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1. 发明申请

US20140372169A1 SYSTEMS AND METHODS FOR PROVIDING BUSINESS RATINGS 审中-公开
标题翻译：提供业务评级的系统和方法
公开(公告)号：US20140372169A1
公开(公告)日：2014-12-18
申请号：US14308268
申请日：2014-06-18
申请人： Phillip KIM , Alex HASHA , Jaidev SHERGILL , Homin LEE , Simon FREEDMAN
发明人： Phillip KIM , Alex HASHA , Jaidev SHERGILL , Homin LEE , Simon FREEDMAN
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0201
摘要： The disclosed embodiments include methods, systems, and articles of manufacture for providing business ratings. The disclosed embodiments include, for example, a system that may be configured to access spending transaction data including at least a unique payor identifier, a payee description, a payee category code, and a postal code. The system may determine a payee identification for the spending transaction data by comparing the spending transaction data to a plurality of known payees having the same payee category code as the spending transaction data. Further, the system may access one or more historical spending transactions matching the payee category code, and generate a business rating score for a payee associated with the determined payee identification based on at least the determined one or more historical spending transactions.
摘要翻译：所公开的实施例包括用于提供商业评级的方法，系统和制品。所公开的实施例包括例如可被配置为访问消费交易数据的系统，该系统至少包括唯一的付款人标识符，收款人描述，收款人类别代码和邮政编码。该系统可以通过将消费交易数据与具有与消费交易数据相同的收款人类别代码的多个已知收款人进行比较来确定支出交易数据的收款人标识。此外，系统可以访问与收款人类别代码相匹配的一个或多个历史支出交易，并且基于至少所确定的一个或多个历史支出交易来生成与确定的收款人标识相关联的收款人的商业评级分数。

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