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1. 发明授权

US08082207B2 Scored negative file system and method 有权
标题翻译：得分负文件系统和方法
公开(公告)号：US08082207B2
公开(公告)日：2011-12-20
申请号：US10870554
申请日：2004-06-17
申请人： Michael R. Bates , Gregory A. Nelson
发明人： Michael R. Bates , Gregory A. Nelson
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00 , G06Q20/40 , G06Q40/025
摘要： System and method for validating a payment. The method can include obtaining a first account identifier, accessing a database containing a plurality of risk scores, each one of the plurality of risk scores being associated with one of a plurality of account identifiers, obtaining a first risk score from the plurality of risk scores, the first risk score being associated with the first account identifier, and determining an acceptance decision by comparing the first risk score against a risk threshold value.
摘要翻译：用于验证付款的系统和方法。该方法可以包括获得第一帐户标识符，访问包含多个风险分数的数据库，所述多个风险分数中的每一个与多个帐户标识符中的一个相关联，从所述多个风险分数中获得第一风险评分所述第一风险分数与所述第一帐户标识符相关联，以及通过将所述第一风险分数与风险阈值进行比较来确定接受决定。

2. 发明申请

US20120066132A1 SCORED NEGATIVE FILE SYSTEM AND METHOD 审中-公开
标题翻译：标准负面文件系统和方法
公开(公告)号：US20120066132A1
公开(公告)日：2012-03-15
申请号：US13296713
申请日：2011-11-15
申请人： Michael R. Bates , Gregory A. Nelson
发明人： Michael R. Bates , Gregory A. Nelson
IPC分类号： G06Q20/40
CPC分类号： G06Q40/00 , G06Q20/40 , G06Q40/025
摘要： System and method for validating a payment. The method can include obtaining a first account identifier, accessing a database containing a plurality of risk scores, each one of the plurality of risk scores being associated with one of a plurality of account identifiers, obtaining a first risk score from the plurality of risk scores, the first risk score being associated with the first account identifier, and determining an acceptance decision by comparing the first risk score against a risk threshold value.
摘要翻译：用于验证付款的系统和方法。该方法可以包括获得第一帐户标识符，访问包含多个风险分数的数据库，所述多个风险分数中的每一个与多个帐户标识符中的一个相关联，从所述多个风险分数中获得第一风险评分所述第一风险分数与所述第一帐户标识符相关联，以及通过将所述第一风险分数与风险阈值进行比较来确定接受决定。

3. 外观设计

USD640779S1 Plumbing fixture 有权
公开(公告)号：USD640779S1
公开(公告)日：2011-06-28
申请号：US29357736
申请日：2010-03-16
申请人： Michael R. Bates
设计人： Michael R. Bates

4. 发明申请

US20100251476A1 SLIDABLE SEAT ASSEMBLY FOR A BATHTUB 有权
标题翻译：一个BATHTUB的滑动座椅组件
公开(公告)号：US20100251476A1
公开(公告)日：2010-10-07
申请号：US12418709
申请日：2009-04-06
申请人： Michael R. Bates , Jeffrey F. Tempas
发明人： Michael R. Bates , Jeffrey F. Tempas
IPC分类号： A47K3/12
CPC分类号： A47K3/122
摘要： A seat assembly for sliding along opposing rims of a bathtub is disclosed. The seat assembly includes a seat member, a friction element affixed to the seat member so as to extend under the seat member, and a flexible slider affixed to the seat member so as to also extend under the seat member. The slider and friction element are positioned and configured so that in a first state, if the seat member is positioned on the opposing rims without additional weight on the seat member, the slider holds the friction element up off a rim while facilitating sliding of the seat member along a rim. In a second state, if the seat member is positioned on the opposing rims with a human weighing over 50 pounds sitting on the seat member, the friction element can contact the rim and thereby impede sliding of the seat member along a rim.
摘要翻译：公开了一种用于沿着浴缸的相对的边缘滑动的座椅组件。座椅组件包括座椅构件，固定到座椅构件以便在座椅构件下方延伸的摩擦元件，以及固定到座椅构件上的柔性滑动件，并且也在座椅构件下方延伸。滑动件和摩擦元件的定位和构造使得在第一状态下，如果座椅构件位于相对的边缘上而没有额外的重量在座椅构件上，则滑块将摩擦元件向上保持在边缘上，同时便于座椅的滑动沿边缘的成员在第二状态下，如果座椅构件位于相对的轮圈上，重量超过50磅的人坐在座椅构件上，则摩擦元件可以接触轮辋，从而阻碍座椅构件沿着轮辋的滑动。

5. 发明申请

US20100102177A1 SPRAYER SEATING ASSEMBLY 有权
标题翻译：喷雾器座椅组件
公开(公告)号：US20100102177A1
公开(公告)日：2010-04-29
申请号：US12259742
申请日：2008-10-28
申请人： Terrence J. Andersen , Michael R. Bates
发明人： Terrence J. Andersen , Michael R. Bates
IPC分类号： B05B15/06
CPC分类号： E03C1/0401 , E03C1/0404 , E03C2001/0415 , E03C2001/0416 , E03C2201/50 , Y10T137/6977
摘要： A sprayer seating assembly is disclosed for more securely docking a sprayer head to an escutcheon positioned on a countertop or the like. The escutcheon has a bore extending there through and a recess adjacent the bore. A sprayer head is linked to a supply hose and has a recess adjacent a base portion of the sprayer head. A flexible snap member is mounted in one of the recesses such that it can flex at least partially into the other of the recesses when the recesses are aligned. The escutcheon forms a rest seat for the sprayer head and the flexible snap member assists in removably retaining the sprayer head against the rest seat.
摘要翻译：公开了一种喷雾器座椅组件，用于将喷雾头更牢固地对接到位于台面等上的孔罩。孔罩具有在其上延伸的孔和邻近孔的凹部。喷雾器头连接到供应软管并且具有与喷雾器头部的基部相邻的凹部。柔性卡扣构件安装在一个凹部中，使得当凹部对齐时，其可以至少部分地弯曲到另一个凹部中。孔罩形成用于喷雾头的静止座，并且柔性卡扣构件有助于将喷雾器头部可移除地保持抵靠静止座。