H04L63/0853 , H04L63/18 , H04L2209/56 , H04L2209/80 , H04W12/04 , H04W12/06
摘要： The invention provides an easy to use credential management mechanism for multi-factor out-of-band multi-channel authentication process to protect payment credentials without the risk of malware and skimming attacks.When opened, the secure payment application generates a multi-dimensional transitory key. The user authenticates the multi-dimensional transitory key and validates the secure payment application, triggering an out-of-band outbound mechanism. The portable mobile device invokes the authentication server and the authentication server authenticates the user based on the authenticated transitory key. After authentication, the merchant is allowed access to the payment credentials to complete the transaction.The process of the invention includes an authentication server, a secure payment application to generate an authentication vehicle or an embodiment (i.e. multi-dimensional transitory key) and handle incoming requests, and a portable communication device with a smartphone application.
摘要翻译：本发明的过程包括认证服务器，用于生成认证车辆的安全支付应用或实施例（即，多维瞬态密钥）并处理传入请求，以及具有智能电话应用的便携式通信设备。

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