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1. 发明授权

US07359875B1 Method for strucuring an equity issue utilizing a closed block business entity 有权
标题翻译：使用封闭式业务实体结构化股权的方法
公开(公告)号：US07359875B1
公开(公告)日：2008-04-15
申请号：US09900554
申请日：2001-07-06
申请人： Michael Millette , Michael Rotter , Shiv Kumar , Omar Javed Chaudhary , Cliff Brokaw , David Govrin
发明人： Michael Millette , Michael Rotter , Shiv Kumar , Omar Javed Chaudhary , Cliff Brokaw , David Govrin
IPC分类号： G06Q40/00
CPC分类号： G06Q40/08 , G06Q40/00 , G06Q40/04 , G06Q40/06
摘要： A method for structuring an equity issue comprising: (a) establishing a holding company as an owner of a closed block business entity, wherein the holding company is a subsidiary of a parent company and further wherein an on-going business is a subsidiary of the parent company; (b) representing an on-going business by a first class of common stock issued from the parent company; (c) issuing a second class of common stock in the parent company, wherein the second class of common stock represents an ownership interest in the closed block business entity and wherein the closed block business entity is a lower growth and lower margin business than the on-going business; and (d) classifying proceeds received from the issuance of the second class of common stock as assets of the on-going business.
摘要翻译：一种构建股权问题的方法，包括：（a）设立控股公司作为封闭式业务实体的所有者，其中该控股公司为母公司的附属公司，并且进一步其中正在进行的业务为母公司; （b）由母公司发行的第一类普通股代表正在进行的业务; （c）在母公司中发行第二类普通股，其中第二类普通股代表封闭式商业实体的所有者权益，其中封闭式块业务实体为低于上市公司的较低增长和较低保证金业务正在经营; （d）将从发行第二类普通股收到的收益分类为正在进行的业务的资产。

2. 发明申请

US20220253817A1 AUTOMATED AI SYSTEMS AND METHODS FOR PERSONALIZED SAVINGS OR DEBT PAYDOWN 有权
公开(公告)号：US20220253817A1
公开(公告)日：2022-08-11
申请号：US17534380
申请日：2021-11-23
申请人： David Sosna , David Govrin , Jody Bhagat
发明人： David Sosna , David Govrin , Jody Bhagat
IPC分类号： G06Q20/10 , G06Q20/40
摘要： In one aspect, a computerized method for automated personalized savings comprising: enabling a consumer to identify a source checking account for income deposits and an amount to save; linking the source checking account as a source of funds; determining an amount the customer is able save based on a balance forecast model predictions model; determining the amount the customer is able to save meets a customers request; and delivering an instructions to a bank to transfer a designated amount to a destination savings account.

3. 发明申请

US20100100468A1 SYSTEM AND METHOD FOR MULTI LAYER RULE PROCESSING BACKGROUND 审中-公开
标题翻译：用于多层规则处理的系统和方法背景技术
公开(公告)号：US20100100468A1
公开(公告)日：2010-04-22
申请号：US12254455
申请日：2008-10-20
申请人： Omri SPECTOR , Paul Gerald Henninger , David Govrin , Michael Oland , Boaz Peer
发明人： Omri SPECTOR , Paul Gerald Henninger , David Govrin , Michael Oland , Boaz Peer
IPC分类号： G06Q10/00
CPC分类号： G06Q20/04 , G06Q20/405 , G06Q40/00 , G06Q40/02
摘要： A system and method for processing a digital transaction using a layered rule architecture. Any number of rules may be applied to or tested against a transaction record. Rules and associated actions may be associated with priorities. A conflict resolution method or logic may be used to select one or more actions from a set of actions resulting from applying a set of rules to a transaction record.
摘要翻译：一种使用分层规则架构处理数字交易的系统和方法。任何数量的规则可能会被应用于或针对交易记录进行测试。规则和相关操作可能与优先级相关联。可以使用冲突解决方法或逻辑来从通过将一组规则应用于事务记录而产生的一组动作来选择一个或多个动作。

4. 发明授权

US06965886B2 System and method for analyzing and utilizing data, by executing complex analytical models in real time 有权
标题翻译：通过执行复杂的分析模型实时分析和利用数据的系统和方法
公开(公告)号：US06965886B2
公开(公告)日：2005-11-15
申请号：US09985078
申请日：2001-11-01
申请人： David Govrin , Boaz Peer , David Sosna , Guy Greenberg
发明人： David Govrin , Boaz Peer , David Sosna , Guy Greenberg
IPC分类号： G06F17/30 , G06Q10/10 , G06F17/00 , G06F15/173
CPC分类号： G06Q10/10 , G06F17/30592 , Y10S707/99932
摘要： A system and method for collecting, filtering, analyzing, distributing and effectively utilizing highly relevant events (such as key business events) in real time, from huge quantities of data. The present invention analyzes both historic and real-time data stemming from operational activity, by interfacing with internal data repositories (such as Enterprise Resource Planning (ERP) and Customer Relationship Management (CRM)), external data sources (such as suppliers and clients), and real time operational systems in order to create an Active Intelligence Platform. This Active Intelligence Platform is positioned as a layer between the organization's data sources and its applications, monitoring inputs and relaying only the important data items to the relevant individuals and/or systems. This allows individuals and systems to respond immediately and effectively to key events.
摘要翻译：从大量数据中实时收集，过滤，分析，分发和有效利用高度相关的事件（如关键业务事件）的系统和方法。本发明通过与内部数据存储库（如企业资源规划（ERP）和客户关系管理（CRM）），外部数据源（如供应商和客户端）的接口来分析来自业务活动的历史和实时数据，，以及实时操作系统，以创建一个Active Intelligence平台。该活动智能平台定位为组织的数据源及其应用程序之间的层次，监视输入并将重要数据项目中继到相关的个人和/或系统。这使得个人和系统能够立即有效地响应关键事件。

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