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    • 3. 发明授权
    • Terminal device for making payments for credit transactions
    • 支付信用交易的终端设备
    • US4562340A
    • 1985-12-31
    • US543012
    • 1983-10-18
    • Kazuma TateisiYoshitsugu Shinohara
    • Kazuma TateisiYoshitsugu Shinohara
    • G06Q20/04G06Q20/24G07F7/12G06F15/30
    • G06Q20/24G06Q20/04
    • A terminal device for making payments for credit transactions is connected to and adapted to communicate with a control center which includes a memory having stored therein data relating to a plurality of users of credit cards and to a deposit account of at least one credit company, the control center having the function of transferring a specified sum payable from an account of each user to the account of the credit company. The terminal device comprises a card reader for reading data from either a credit card or a bank card, the credit card having recorded therein data relating at least to the account number of the credit company and data relating to the holder of the card, the bank card having recorded therein data relating at least to an account number of its holder and data for identifying the holder; input means for entering sum payable; a display for showing at least the entered sum payable; a unit for transmitting to the control center at least the entered sum payable the data read by the card reader and relating to the account number of the credit company, such as the company code thereof, and the data read by the card reader and relating to the account number of the holder of the bank card; and a recorder for recording data as to transfer processing on receiving from the control center a message indicating completion of the transfer processing.
    • 用于进行信用交易的支付的终端设备被连接到并适于与控制中心进行通信,所述控制中心包括存储器,其中存储有与信用卡的多个用户有关的数据和至少一个信用公司的存款账户, 控制中心具有将从每个用户的账户支付的指定金额转移到信用公司的账户的功能。 终端装置包括读卡器,用于从信用卡或银行卡读取数据,该信用卡已经记录了至少与信用公司的帐号相关的数据和与该持卡人有关的数据,该银行 在其中记录了至少与其持有人的帐号有关的数据的卡,以及用于识别持有人的数据; 输入应付款的输入方式; 显示至少显示所输入的应付金额; 用于向控制中心发送至少应付由读卡器读取的数据并与信用公司的帐号(例如其公司代码)以及由读卡器读取的数据相关的输入的金额的单元 银行卡持有人的账号; 以及用于记录数据的记录器,用于在从控制中心接收到传送处理时传送指示传送处理完成的消息。
    • 4. 发明授权
    • System for making payments for transactions
    • 交易支付系统
    • US4678895A
    • 1987-07-07
    • US545912
    • 1983-10-27
    • Kazuma TateisiYoshitsugu Shinohara
    • Kazuma TateisiYoshitsugu Shinohara
    • G07G1/00G06Q20/00G06Q20/26G06Q40/00G06Q40/02G07F7/08G07G1/14G06F15/30
    • G07F7/08G06Q20/4037G06Q40/02G07G1/14
    • A payment making system comprises an electronic cash register and a payment making terminal device connected to the register and is adapted for use with a bank card issued by a bank to a person having a deposit account with the bank. The bank card has recorded therein at least data relating to the account number of the holder of the card, data relating to the bank where the account is opened and data for identifying the holder. The case register comprises a keyboard for entering data relating to goods and including the prices of the goods and a first card reader for reading the data in the bank card and calculates the total sum of the prices entered as the sum payable. The terminal device is connected to and communicates with a control center provided with a file having stored therein data relating to the accounts of users and stores and with the function of transferring sums payable from users' account to stores' accounts. The terminal device comprises a first memory for storing paired data transferred from the cash register and including the bank card data and sums payable and a second card reader for reading the data recorded in the bank card. The paired data including the card data in match with the data read by the second card reader is retrieved from the first memory. The data relating at least to the account number of the user and the sum payable which are included in the paired data retrieved, and data prestored and relating to the store's account number are set to the control center.
    • 付款制度系统包括电子收款机和连接到该登记册的付款制作终端装置,并适用于银行发行的银行卡给具有银行存款帐户的人。 银行卡中至少记录了与卡的持有人的帐号有关的数据,与开立账户的银行有关的数据和用于识别持有者的数据。 案件登记册包括用于输入与货物有关的数据并包括货物的价格的键盘和用于读取银行卡中的数据的第一读卡器,并计算作为应付金额输入的价格的总和。 终端设备连接到控制中心,该控制中心设置有存储有与用户帐户有关的数据的文件,并具有将从用户账户支付的金额转移到存储账户的功能。 终端装置包括:第一存储器,用于存储从收银机传送的配对数据,并包括银行卡数据和应付金额;以及第二读卡器,用于读取记录在银行卡中的数据。 从第一存储器检索包括与第二读卡器读取的数据匹配的卡数据的配对数据。 将至少与用户帐号和应付总额相关联的数据与包含在检索到的配对数据中的数据以及与存储的帐号相关的数据预先设置到控制中心。
    • 6. 发明授权
    • Transaction processor
    • 事务处理器
    • US4602149A
    • 1986-07-22
    • US517380
    • 1983-07-26
    • Kazuma TateisiMasanori NagataMamoru Hirayama
    • Kazuma TateisiMasanori NagataMamoru Hirayama
    • G07G5/00G07D9/00G07D11/00G07F19/00G06F15/30
    • G07F19/20G07D11/0096G07F19/203
    • A deposit mode for inserting cash into an inserting opening for cash deposit and an envelope deposit mode for putting cash into an envelope and inserting the envelope into an opening for deposit are selectively set by a transaction mode setting unit. In the cash deposit mode, acceptance of cash inserted into the inserting opening for deposit is judged by a judgement unit. A deposit mode processing unit is provided to effect deposit processing for acceptable cash and to effect return processing for unacceptable cash which is not capable of being transacted, in accordance with the result of the judgement. An inquiry is made by a display unit to a depositor concerning whether or not returned money will be deposited in an envelope. In the envelope deposit mode, a request instructing unit instructs a client to input a value for an amount of cash to be placed into an envelope. Deposit processing based on the requested amount and processing of accepting the inserted envelope are effected by an envelope deposit mode processing unit.
    • 用于将现金插入用于现金存放的插入开口的存款模式和用于将现金投入信封并将信封插入到存款开口中的信封存款模式由交易模式设置单元选择性地设置。 在现金存款模式下,由判断单元判断插入到插入口中的现金的接受。 提供存款模式处理单元,以根据判断结果对可接受的现金进行存款处理,并对不能被交易的不可接受的现金进行退款处理。 展示单位向存款人查询有关退还的款项是否会存入信封内。 在信封存款模式中,请求指示单元指示客户输入要放入信封中的现金金额的值。 基于请求量的存款处理和接受插入的信封的处理由信封存款模式处理单元实现。