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1. 发明申请

US20180330459A1 NATIONAL DIGITAL IDENTITY 审中-公开
公开(公告)号：US20180330459A1
公开(公告)日：2018-11-15
申请号：US15825402
申请日：2017-11-29
申请人： MasterCard International Incorporated
发明人： Stephen Elder , Joseph Mitchell , John Sheldon , Ken Moore , Gregory O'Brien , Sinead Fitzgerald , Derek Humphreys
IPC分类号： G06Q50/26 , G06F21/32 , G06K19/06
CPC分类号： G06Q50/265 , G06F21/32 , G06K19/06037 , G06Q20/02 , G06Q20/3274 , G06Q20/3276 , G06Q20/3674 , G06Q20/40145
摘要： Provided are an identity broker system and method for managing a national digital identification of a citizen. In one example, the method includes receiving, from a user device, an identity sharing request of a citizen including an identification of a service provider with which to share the identity, determining one or more digital identification credentials of the citizen that are to be shared with the service provider based on the identity sharing request, receiving an authorization from the citizen via the user device, the authorization including an approval for sharing the one or more digital identification credentials of the citizen with the service provider, and receiving the one or more digital identity components of the citizen from an identity record providing device, and transmitting the one or more digital identification credentials of the citizen to a service provider device based on the identification of the service provider.

2. 发明授权

US09875385B1 Method and system for sharing of product receipts 有权
公开(公告)号：US09875385B1
公开(公告)日：2018-01-23
申请号：US15332269
申请日：2016-10-24
申请人： MasterCard International Incorporated
发明人： Derek Humphreys , Stephen Elder , Edward Kilbane , Ramson Tutte , John Clerkin , Adam Kenneth Hosp , Sarah Louise Cunningham , Rebecca Fredric , Paul Lawless
IPC分类号： G06K15/00 , G06K7/10 , G07G5/00
CPC分类号： G06K7/10861 , G06Q20/0457 , G06Q30/0635 , G06Q30/0637 , G07G5/00
摘要： A method for transmitting line item data from an electronic receipt comprising storing a plurality of receipt data entries affiliated with a consumer account based on a consumer identifier. The method comprises storing a plurality of merchant identifiers affiliated with one or more product data files for products sold by a merchant. The method further receives a transaction message for a payment transaction using the consumer identifier via a payment network and executes a query on the electronic receipt database from a first consumer device to identify one or more products purchased in the payment transaction. The method generates an electronic receipt displaying purchase information for the one or more products and links the purchase information on the electronic receipt to the product data file for the one or more products for transmittal.

3. 发明授权

US11069016B2 National digital identity 有权
公开(公告)号：US11069016B2
公开(公告)日：2021-07-20
申请号：US15825402
申请日：2017-11-29
申请人： MasterCard International Incorporated
发明人： Stephen Elder , Joseph Mitchell , John Sheldon , Ken Moore , Gregory O'Brien , Sinead Fitzgerald , Derek Humphreys
IPC分类号： G06Q10/10 , G06Q30/02 , G06Q40/08 , G06Q10/08 , G06Q50/26 , G06Q20/36 , G06F21/32 , G06Q20/02 , G06Q20/32 , G06Q20/40 , G06F21/62 , G06F21/36 , G06K19/06
摘要： Provided are an identity broker system and method for managing a national digital identification of a citizen. In one example, the method includes receiving, from a user device, an identity sharing request of a citizen including an identification of a service provider with which to share the identity, determining one or more digital identification credentials of the citizen that are to be shared with the service provider based on the identity sharing request, receiving an authorization from the citizen via the user device, the authorization including an approval for sharing the one or more digital identification credentials of the citizen with the service provider, and receiving the one or more digital identity components of the citizen from an identity record providing device, and transmitting the one or more digital identification credentials of the citizen to a service provider device based on the identification of the service provider.

