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1. 发明授权

US08387865B2 Banking system that operates responsive to data read from data bearing records 有权
标题翻译：对从数据记录读取的数据进行响应的银行系统
公开(公告)号：US08387865B2
公开(公告)日：2013-03-05
申请号：US12802563
申请日：2010-06-09
申请人： Michael Russell , Larry Harmon , Eric Klein , Kevin Newton , Jeffery M. Enright , Mike R. Ryan , Wayne D. Wellbaum , Songtao Ma
发明人： Michael Russell , Larry Harmon , Eric Klein , Kevin Newton , Jeffery M. Enright , Mike R. Ryan , Wayne D. Wellbaum , Songtao Ma
IPC分类号： G06Q40/00
CPC分类号： B65H7/12 , B65H2220/03 , B65H2220/09 , B65H2511/413 , B65H2511/51 , B65H2511/524 , B65H2553/30 , B65H2557/64 , G06Q20/042 , G07D7/08 , G07D7/12 , G07F19/20 , B65H2220/01
摘要： An automated banking machine operates to cause financial transfers responsive to data bearing records. The automated banking machine includes a card reader that is operative to read data from user cards corresponding to a financial account. The automated banking machine further includes a sheet accepting device that is operative to receive at least one of notes and checks. A note acceptor includes at least one validator that includes at least one ultrasonic detector. The at least one validator is operative to identify suspect counterfeit notes produced by assembling pieces of genuine notes by identifying seams or other fastening features in the notes where such pieces are joined. The note validator may further include image sensors and/or radiation transmission sensors which are further usable to identify the presence of seams or other fastening features that can distinguish valid and suspect counterfeit notes.
摘要翻译：一个自动银行机器可以根据数据记录进行财务转移。自动银行机包括读卡器，其可操作以从对应于金融账户的用户卡读取数据。自动银行机还包括可接收笔记和支票中的至少一个的工作表接受装置。音符接受器包括至少一个包括至少一个超声波探测器的校验器。所述至少一个验证器用于通过识别在这些片连接的笔记中的接缝或其他紧固特征来识别由正装音符组合而产生的可疑假笔记。笔记验证器还可以包括图像传感器和/或辐射传输传感器，其可进一步用于识别可以区分有效和可疑假冒笔记的接缝或其他紧固特征的存在。

2. 发明授权

US5507481A Automated teller machine passbook transport mechanism 失效
标题翻译：自动柜员机存折运输机制
公开(公告)号：US5507481A
公开(公告)日：1996-04-16
申请号：US258040
申请日：1994-06-10
申请人： Jerry L. Meyer , Wayne D. Wellbaum , H. Thomas Graef
发明人： Jerry L. Meyer , Wayne D. Wellbaum , H. Thomas Graef
IPC分类号： B41J11/00 , B65H5/02 , B65H9/00 , B65H9/06 , G07F19/00
CPC分类号： B65H5/023 , B41J11/007 , B65H9/00 , B65H9/06 , G07F19/20 , G07F19/201 , B65H2404/261 , Y10S271/902
摘要： A passbook transport and handling apparatus (10) for transporting a passbook between a customer using an automated banking machine and a printer (12) located inside the banking machine includes first belt flights (32) movable on first pulleys (22). The transport further includes second belt flights (34) movable on second pulleys (28). The second belt flights are disposed traversely intermediate of the first belt flights so that a passbook carried therein between is engaged firmly but with limited slippage. The passbook is guided through the transport by a first fixed edge guide (44). A second edge guide (46) is mounted on a spring (48) so as to bias the passbook into alignment as it passes through the transport. A gate member (72) is movable between positions blocking or admitting a passbook to the transport. Movement of the gate member as well as the belt flights is under control of a processor. Sensors (110), (114), (118) and (124) are operatively connected to and are controlled by the processor and prevent the admission and passage of improperly sized passbooks by the transport.
摘要翻译：用于在使用自动银行机的客户和位于银行机内的打印机（12）之间运送存折的存折运输和处理装置（10）包括可在第一滑轮（22）上移动的第一皮带（32）。运输装置还包括可在第二滑轮（28）上移动的第二带轮（34）。第二皮带飞行横跨第一皮带飞行中间的位置，使得其间承载的存折牢固地接合但是具有有限的滑动。存折通过第一固定边缘引导件（44）引导通过运输。第二边缘引导件（46）安装在弹簧（48）上，以便在存折通过传送装置时使其对齐。闸门构件（72）可在阻挡或承认存折到运输工具的位置之间移动。闸门构件和皮带飞行的移动由处理器控制。传感器（110），（114），（118）和（124）可操作地连接到处理器并且由处理器控制，并且防止由运输工具进入和通过不正确尺寸的存折。

3. 发明授权

US5797599A Passbook transport mechanism for automated teller machine 失效
标题翻译：自动取款机的存折运输机制
公开(公告)号：US5797599A
公开(公告)日：1998-08-25
申请号：US813134
申请日：1997-03-07
申请人： Jerry L. Meyer , Wayne D. Wellbaum , H. Thomas Graef
发明人： Jerry L. Meyer , Wayne D. Wellbaum , H. Thomas Graef
IPC分类号： B41J11/00 , B65H5/02 , B65H9/00 , B65H9/06 , G07F19/00 , B65H5/00
CPC分类号： B65H5/023 , B41J11/007 , B65H9/00 , B65H9/06 , G07F19/20 , G07F19/201 , B65H2404/261 , Y10S271/902
摘要： A passbook transport and handling apparatus (10) for transporting a passbook between a customer using an automated banking machine and a printer (12) located inside the banking machine includes first belt flights (32) movable on first pulleys (22). The transport further includes second belt flights (34) movable on second pulleys (28). The second belt flights are disposed traversely intermediate of the first belt flights so that a passbook carried therein between is engaged firmly but with limited slippage. The passbook is guided through the transport by a first fixed edge guide (44). A second edge guide (46) is mounted on a spring (48) so as to bias the passbook into alignment as it passes through the transport. A gate member (72) is movable between positions blocking or admitting a passbook to the transport. Movement of the gate member as well as the belt flights is under control of a processor. Sensors (110), (114), (118) and (124) are operatively connected to and are controlled by the processor and prevent the admission and passage of improperly sized passbooks by the transport.
摘要翻译：用于在使用自动银行机的客户和位于银行机内的打印机（12）之间运送存折的存折运输和处理装置（10）包括可在第一滑轮（22）上移动的第一皮带（32）。运输装置还包括可在第二滑轮（28）上移动的第二带轮（34）。第二皮带飞行横跨第一皮带飞行中间的位置，使得其间承载的存折牢固地接合但是具有有限的滑动。存折通过第一固定边缘引导件（44）引导通过运输。第二边缘引导件（46）安装在弹簧（48）上，以便在存折通过传送装置时使其对齐。闸门构件（72）可在阻挡或承认存折到运输工具的位置之间移动。闸门构件和皮带飞行的移动由处理器控制。传感器（110），（114），（118）和（124）可操作地连接到处理器并且由处理器控制，并且防止由运输工具进入和通过不正确尺寸的存折。

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