专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明申请

US20150199658A1 SYSTEM AND METHOD FOR ELECTRONIC PAYMENT, AND SERVER, COMMUNICATION TERMINAL AND PROGRAM THEREFOR 审中-公开
标题翻译：电子支付系统和方法及其服务器，通信终端及其程序
公开(公告)号：US20150199658A1
公开(公告)日：2015-07-16
申请号：US14670577
申请日：2015-03-27
申请人： Naotake FUJITA , Takuji TOMIYAMA , Yasuhiko SAKAGUCHI , Toshiyuki MISU
发明人： Naotake FUJITA , Takuji TOMIYAMA , Yasuhiko SAKAGUCHI , Toshiyuki MISU
IPC分类号： G06Q20/02 , G06Q20/32
CPC分类号： G06Q20/027 , G06Q20/04 , G06Q20/10 , G06Q20/12 , G06Q20/20 , G06Q20/204 , G06Q20/32 , G06Q20/322 , G06Q20/40 , G06Q20/401
摘要： A secure, inexpensive, convenient payment system which allows an existing communication to be used to make an expensive payment terminal unnecessary, makes local communication unnecessary to make it possible to use the system by a seller and a buyer, uses closed-loop type electronic money to make it possible to make payment on delivery is obtained. An account database 6 which is arranged as equipment of a communication carrier and manages accounts of sellers and buyers (users), and a payment server 5 which is arranged as equipment of the communication carrier and performs an electronic payment process between the seller and the buyer are arranged. In the payment server 5, a primary payment server 3 and a secondary payment server 4 are arranged. When a payment request from a user is received through a communication network 10, the primary payment server 3 refers to the account database 6 to perform a real-time payment process by electronic money as primary payment between accounts of the seller and the buyer.Secondary payment is performed between the financial institution server 13 and the secondary payment server 4 in a predetermined period of time thereafter.
摘要翻译：一种安全，便宜，便利的支付系统，允许使用现有通信来使昂贵的支付终端不必要，使得本地通信不必使卖方和买方可以使用系统，使用闭环型电子货币以便能够在交货时付款。安排为通信运营商的设备并管理卖家和买方（用户）的账户的账户数据库6，以及作为通信运营商的设备而布置的卖方和买方之间的电子支付处理的支付服务器5 被安排。在支付服务器5中，设置主支付服务器3和辅助支付服务器4。当通过通信网络10接收到来自用户的付款请求时，主要支付服务器3参考账户数据库6，以电子货币的形式执行实时支付过程，作为卖方和买方的帐户之间的主要付款。在金融机构服务器13和辅助支付服务器4之间的预定时间段内执行二次支付。

IPRDB

热门服务

关于我们

友情链接

联系方式