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1. 发明授权

US09196111B1 Automated teller machine (“ATM”) dynamic keypad 有权
标题翻译：自动取款机（“ATM”）动态键盘
公开(公告)号：US09196111B1
公开(公告)日：2015-11-24
申请号：US12983929
申请日：2011-01-04
申请人： Kurt D. Newman , Timothy J. Bendel , Rustam N. Wadia , Debashis Ghosh , David Joa
发明人： Kurt D. Newman , Timothy J. Bendel , Rustam N. Wadia , Debashis Ghosh , David Joa
IPC分类号： G06F7/04 , G07F7/10 , G07F19/00 , G06F3/048 , G06F3/0488 , G06F3/0481 , G06Q20/10 , G06F21/31 , G06F21/36
CPC分类号： G06F3/04886 , G06F3/048 , G06F3/04817 , G06F3/0488 , G06F21/31 , G06F21/36 , G06F21/83 , G06Q20/10 , G06Q20/1085 , G07F7/10 , G07F7/1016 , G07F7/1041 , G07F19/20
摘要： Systems and methods according to the present invention provide a more secure Automated Teller Machine (ATM) transaction by preventing observation of banking customers' Personal Identification Number (PIN). Such systems and methods make it difficult to obtain a customer's PIN by tracking the hand movement of a customer using an ATM. Inputs presented for a customer selection are preferably dynamically displayed in different locations preferably each time the customer is asked to enter a PIN. Dynamically changing the sequence of the display and/or location of the presented inputs reduces the possibility of mapping the hand movement of the customer to the positions of the inputs displayed for a customer selection. Inputs may also be presented at a very narrow viewing angle, thereby making observation of a PIN difficult. Hence, banking customers are preferably provided with a more robust and secured ATM transaction system.
摘要翻译：根据本发明的系统和方法通过防止观察银行客户的个人识别码（PIN）来提供更安全的自动柜员机（ATM）交易。这样的系统和方法使得使用ATM跟踪客户的手部移动难以获得客户的PIN。为客户选择呈现的输入优选地在每次客户被要求输入PIN时动态显示在不同的位置。动态地改变所呈现的输入的显示和/或位置的顺序减少了将客户的手移动映射到为客户选择显示的输入的位置的可能性。输入也可以以非常窄的视角呈现，从而难以观察PIN。因此，银行客户优选地具有更强大和安全的ATM交易系统。

2. 发明授权

US08550339B1 Utilization of digit sequences for biometric authentication 有权
标题翻译：数字序列利用生物识别认证
公开(公告)号：US08550339B1
公开(公告)日：2013-10-08
申请号：US12983936
申请日：2011-01-04
申请人： Kurt D. Newman , Timothy J. Bendel , Rustam N. Wadia , Debashis Ghosh , David Joa
发明人： Kurt D. Newman , Timothy J. Bendel , Rustam N. Wadia , Debashis Ghosh , David Joa
IPC分类号： G06Q40/00 , G07D11/00 , G07F19/00 , G05B19/00 , G05B23/00 , G06F7/00 , G06F7/04 , G06K19/00 , G06K9/00 , G08B5/00 , G08B13/00 , G08B19/00 , G08B21/00 , G08B23/00 , G08B25/00 , G08B29/00 , G08C19/00 , H04B1/00 , H04B3/00 , H04L9/14 , H04L9/32 , H04Q1/00 , H04Q9/00
CPC分类号： G06F21/32 , G06K9/00006 , G06Q20/108 , G06Q20/12 , G06Q20/3224 , G06Q20/40145 , G07C9/00158 , G07F19/20 , H04L9/3215 , H04L9/3231
摘要： Systems and methods for implementing a sequence of fingerprints for biometric authentication are provided. A sequence of fingerprints is more difficult to fraudulently circumvent than a single finger or thumb print. A sequence of fingerprints takes advantage of inexpensive fingerprint scanners and easily available fingerprints. A sequence of fingerprints may be used in conjunction with additional biometric authentications and/or confidential access sequences. The sequence of fingerprints may include prints of the digits of the foot. The sequence of fingerprints for biometric authentication may be system or user defined.
摘要翻译：提供了用于实现用于生物认证的指纹序列的系统和方法。指纹序列比单手指或拇指印刷更难以欺骗性地绕过。指纹序列利用便宜的指纹扫描仪和易于获取的指纹。指纹序列可以与附加生物认证和/或机密访问序列结合使用。指纹序列可以包括脚的数字的打印。用于生物认证的指纹序列可以是系统或用户定义的。

