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1. 发明申请

US20200097972A1 ELECTRONIC DEVICE AND COMPUTERIZED METHOD FOR PERFORMING PAYMENT TRANSACTIONS 审中-公开
公开(公告)号：US20200097972A1
公开(公告)日：2020-03-26
申请号：US16530074
申请日：2019-08-02
申请人： Mastercard International Incorporated
发明人： Ajit Karnik , Ajay Sinha
IPC分类号： G06Q20/40 , G06Q20/20 , G06Q20/22
摘要： The present disclosure generally relates to an electronic device and computerized method for performing a payment transaction between a user and a payee using a payment application operative on the electronic device for performing the method. The method includes initiating a user request to perform the payment transaction; presenting a user operative interface for the user to provide details of the payment transaction; obtaining the payment transaction details comprising payee identification data and a payment amount; and selecting a payment instrument of the user for payment of the payment amount to the payee. The method further includes generating a payment request comprising the payment transaction details and selected payment instrument details; and communicating the payment request to a payment network for subsequent processing of the payment transaction, wherein the payment application provides a plurality of options for the user to provide the payee identification data.

2. 发明申请

US20190141136A1 REMOTE CONTROL OF A MOBILE COMMUNICATION DEVICE 审中-公开
公开(公告)号：US20190141136A1
公开(公告)日：2019-05-09
申请号：US16178660
申请日：2018-11-02
申请人： Mastercard International Incorporated
发明人： Ajit Karnik
IPC分类号： H04L29/08 , H04W88/04 , H04W88/02 , H04W12/06
摘要： According to a first aspect, there is provided a mobile communication device programmable into a slave mode for remote control by a master mobile communication device, the mobile communication device comprising: at least one processor; at least one memory including computer program code; and a communication port coupled to the processor the at least one memory and the computer program code configured to, with the at least one processor, cause the mobile communication device at least to: receive, through the communication port, a signal effected by the master mobile communication device to initialise remote control of the mobile communication device; establish an identity of the master mobile communication device in response to reception of the signal; determine whether the identity is registered in a database containing identities that are authorised to gain remote control of the mobile communication device; detect, upon successful identity determination, whether the signal is paired with an access code granting remote control of the mobile communication device; validate the detected access code; and grant remote control of the mobile communication device to the master mobile communication device after successful validation of the detected access code.

3. 发明申请

US20230138002A1 METHODS AND SYSTEMS FOR A COMBINED TRANSACTION BY AN ASSIGNEE ON BEHALF OF ONE OR MORE USERS 有权
公开(公告)号：US20230138002A1
公开(公告)日：2023-05-04
申请号：US18088105
申请日：2022-12-23
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Ajay Sinha , Bhargav Jagdishchandra Modi , Ajit Karnik , Naveen Kumar Gupta , Deepa Swami , Saurabh Banga , Dipali Pathrabe , Namod Chandrashekar Kunder
IPC分类号： G06K19/06 , G06Q20/32 , G06Q20/40
摘要： Embodiments provide methods, and server systems for performing a combined transaction for one or more scheduled transactions. The method is configured to generate one or more machine readable codes for the one or more scheduled transactions through a first transaction terminal, where each machine readable code is associated with a scheduled transaction of the one or more scheduled transactions. Further, the method includes generating a composite machine readable code based on the one or more machine readable codes. The generation of composite machine readable code further include, at least one authentication attribute of an assignee. The method, furthermore, includes receiving a second transaction request through a second transaction terminal. The second transaction request includes the composite machine readable code. The method facilitates the combined transaction based on authentication of the composite machine readable code, wherein the combined transaction is associated with the one or more scheduled transactions.

4. 发明授权

US11334880B2 Methods and systems for online purchase of items in increased online traffic 有权
公开(公告)号：US11334880B2
公开(公告)日：2022-05-17
申请号：US16941209
申请日：2020-07-28
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Ajit Karnik , Naveen Kumar Gupta , Lalit Manchanda , Ajay Sinha
IPC分类号： G06Q20/38 , H04L9/30
摘要： A method may include receiving an online purchase request in a merchant interface from an electronic device of a customer. The online purchase request includes payment related information of payment card associated with customer for purchasing an item at a set price. Method includes sending an OTP request to payment server. Method further includes receiving an OTP from payment server, and storing OTP as a merchant OTP. Further, method includes facilitating sending OTP to registered contact identifier of customer. Further, method includes providing an option to customer to input a customer OTP in merchant interface. Thereafter, upon receipt of customer OTP from customer, the method includes locking an online purchase order of item for the set price based on one or more conditions. Payment transaction from payment card is actuated after a time period of locking the online purchase order based on the one or more conditions.

5. 发明申请

US20210065172A1 METHODS AND SYSTEMS FOR ONLINE PURCHASE OF ITEMS IN INCREASED ONLINE TRAFFIC 有权
公开(公告)号：US20210065172A1
公开(公告)日：2021-03-04
申请号：US16941209
申请日：2020-07-28
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Ajit Karnik , Naveen Kumar Gupta , Lalit Manchanda , Ajay Sinha
IPC分类号： G06Q20/38 , H04L9/30
摘要： A method may include receiving an online purchase request in a merchant interface from an electronic device of a customer. The online purchase request includes payment related information of payment card associated with customer for purchasing an item at a set price. Method includes sending an OTP request to payment server. Method further includes receiving an OTP from payment server, and storing OTP as a merchant OTP. Further, method includes facilitating sending OTP to registered contact identifier of customer. Further, method includes providing an option to customer to input a customer OTP in merchant interface. Thereafter, upon receipt of customer OTP from customer, the method includes locking an online purchase order of item for the set price based on one or more conditions. Payment transaction from payment card is actuated after a time period of locking the online purchase order based on the one or more conditions.

