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    • 2. 发明授权
    • System and method for personalized commands
    • 个性化命令的系统和方法
    • US08204827B1
    • 2012-06-19
    • US12056608
    • 2008-03-27
    • Diwakar GuptaChih-Jen HuangPhilip YuenGerald Yuen
    • Diwakar GuptaChih-Jen HuangPhilip YuenGerald Yuen
    • G06Q40/00
    • G06Q20/10G06F9/451G06Q40/12
    • Various embodiments of a system and method for personalized commands are described. The system and method for personalized commands may include a payment service including a command management component. Such payment service may be responsive to one or more base commands. The command management component may be configured to generate a user interface for specifying personalized commands that correspond to the base commands. The command management component may be configured to generate mapping information from the information received via the user interface. The command management component may be configured to receive one or more messages that may include commands for the payment service, including personalized commands. From the personalized commands, the command management component may be configured to determine a corresponding base commands (e.g., based on the mapping information). Once the base command is determined, the payment service may perform the base command.
    • 描述用于个性化命令的系统和方法的各种实施例。 用于个性化命令的系统和方法可以包括包括命令管理组件的支付服务。 这种支付服务可以响应于一个或多个基本命令。 命令管理组件可以被配置为生成用于指定与基本命令相对应的个性化命令的用户界面。 命令管理组件可以被配置为从经由用户界面接收的信息生成映射信息。 命令管理组件可以被配置为接收可包括用于支付服务的命令的一个或多个消息,包括个性化命令。 根据个性化命令,命令管理组件可以被配置为确定相应的基本命令(例如,基于映射信息)。 一旦确定了基本命令,支付服务就可以执行基本命令。
    • 3. 发明授权
    • System and method for message-based purchasing
    • 基于消息的采购的系统和方法
    • US08533059B2
    • 2013-09-10
    • US13569007
    • 2012-08-07
    • Vishay S. NihalaniDiwakar GuptaChih-Jen HuangPhilip YuenHoward B. GefenGerald Yuen
    • Vishay S. NihalaniDiwakar GuptaChih-Jen HuangPhilip YuenHoward B. GefenGerald Yuen
    • G06Q30/00
    • G06Q30/0633G06Q30/02G06Q30/0601
    • Various embodiments of a system and method for message-based purchasing are described. The system and method for message-based purchasing may include a message-based purchase service configured to determine that a selection has been performed through a network-based interface. Such selection may be indicative of one or more items offered for sale via the network-based interface. The message-based purchase service may be configured to, in response to the selection of one or more items, send to a communication device, a message indicating a code corresponding to the selection. The message-based purchase service may receive from the communication device through a communication channel that does not include the network-based interface, a message including the code. The message-based purchase service may be configured to, in response to determining that the message received from the communication device includes the code, generate a purchase request for the one or more previously selected items.
    • 描述用于基于消息的购买的系统和方法的各种实施例。 用于基于消息的购买的系统和方法可以包括被配置为确定已经通过基于网络的接口执行了选择的基于消息的购买服务。 这样的选择可以指示通过基于网络的接口提供出售的一个或多个物品。 基于消息的购买服务可以被配置为响应于对一个或多个项目的选择,向通信设备发送指示对应于该选择的代码的消息。 基于消息的购买服务可以通过不包括基于网络的接口的通信信道从通信设备接收包括代码的消息。 基于消息的购买服务可以被配置为响应于确定从通信设备接收到的消息包括代码,为一个或多个先前选择的项产生购买请求。
    • 5. 发明授权
    • System and method for personalized commands
    • 个性化命令的系统和方法
    • US08732075B1
    • 2014-05-20
    • US13525007
    • 2012-06-15
    • Diwakar GuptaChih-Jen HuangPhilip YuenGerald Yuen
    • Diwakar GuptaChih-Jen HuangPhilip YuenGerald Yuen
    • G06Q40/00
    • G06Q20/10G06F9/451G06Q40/12
    • Various embodiments of a system and method for personalized commands are described. The system and method for personalized commands may include a payment service including a command management component. Such payment service may be responsive to one or more base commands. The command management component may be configured to generate a user interface for specifying personalized commands that correspond to the base commands. The command management component may be configured to generate mapping information from the information received via the user interface. The command management component may be configured to receive one or more messages that may include commands for the payment service, including personalized commands. From the personalized commands, the command management component may be configured to determine a corresponding base commands (e.g., based on the mapping information). Once the base command is determined, the payment service may perform the base command.