4. 发明申请

US20160140526A1 Smart Appliance Processing System and Associated Methods 审中-公开
标题翻译：智能家电处理系统及相关方法
公开(公告)号：US20160140526A1
公开(公告)日：2016-05-19
申请号：US14940324
申请日：2015-11-13
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Oran Cummins , Stephen Toner , Derek Humphreys , Stephen Elder
IPC分类号： G06Q20/12 , G06Q20/20 , H04L12/28
CPC分类号： G06Q20/12 , G06Q10/087 , G06Q20/203 , G06Q30/0207 , G06Q30/06 , H04L12/2827
摘要： Smart appliance processing systems and methods for enabling dynamic control and management of electronically stored consumables inventories are provided. A smart server acquires electronically from a merchant product data concerning one or more consumables acquired at the merchant during one or more purchase transactions conducted by a customer in association with an identifier of the customer. Based on mapping data maintained by the smart server, the smart server matches the identifier with a respective client smart appliance system of the customer. The smart server then transmits electronically the product data towards the client smart appliance system for updating an electronic consumables inventory maintained by the client smart appliance system for the first customer.
摘要翻译：提供了用于实现电子存储耗材库存的动态控制和管理的智能家电处理系统和方法。一个智能服务器从商户产品数据中电子地获取关于在客户进行的一个或多个购买交易期间与商户的标识符相关联的在商户处获得的一种或多种消费品的数据。基于由智能服务器维护的映射数据，智能服务器将该标识符与客户的相应的客户端智能设备系统相匹配。然后，智能服务器以电子方式将产品数据发送到客户端智能设备系统，以更新由客户端智能家电系统为第一客户维护的电子耗材库存。

5. 发明授权

US11604770B2 Methods and systems for secure product tracking data storage and verification 有权
公开(公告)号：US11604770B2
公开(公告)日：2023-03-14
申请号：US16697408
申请日：2019-11-27
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Robert Collins , Stephen Elder , David James Fleming
IPC分类号： G06F16/182 , G06F16/13 , G06Q20/20
摘要： The present disclosure relates to secure and verifiable storage and retrieval of data, in particular in the context of product tracking. According to one aspect there is provided a computer-implemented verifiable data storage method comprising: receiving a product serial number; receiving an account identifier; producing a non-invertible hash by operating on the product serial number and the account identifier; and causing the hash to be written to a secure distributed data store. According to another aspect there is provided a computer-implemented verification method comprising: receiving a product serial number; receiving an account identifier; producing a non-invertible hash by operating on the product serial number and the account identifier; searching a secure distributed data store for the hash; and depending on a result of the searching, providing confirmation or denial of the hash's presence in the secure distributed data store.

6. 发明授权

US10592963B2 Enhanced smart refrigerator systems and methods 有权
公开(公告)号：US10592963B2
公开(公告)日：2020-03-17
申请号：US15222533
申请日：2016-07-28
申请人： MasterCard International Incorporated
发明人： Christopher John Merz , Derek Humphreys , Oran Cummins , Andrea Rizzini , Stephen Elder , Stephen Toner
IPC分类号： G06Q30/00 , G06Q30/06 , G06F16/2458 , G06F16/2457 , G06Q30/02 , G06Q10/08
摘要： An enhanced smart refrigerator (ESR) for automatically populating a virtual shopping cart is provided. The ESR stores a purchase log including a purchase history of a target product. The ESR determines a current interval between a most recent delivery date and a proposed next delivery date based on the purchase history of the target product, and calculates a purchase propensity for the target product based on the current interval and the purchase history of the target product, and automatically adds the product to the virtual shopping cart for submission to a party for purchase of the target product if the purchase propensity meets a first criteria.

7. 发明申请

US20170032446A1 ENHANCED SMART REFRIGERATOR SYSTEMS AND METHODS 审中-公开
标题翻译：增强智能制冷系统和方法
公开(公告)号：US20170032446A1
公开(公告)日：2017-02-02
申请号：US15222533
申请日：2016-07-28
申请人： MasterCard International Incorporated
发明人： Christopher John Merz , Derek Humphreys , Oran Cummins , Andrea Rizzini , Stephen Elder , Stephen Toner
IPC分类号： G06Q30/06 , G06F17/30
CPC分类号： G06Q30/0633 , G06F16/24575 , G06F16/2477 , G06Q10/087 , G06Q30/0202 , G06Q30/0603 , G06Q30/0605 , G06Q30/0641
摘要： An enhanced smart refrigerator (ESR) for automatically populating a virtual shopping cart is provided. The ESR stores a purchase log including a purchase history of a target product. The ESR determines a current interval between a most recent delivery date and a proposed next delivery date based on the purchase history of the target product, and calculates a purchase propensity for the target product based on the current interval and the purchase history of the target product, and automatically adds the product to the virtual shopping cart for submission to a party for purchase of the target product if the purchase propensity meets a first criteria.
摘要翻译：提供用于自动填充虚拟购物车的增强型智能冰箱（ESR）。 ESR存储包含目标产品的购买历史的购买日志。 ESR基于目标产品的购买历史来确定最近交货日期和建议的下一个交货日期之间的当前间隔，并且基于目标产品的当前间隔和购买历史来计算目标产品的购买倾向，并且如果购买倾向满足第一标准，则自动将产品添加到虚拟购物车以提交给购买目标产品的一方。

