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    • 8. 发明授权
    • Computerized bill consolidation, billing and payment authorization with
remote access to the billing information
    • 计算机帐单合并,计费和付款授权,远程访问计费信息
    • US6052671A
    • 2000-04-18
    • US287394
    • 1999-04-06
    • Gerry CrooksJanna GenzbergerEd ArnholdJohn BattistaKen BoniDave MillerMark FeichtnerLarry KippenhanShawn NantoTeri OrrDan Bowers
    • Gerry CrooksJanna GenzbergerEd ArnholdJohn BattistaKen BoniDave MillerMark FeichtnerLarry KippenhanShawn NantoTeri OrrDan Bowers
    • G06Q20/04G06Q20/14G06Q30/02G06Q30/04G06Q40/00G06Q50/06G06F17/60
    • G06Q30/04G06Q20/04G06Q20/14G06Q30/0283G06Q40/12G06Q50/06Y10S707/99945Y10S707/99948
    • Computerized billing and payment authorization methods and systems are described. In one aspect, a host system includes a database in which information associated with a billable entity from which payment is to be received is stored. Billing information is received from a billing entity and is associated with a bill for payment by the billable entity. The billable entity is provided with remote electronic access to the billing information in the host computer and can authorization payment thereof. In one implementation, the billing information is scrutinized in accordance with pre-determined tolerance parameters prior to the billable entity gaining access thereto. In another implementation, a plurality of billing entities provide billing information to the host system, with the billing information being subsequently checked and consolidated into a consolidated amount which can be remotely accessed by the billable entity. In a preferred implementation a plurality of utility providers are incorporated into the system and providing billing information for customers which may have a number of different, geographically-separated sites being serviced by different utilities. The billing information is consolidated and made available electronically through access which is initiated by the customer. Preferably, the systems and methodologies of the invention are implemented in connection with a multi-user computer network such as the Internet.
    • 描述了计算机化的计费和支付授权方法和系统。 一方面,主机系统包括数据库,其中存储有与要从其接收支付的可计费实体相关联的信息。 计费信息从计费实体接收,并且与可结算实体的支付账单相关联。 可计费实体被提供对主计算机中的计费信息的远程电子访问,并且可以对其进行授权支付。 在一个实现中,在可计费实体获得访问之前,根据预定的容差参数仔细检查计费信息。 在另一实施方案中,多个计费实体向主机系统提供计费信息,随后检查计费信息并将其合并为可被可计费实体远程访问的合并量。 在优选实施方式中,将多个公用事业提供者并入系统并为客户提供计费信息,其可以具有由不同实用程序服务的多个不同的,地理上分离的站点。 计费信息通过由客户发起的访问以电子方式整合并提供。 优选地,本发明的系统和方法结合诸如因特网的多用户计算机网络来实现。