    • 描述用于个性化命令的系统和方法的各种实施例。 用于个性化命令的系统和方法可以包括包括命令管理组件的支付服务。 这种支付服务可以响应于一个或多个基本命令。 命令管理组件可以被配置为生成用于指定与基本命令相对应的个性化命令的用户界面。 命令管理组件可以被配置为从经由用户界面接收的信息生成映射信息。 命令管理组件可以被配置为接收可包括用于支付服务的命令的一个或多个消息,包括个性化命令。 根据个性化命令,命令管理组件可以被配置为确定相应的基本命令(例如,基于映射信息)。 一旦确定了基本命令,支付服务就可以执行基本命令。
    • 8. 发明申请
    • SYSTEM AND METHOD FOR MESSAGE-BASED PURCHASING
    • 基于消息的采购的系统和方法
    • US20120303482A1
    • 2012-11-29
    • US13569007
    • 2012-08-07
    • Vishay S. NihalaniDiwakar GuptaChih-Jen HuangPhilip YuenHoward B. GefenGerald Yuen
    • Vishay S. NihalaniDiwakar GuptaChih-Jen HuangPhilip YuenHoward B. GefenGerald Yuen
    • G06Q30/06
    • G06Q30/0633G06Q30/02G06Q30/0601
    • Various embodiments of a system and method for message-based purchasing are described. The system and method for message-based purchasing may include a message-based purchase service configured to determine that a selection has been performed through a network-based interface. Such selection may be indicative of one or more items offered for sale via the network-based interface. The message-based purchase service may be configured to, in response to the selection of one or more items, send to a communication device, a message indicating a code corresponding to the selection. The message-based purchase service may receive from the communication device through a communication channel that does not include the network-based interface, a message including the code. The message-based purchase service may be configured to, in response to determining that the message received from the communication device includes the code, generate a purchase request for the one or more previously selected items.
    • 描述用于基于消息的购买的系统和方法的各种实施例。 用于基于消息的购买的系统和方法可以包括被配置为确定已经通过基于网络的接口执行了选择的基于消息的购买服务。 这样的选择可以指示通过基于网络的接口提供出售的一个或多个物品。 基于消息的购买服务可以被配置为响应于对一个或多个项目的选择,向通信设备发送指示与选择相对应的代码的消息。 基于消息的购买服务可以通过不包括基于网络的接口的通信信道从通信设备接收包括代码的消息。 基于消息的购买服务可以被配置为响应于确定从通信设备接收到的消息包括代码,为一个或多个先前选择的项生成购买请求。
    • 10. 发明授权
    • System and method for preventing large-scale account lockout
    • 防止大规模帐号锁定的系统和方法
    • US08302187B1
    • 2012-10-30
    • US11862979
    • 2007-09-27
    • Diwakar GuptaPhilip YuenChih-Jen HuangGerald Yuen
    • Diwakar GuptaPhilip YuenChih-Jen HuangGerald Yuen
    • H04L29/06
    • H04L65/1079
    • Various embodiments of a system and method for preventing large-scale account lockout are described. The system and method for preventing large-scale account lockout may include an account access control component configured to prevent fraudulent individuals from locking access to user accounts. The account access control component may lock access to an account after a lockout threshold is tripped. To prevent an account from being locked by fraudulent individuals, the account access control component may utilize a warning threshold. When the account access control component detects a number of incorrect authorization attempts equal to the warning threshold, the control component may perform various actions to prevent a fraudulent individual from locking an account holder's account, including, but not limited to, contacting the account holder through a registered communication channel to inform the user that the warning threshold has been reached or placing the account holder's account in a particular hold state.
    • 描述了用于防止大规模帐户锁定的系统和方法的各种实施例。 用于防止大规模帐户锁定的系统和方法可以包括被配置为防止欺诈个体锁定对用户帐户的访问的账户访问控制组件。 帐户访问控制组件可能在锁定锁定阈值之后锁定对帐户的访问。 为了防止帐户被欺诈个人锁定,帐户访问控制组件可以利用警告阈值。 当帐户访问控制组件检测到等于警告阈值的许多不正确的授权尝试时,控制组件可以执行各种动作以防止欺诈个体锁定帐户持有者的帐户,包括但不限于通过以下方式联系帐户持有者: 登记的通信信道,用于通知用户已经达到警告阈值,或者将帐户持有人的帐户置于特定保持状态。