3. 发明授权

US09214051B1 Dynamic touch screen for automated teller machines (“ATMs”) 有权
标题翻译：自动取款机（“ATM”）的动态触摸屏
公开(公告)号：US09214051B1
公开(公告)日：2015-12-15
申请号：US12983920
申请日：2011-01-04
申请人： Kurt D. Newman , Timothy J. Bendel , Rustam N. Wadia , Debashis Ghosh
发明人： Kurt D. Newman , Timothy J. Bendel , Rustam N. Wadia , Debashis Ghosh
IPC分类号： G06F7/04 , G07F7/10 , G07F19/00 , G06F21/31 , G06F21/36 , G06F3/048 , G06F3/0488 , G06F3/0481 , G06Q20/10
CPC分类号： G07F7/1016 , G06F3/048 , G06F3/04817 , G06F3/0488 , G06F3/04886 , G06F21/31 , G06F21/36 , G06F2221/031 , G06Q20/1085 , G07F7/1041 , G07F19/20
摘要： Systems and methods according to the present invention provide a more secure Automated Teller Machine (ATM) transaction by preventing observation of banking customers' Personal Identification Number (PIN). Such systems and methods make it difficult to obtain a customer's PIN by tracking the hand movement of a customer using an ATM. Inputs presented for a customer selection are preferably dynamically displayed in different locations preferably each time the customer is asked to enter a PIN. Dynamically changing the sequence of the display and/or location of the presented inputs reduces the possibility of mapping the hand movement of the customer to the positions of the inputs displayed for a customer selection. Inputs may also be presented at a very narrow viewing angle, thereby making observation of a PIN difficult. Hence, banking customers are preferably provided with a more robust and secured ATM transaction system.
摘要翻译：根据本发明的系统和方法通过防止观察银行客户的个人识别码（PIN）来提供更安全的自动柜员机（ATM）交易。这样的系统和方法使得使用ATM跟踪客户的手部移动难以获得客户的PIN。为客户选择呈现的输入优选地在每次客户被要求输入PIN时动态显示在不同的位置。动态地改变所呈现的输入的显示和/或位置的顺序减少了将客户的手移动映射到为客户选择显示的输入的位置的可能性。输入也可以以非常窄的视角呈现，从而难以观察PIN。因此，银行客户优选地具有更强大和安全的ATM交易系统。

4. 发明授权

US08489887B1 Biometric authentication for video communication sessions 有权
公开(公告)号：US08489887B1
公开(公告)日：2013-07-16
申请号：US12347838
申请日：2008-12-31
申请人： Kurt D. Newman , Debashis Ghosh , Michael James O'Hagan , David Joa , Timothy J. Bendel
发明人： Kurt D. Newman , Debashis Ghosh , Michael James O'Hagan , David Joa , Timothy J. Bendel
IPC分类号： G06F21/00
CPC分类号： H04L63/0861 , H04L9/3231 , H04L12/1818 , H04L65/403 , H04N7/15 , H04N21/25875 , H04N21/42203 , H04N21/4223 , H04N21/4415 , H04N21/4788
摘要： Systems and methods for integrating biometric authentication with video conference sessions are described. An individual seeking to participate in a video conference may first be identified with a biometric parameter such as an iris scan based on a comparison of the scanned iris with a database of stored parameters. If authorized, the system may connect the individual to the video session. In addition, the system may generate dynamic tags that allow the participants to identify and locate individuals in the video conference. For example, if one of the participants is speaking and moving within the room, her tag may change color and move with her on the video screen.

5. 发明申请

US20110320543A1 Analyzing News Content Information 有权
标题翻译：分析新闻内容信息
公开(公告)号：US20110320543A1
公开(公告)日：2011-12-29
申请号：US12824981
申请日：2010-06-28
申请人： Timothy J. Bendel , Debashis Ghosh , David Joa , Kurt D. Newman
发明人： Timothy J. Bendel , Debashis Ghosh , David Joa , Kurt D. Newman
IPC分类号： G06F15/16
CPC分类号： G06F17/30719 , G06F17/2229 , G06F17/2785 , G06F17/30867 , G06Q10/10 , G06Q50/01
摘要： A system and method for analyzing news content information is disclosed. In a particular embodiment, the method includes receiving a first electronic data from a first news source, wherein the first electronic data is associated with a particular news event and receiving a second electronic data from a second news source, wherein the second electronic data is associated with the particular news event. The method also includes comparing the first and second electronic data and based on the comparison, assigning a numerical value to at least one of the first and second electronic data. The method further includes based on the numerical value assigned to at least one of the first and second electronic data, generating a third electronic data and transmitting the third electronic data to a user.
摘要翻译：公开了一种用于分析新闻内容信息的系统和方法。在特定实施例中，该方法包括从第一新闻源接收第一电子数据，其中第一电子数据与特定新闻事件相关联，并从第二新闻源接收第二电子数据，其中第二电子数据被关联与特定的新闻事件。该方法还包括比较第一和第二电子数据，并且基于比较，将数值分配给第一和第二电子数据中的至少一个。该方法还包括基于分配给第一和第二电子数据中的至少一个的数值，产生第三电子数据并将第三电子数据发送给用户。

