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1. 发明申请

US20170109746A1 METHOD AND SYSTEM FOR MANAGING PAYMENT TRANSACTIONS 审中-公开
公开(公告)号：US20170109746A1
公开(公告)日：2017-04-20
申请号：US15296563
申请日：2016-10-18
申请人： MASTERCARD ASIA/PACIFIC PTE LTD
发明人： Krishnadas MOHANDAS , Donghao HUANG , Akshita GOYAL , Yulia SURYA , Yong How CHIN
IPC分类号： G06Q20/40 , G06Q20/10
CPC分类号： G06Q20/401 , G06Q20/102
摘要： A method for managing payment transactions between a merchant and a payment-service-provider (PSP) using a payment management device in communication with a memory device. Each payment transaction is initiated by a consumer using a payment card. It involves (a) sending, to a PSP device associated with the PSP, a request for an authorization for a payment transaction; (b) receiving, from the PSP device, authorization for the payment transaction; (c) saving, in the memory device, data relating to the consumer and the payment transaction on a condition that the authorization for the payment transaction is received from the PSP device; (d) repeating steps (a), (b) and (c) for each of the plurality of payment transactions for a pre-determined period of time; and (e) aggregating the plurality of payment transactions into an aggregated payment transaction based on the data relating to the consumer and each of the plurality of payment transactions.

2. 发明申请

US20170061513A1 SYSTEM AND METHOD FOR FACILITATING USER IDENTIFICATION OF A PRODUCT 审中-公开
标题翻译：促进产品用户识别的系统和方法
公开(公告)号：US20170061513A1
公开(公告)日：2017-03-02
申请号：US15230877
申请日：2016-08-08
申请人： MASTERCARD ASIA/PACIFIC PTE LTD.
发明人： Jiaming LI , Jie ZHANG , Sin Jian TAN , Bensam JOYSON , Yong How CHIN , Donghao HUANG
IPC分类号： G06Q30/06 , G06K7/10
CPC分类号： G06Q30/0623
摘要： System and method for facilitating user identification of a product. The system includes: a receiver unit configured to receive a signal; a memory module in communication with the receiver unit, the memory module having stored thereon product data that is stored in association with a transmittable product identity, wherein the receiver unit is further configured to (i) convert the received signal into its corresponding transmittable product identity and (ii) retrieve the product data from the memory module based on a comparison between the stored transmittable product identity and the converted transmittable product identity; and an output unit configured to output the retrieved product data to a user for facilitating user identification of the product.
摘要翻译：促进用户识别产品的系统和方法。该系统包括：被配置为接收信号的接收器单元; 与所述接收器单元通信的存储器模块，所述存储器模块在其上存储有与可发送产品标识相关联地存储的产品数据，其中所述接收器单元还被配置为（i）将所接收的信号转换成其对应的可传输产品标识以及（ii）基于所存储的可发送商品身份与所转换的可发送商品身份之间的比较，从所述存储器模块检索所述商品数据; 以及输出单元，被配置为将所检索的产品数据输出到用户，以便于产品的用户识别。

3. 发明申请

US20170161711A1 CHECKOUT SYSTEM AND METHOD FOR CHECKING-OUT PRODUCTS 审中-公开
公开(公告)号：US20170161711A1
公开(公告)日：2017-06-08
申请号：US15355677
申请日：2016-11-18
申请人： MasterCard Asia/Pacific Pte. Ltd.
发明人： Yong How CHIN , Jiaming LI , Hao TANG
IPC分类号： G06Q20/20 , G06K7/10
CPC分类号： G06Q20/208 , G06K7/10009 , G06K7/10415 , G07G1/0072
摘要： A checkout system and method for checking-out products is provided. The checkout system comprising at least one scanner configured to identify one or more products to be checked-out; a weight sensor configured to determine a total weight of the one or more products; and a point-of-sale (POS) terminal in communication with the at least one scanner and the weight sensor, the POS terminal configured to: (i) determine a total reference weight by retrieving weights of the one or more identified products from a database; (ii) compare the total reference weight with the total weight of the one or more products determined by the weight sensor; and (iii) verify the identification of the one or more products by the at least one scanner based on the comparison of the total weight with the total reference weight.

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