6. 发明申请

US20200167622A1 METHODS AND SYSTEMS FOR A COMBINED TRANSACTION BY AN ASSIGNEE ON BEHALF OF ONE OR MORE USERS 审中-公开
公开(公告)号：US20200167622A1
公开(公告)日：2020-05-28
申请号：US16696471
申请日：2019-11-26
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Ajay Sinha , Bhargav Jagdishchandra Modi , Ajit Karnik , Naveen Kumar Gupta , Deepa Swami , Saurabh Banga , Dipali Pathrabe , Namod Chandrashekar Kunder
IPC分类号： G06K19/06 , G06Q20/40 , G06Q20/32
摘要： Embodiments provide methods, and server systems for performing a combined transaction for one or more scheduled transactions. The method is configured to generate one or more machine readable codes for the one or more scheduled transactions through a first transaction terminal, where each machine readable code is associated with a scheduled transaction of the one or more scheduled transactions. Further, the method includes generating a composite machine readable code based on the one or more machine readable codes. The generation of composite machine readable code further include, at least one authentication attribute of an assignee. The method, furthermore, includes receiving a second transaction request through a second transaction terminal. The second transaction request includes the composite machine readable code. The method facilitates the combined transaction based on authentication of the composite machine readable code, wherein the combined transaction is associated with the one or more scheduled transactions.

7. 发明授权

US11122337B2 Methods and systems for electronic shopping through displayed multimedia content while viewing thereof 有权
公开(公告)号：US11122337B2
公开(公告)日：2021-09-14
申请号：US16884655
申请日：2020-05-27
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Naveen Kumar Gupta , Dipali Pathrabe , Namod Chandrashekar Kunder , Ajit Karnik , Ajay Sinha
IPC分类号： H04N21/478 , G06K19/06 , G06Q20/12 , H04N21/422 , H04N21/2543 , H04N21/81
摘要： Embodiments provide methods and systems for facilitating online shopping while watching multimedia content on an electronic device. The method includes receiving an input, from a controller, from a user interested in purchasing at least one item using a machine-readable code displayed in a scene of the multimedia content. The scene comprising the machine-readable code. The machine-readable code comprising payment information for purchasing the item. The method further includes capturing at least one screenshot of the scene comprising the machine-readable code without interrupting display of the multimedia content. The method also includes identifying the at least one machine-readable code in the at least one screenshot of the scene. Upon identifying the at least one machine-readable code the method includes extracting the at least one machine-readable code from the at least screenshot of the scene for processing a payment based on payment information present in the machine-readable code.

8. 发明申请

US20210021901A1 METHODS AND SYSTEMS FOR ELECTRONIC SHOPPING THROUGH DISPLAYED MULTIMEDIA CONTENT WHILE VIEWING THEREOF 有权
公开(公告)号：US20210021901A1
公开(公告)日：2021-01-21
申请号：US16884655
申请日：2020-05-27
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Naveen Kumar Gupta , Dipali Pathrabe , Namod Chandrashekar Kunder , Ajit Karnik , Ajay Sinha
IPC分类号： H04N21/478 , H04N21/422 , G06Q20/12 , G06K19/06
摘要： Embodiments provide methods and systems for facilitating online shopping while watching multimedia content on an electronic device. The method includes receiving an input, from a controller, from a user interested in purchasing at least one item using a machine-readable code displayed in a scene of the multimedia content. The scene comprising the machine-readable code. The machine-readable code comprising payment information for purchasing the item. The method further includes capturing at least one screenshot of the scene comprising the machine-readable code without interrupting display of the multimedia content. The method also includes identifying the at least one machine-readable code in the at least one screenshot of the scene. Upon identifying the at least one machine-readable code the method includes extracting the at least one machine-readable code from the at least screenshot of the scene for processing a payment based on payment information present in the machine-readable code.

9. 发明授权

US10812595B2 Remote control of a mobile communication device 有权
公开(公告)号：US10812595B2
公开(公告)日：2020-10-20
申请号：US16178660
申请日：2018-11-02
申请人： Mastercard International Incorporated
发明人： Ajit Karnik
IPC分类号： H04L29/08 , H04W88/04 , H04W12/06 , H04W88/02 , H04L29/06 , H04W12/08 , H04W84/20
摘要： According to a first aspect, there is provided a mobile communication device programmable into a slave mode for remote control by a master mobile communication device, the mobile communication device comprising: at least one processor; at least one memory including computer program code; and a communication port coupled to the processor the at least one memory and the computer program code configured to, with the at least one processor, cause the mobile communication device at least to: receive, through the communication port, a signal effected by the master mobile communication device to initialise remote control of the mobile communication device; establish an identity of the master mobile communication device in response to reception of the signal; determine whether the identity is registered in a database containing identities that are authorised to gain remote control of the mobile communication device; detect, upon successful identity determination, whether the signal is paired with an access code granting remote control of the mobile communication device; validate the detected access code; and grant remote control of the mobile communication device to the master mobile communication device after successful validation of the detected access code.

10. 发明申请

US20180121668A1 METHOD AND AN APPARATUS FOR ACTIVATING A PREDETERMINED FUNCTION 审中-公开
公开(公告)号：US20180121668A1
公开(公告)日：2018-05-03
申请号：US15785670
申请日：2017-10-17
申请人： MasterCard International Incorporated
发明人： Ajit Karnik
IPC分类号： G06F21/62 , G06F3/041 , G06F3/0488 , G06F21/31 , G06F21/74
摘要： Disclosed is a computer-implemented method for activating a predetermined function in a device. The device in question has at least a touch-screen coupled to a processor, and is operable in a data entry mode and a command mode, the data entry mode being one in which the processor is configured to receive inputs detected at the touch-screen and the command mode being one in which the processor is configured to activate a function.

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