6. 发明申请

US20090140838A1 INTEGRATION OF FACIAL RECOGNITION INTO CROSS CHANNEL AUTHENTICATION 有权
标题翻译：将通识认证纳入跨渠道认证
公开(公告)号：US20090140838A1
公开(公告)日：2009-06-04
申请号：US11947972
申请日：2007-11-30
申请人： Kurt D. Newman , Sudeshna Banerjee , Timothy J. Bendel , Debashis Ghosh , David Joa , Thayer S. Allison, JR.
发明人： Kurt D. Newman , Sudeshna Banerjee , Timothy J. Bendel , Debashis Ghosh , David Joa , Thayer S. Allison, JR.
IPC分类号： G06K9/64
CPC分类号： G07F19/20 , G06Q20/40 , G06Q20/40145 , G07C9/00087 , G07C9/00158 , G07F19/207
摘要： Real time facial images of individuals transacting accounts held in a bank facility are taken following the grant of authorization to the individual to access the account under the bank's required identification protocol, the real time facial images being matched to recorded facial images of account holders maintained by the bank to further authenticate the transacting individual as having authorized account access.
摘要翻译：在根据银行要求的身份认证协议授予个人访问帐户的授权之后，采取在银行设施中持有的个人交易帐户的实时面部图像，实时面部图像与记录的账户持有人的脸部图像相匹配银行进一步认证交易人员具有授权帐户访问权限。

7. 发明授权

US08502644B1 Physical item security: tracking device activation 有权
标题翻译：物理物品安全：跟踪设备激活
公开(公告)号：US08502644B1
公开(公告)日：2013-08-06
申请号：US12362313
申请日：2009-01-29
申请人： Kurt D. Newman , Michael J. O'Hagan , Debashis Ghosh , David Joa , Timothy J. Bendel
发明人： Kurt D. Newman , Michael J. O'Hagan , Debashis Ghosh , David Joa , Timothy J. Bendel
IPC分类号： G08B1/08
CPC分类号： G06Q10/0833 , G06Q10/08
摘要： Embodiments of the present invention relate to systems and methods for tracking an item by concealing a tracking device in the item and activating the tracking device when the item is relocated or accessed without authorization. In particular, according to some embodiments, a system is provided for tracking the geographic location of a physical item that is stored in a controlled area and then later removed from the controlled area. An exemplary system comprises: an inner sensor located proximate to a perimeter of the controlled area; an outer sensor located between the perimeter and the inner sensor; and a tracking device associated with the physical item, wherein the tracking device is triggered when the physical item passes by the inner sensor and then the outer sensor.
摘要翻译：本发明的实施例涉及通过在项目中隐藏跟踪装置来跟踪物品的系统和方法，并且在未经授权重新定位或访问物品时激活跟踪装置。具体地，根据一些实施例，提供了一种用于跟踪存储在受控区域中然后从受控区域中移除的物理物品的地理位置的系统。示例性系统包括：位于受控区域的周边附近的内部传感器; 位于周边和内部传感器之间的外部传感器; 以及与物理物品相关联的跟踪装置，其中当物理物品通过内部传感器然后外部传感器时触发跟踪装置。