8. 发明申请

US20160171477A1 Payment System with Reduced User Interaction 审中-公开
标题翻译：减少用户互动的付款系统
公开(公告)号：US20160171477A1
公开(公告)日：2016-06-16
申请号：US14969068
申请日：2015-12-15
申请人： MasterCard International Incorporated
发明人： Stephen Elder , Paul Lawless
IPC分类号： G06Q20/32 , G06Q20/40 , G06Q20/24
CPC分类号： G06Q20/3224 , G06Q20/24 , G06Q20/40 , G06Q20/409
摘要： A method for facilitating automatic payment in a payment system requires less interaction by both the credit card user and store clerks than current payment systems. At least one secure geographic location is specified, where payments within a payment system are to be authorized. An identifier of a vehicle is provided to the payment system. A connection is detected between a specific portable device and the vehicle, and a current geographic location of the portable device and/or the vehicle is also detected. The current geographic location is compared with the secure geographic location, and the granting of payment requests received by the payment system and relating to the identifier of the vehicle is authorized if the current geographic location is within or associated with the secure geographic location and if the connection between the portable device and the vehicle continues to exist.
摘要翻译：一种便于在支付系统中进行自动支付的方法需要信用卡用户和商店文员与当前支付系统相比较少的交互。指定至少一个安全的地理位置，在支付系统中的付款将被授权。向支付系统提供车辆的标识符。在特定便携式设备和车辆之间检测到连接，并且还检测到便携式设备和/或车辆的当前地理位置。将当前地理位置与安全地理位置进行比较，并且如果当前地理位置在安全地理位置内或与安全地理位置相关联，则授权由支付系统接收并涉及车辆标识符的支付请求，并且如果便携式设备和车辆之间的连接继续存在。

9. 发明授权

US11037216B2 Multi-merchant portal for e-commerce 有权
公开(公告)号：US11037216B2
公开(公告)日：2021-06-15
申请号：US15836625
申请日：2017-12-08
申请人： Mastercard International Incorporated
发明人： Chris O'Mahony , Stephen Elder , Bryan O'Sullivan , Derek Humphreys , Alex Staveley , Eammon Doyle , Stephen Toner , Andrea Rizzini , Maurice O'Connor , Oran Cummins
IPC分类号： G06Q30/06 , G06Q20/32 , H04L29/08
摘要： A multi-merchant portal that enables a user to access e-commerce stores is provided. Each e-commerce store has respective merchant categories browsable by the user at a customer device through the portal, each merchant category comprising products available for purchase from a respective merchant. In response to receiving a request from the customer device to switch access of the user browsing a selected merchant category of the first merchant in a first e-commerce store, to a second e-commerce store, the portal determines a system category corresponding to the selected merchant category using mapping data mapping merchant categories to system categories and then determines a destination merchant category of the second merchant in the second e-commerce store corresponding to the determined system category using mapping data mapping the system categories to the merchant categories. The portal switches user's access to the destination merchant category in the second e-commerce store.

10. 发明申请

US20180165735A1 MULTI-MERCHANT PORTAL FOR E-COMMERCE 审中-公开
公开(公告)号：US20180165735A1
公开(公告)日：2018-06-14
申请号：US15836625
申请日：2017-12-08
申请人： Mastercard International Incorporated
发明人： Chris O'Mahony , Stephen Elder , Bryan O'Sullivan , Derek Humphreys , Alex Staveley , Eammon Doyle , Stephen Toner , Andrea Rizzini , Maurice O'Connor , Oran Cummins
IPC分类号： G06Q30/06 , H04L29/08 , G06Q20/32
CPC分类号： G06Q30/0613 , G06Q20/322 , G06Q30/0641 , H04L67/02
摘要： A multi-merchant portal that enables a user to access e-commerce stores is provided. Each e-commerce store has respective merchant categories browsable by the user at a customer device through the portal, each merchant category comprising products available for purchase from a respective merchant. In response to receiving a request from the customer device to switch access of the user browsing a selected merchant category of the first merchant in a first e-commerce store, to a second e-commerce store, the portal determines a system category corresponding to the selected merchant category using mapping data mapping merchant categories to system categories and then determines a destination merchant category of the second merchant in the second e-commerce store corresponding to the determined system category using mapping data mapping the system categories to the merchant categories. The portal switches user's access to the destination merchant category in the second e-commerce store.

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