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    • 9. 发明授权
    • System and method of fulfilling a transaction
    • 完成交易的制度和方法
    • US08370264B1
    • 2013-02-05
    • US13151153
    • 2011-06-01
    • Danny WeiCraig W. HowardRobert H. SawersDavid I. GellmanCharles L. Ward
    • Danny WeiCraig W. HowardRobert H. SawersDavid I. GellmanCharles L. Ward
    • G06Q20/00
    • G06Q20/12G06Q20/367G06Q20/3676G06Q30/0215
    • A method is disclosed that includes receiving a request for a transaction from a customer at a seller server system via an electronic-commerce website and identifying a customer account stored at the seller server system based on an identity of the customer. A plurality of financial instruments is associated with the customer account. The plurality of financial instruments has a customer-specific sequence including at least a first financial instrument pre-selected by the customer and a second financial instrument. The method includes automatically attempting to collect a particular payment associated with the transaction from a first financial service provider corresponding to the first financial instrument and automatically attempting to collect the particular payment from a second financial service provider corresponding to the second financial instrument in response to data received at the seller server system indicating a denial of the payment.
    • 公开了一种方法,其包括经由电子商务网站从卖家服务器系统的客户接收对交易的请求,并且基于客户的身份识别存储在卖方服务器系统中的客户帐户。 多个金融工具与客户账户相关联。 多个金融工具具有客户特定的序列,其包括至少由客户预先选择的第一金融工具和第二金融工具。 该方法包括自动地尝试从对应于第一金融工具的第一金融服务提供商收集与交易相关联的特定支付,并且响应于数据自动地尝试从对应于第二金融工具的第二金融服务提供商收集特定支付 在卖方服务器系统处收到指示拒绝付款。
    • 10. 发明授权
    • System and method of fulfilling a transaction
    • 完成交易的制度和方法
    • US07962418B1
    • 2011-06-14
    • US11731812
    • 2007-03-30
    • Danny WeiCraig W. HowardRobert H. SawersDavid I. GellmanCharles L. Ward
    • Danny WeiCraig W. HowardRobert H. SawersDavid I. GellmanCharles L. Ward
    • G06Q20/00
    • G06Q20/12G06Q20/367G06Q20/3676G06Q30/0215
    • A method is disclosed that includes receiving a request for a transaction from a customer at a seller server system via an electronic-commerce website and identifying a customer account stored at the seller server system based on an identity of the customer. A plurality of financial instruments is associated with the customer account. The plurality of financial instruments has a customer-specific sequence including at least a first financial instrument pre-selected by the customer and a second financial instrument. The method includes automatically attempting to collect a particular payment associated with the transaction from a first financial service provider corresponding to the first financial instrument and automatically attempting to collect the particular payment from a second financial service provider corresponding to the second financial instrument in response to data received at the seller server system indicating a denial of the payment.
    • 公开了一种方法,其包括经由电子商务网站从卖家服务器系统的客户接收对交易的请求,并且基于客户的身份识别存储在卖方服务器系统中的客户帐户。 多个金融工具与客户账户相关联。 多个金融工具具有客户特定的序列,其包括至少由客户预先选择的第一金融工具和第二金融工具。 该方法包括自动地尝试从对应于第一金融工具的第一金融服务提供商收集与交易相关联的特定支付,并且响应于数据自动地尝试从对应于第二金融工具的第二金融服务提供商收集特定支付 在卖方服务器系统处收到指示拒绝付款。