8. 发明申请

US20110320541A1 Electronic Mail Analysis and Processing 有权
标题翻译：电子邮件分析与处理
公开(公告)号：US20110320541A1
公开(公告)日：2011-12-29
申请号：US12824649
申请日：2010-06-28
申请人： Timothy J. Bendel , Debashis Ghosh , David Joa , Kurt D. Newman
发明人： Timothy J. Bendel , Debashis Ghosh , David Joa , Kurt D. Newman
IPC分类号： G06F15/16
CPC分类号： G06Q10/107
摘要： A system and method for electronic mail analysis and processing is disclosed. In one embodiment, the method includes receiving a plurality of electronic mail messages. The method also includes for each of the plurality of electronic mail messages, determining one or more characteristics associated with the respective electronic mail message. Further, the method includes assigning a numerical value to each of the plurality of electronic mail messages based on the determined characteristics and based on the assigned numerical values, selecting one or more of the plurality of electronic mail messages to transmit to a user. The method further includes generating a message based on the selected one or more of the plurality of electronic mail messages and transmitting the generated message to the user.
摘要翻译：公开了一种用于电子邮件分析和处理的系统和方法。在一个实施例中，该方法包括接收多个电子邮件消息。该方法还包括用于多个电子邮件消息中的每一个，确定与各个电子邮件消息相关联的一个或多个特征。此外，该方法包括：基于所确定的特征，并基于所分配的数值，为多个电子邮件消息中的每一个分配数值，选择多个电子邮件消息中的一个或多个以传送给用户。该方法还包括基于所选择的多个电子邮件消息中的一个或多个生成消息，并将生成的消息发送给用户。

9. 发明申请

US20110213709A1 CUSTOMER AND PURCHASE IDENTIFICATION BASED UPON A SCANNED BIOMETRIC OF A CUSTOMER 审中-公开
标题翻译：基于客户的扫描生物量的客户和采购鉴定
公开(公告)号：US20110213709A1
公开(公告)日：2011-09-01
申请号：US13105989
申请日：2011-05-12
申请人： Kurt D. Newman , Christopher R. Griggs , Joseph A. Giordano , Debashis Ghosh , David Joa , Timothy J. Bendel , Michael James O'Hagan
发明人： Kurt D. Newman , Christopher R. Griggs , Joseph A. Giordano , Debashis Ghosh , David Joa , Timothy J. Bendel , Michael James O'Hagan
IPC分类号： G06Q40/00
CPC分类号： G06K9/00604 , G06F21/32 , G06Q10/06 , G06Q20/20 , G06Q20/40 , G06Q20/40145 , G07C9/00087 , G07F7/1008
摘要： Systems and methods for biometrically identifying an individual for purchasing a product and/or service without a need for the individual to input authentication data into a system/device are described. Data representative of a scanned iris of a customer desiring to make a purchase may be made. The customer may be identified based upon the scanned iris. A determination may be made as to whether the identified customer desires to make a purchase with an associated payment amount from an entity. A determination may be made as to whether the identified customer has a default purchase at the entity. Information of an account of the customer to make a purchase may be received and funds in the account may be debited by the associated payment amount. An item corresponding with the purchase based upon the scanned iris may be determined.
摘要翻译：描述用于生物地识别个体以购买产品和/或服务而不需要个人将认证数据输入到系统/设备中的系统和方法。可以进行代表想要进行购买的客户的扫描虹膜的数据。可以根据扫描的虹膜识别客户。可以确定所识别的客户是否希望从实体获得具有相关联的支付金额的购买。可以确定所识别的客户是否在该实体处具有默认购买。可以收到客户进行购买的帐户的信息，并且可以通过相关的支付金额来扣除帐户中的资金。可以确定与基于扫描的虹膜的购买相对应的物品。

10. 发明授权

US08558663B2 Integration of facial recognition into cross channel authentication 有权
标题翻译：将面部识别整合到跨渠道认证中
公开(公告)号：US08558663B2
公开(公告)日：2013-10-15
申请号：US11947972
申请日：2007-11-30
申请人： Kurt D. Newman , Sudeshna Banerjee , Timothy J. Bendel , Debashis Ghosh , David Joa , Thayer S. Allison, Jr.
发明人： Kurt D. Newman , Sudeshna Banerjee , Timothy J. Bendel , Debashis Ghosh , David Joa , Thayer S. Allison, Jr.
IPC分类号： G05B19/00
CPC分类号： G07F19/20 , G06Q20/40 , G06Q20/40145 , G07C9/00087 , G07C9/00158 , G07F19/207
摘要： Real time facial images of individuals transacting accounts held in a bank facility are taken following the grant of authorization to the individual to access the account under the bank's required identification protocol, the real time facial images being matched to recorded facial images of account holders maintained by the bank to further authenticate the transacting individual as having authorized account access.
摘要翻译：在根据银行要求的身份认证协议授予个人访问帐户的授权之后，采取在银行设施中持有的个人交易帐户的实时面部图像，实时面部图像与记录的账户持有人的脸部图像相匹配银行进一步认证交易人员具有授权帐户访问权限。

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