会员体验
专利管家(专利管理)
工作空间(专利管理)
风险监控(情报监控)
数据分析(专利分析)
侵权分析(诉讼无效)
联系我们
交流群
官方交流:
QQ群: 891211   
微信请扫码    >>>
现在联系顾问~
热词
    • 2. 发明申请
    • Method and system for postdating of financial transactions
    • 金融交易后期方法和制度
    • US20070262135A1
    • 2007-11-15
    • US11434331
    • 2006-05-15
    • Bradley HammellMatthew CampagnaRobert CorderyBertrand HaasLeon Pintsov
    • Bradley HammellMatthew CampagnaRobert CorderyBertrand HaasLeon Pintsov
    • G07F19/00G06Q40/00
    • G06Q20/3823G06Q20/04G06Q20/10G06Q20/40
    • Methods and systems that prevent completion of postdated financial transactions until the specified future date is provided. A portion of the information necessary to complete a financial transaction is encrypted utilizing an identity-based encryption (IBE) scheme. The encryption key used to encrypt the information is associated with the date on which the transaction is authorized to be completed. The encrypted information is provided to the payee. The issuing bank provides a daily decryption key that allows decryption of information encrypted using the key associated with the corresponding date. Thus, only when the maturity date of the transaction has arrived will the payee or depositing bank be able to obtain the decryption key that will decrypt the encrypted information necessary to complete the transaction. Since the encrypted information can not be decrypted until the date associated with the encryption key, the financial transaction can not be completed until such date.
    • 提供在指定的未来日期之前阻止完成后期金融交易的方法和系统。 使用基于身份的加密(IBE)方案来加密完成金融交易所需的一部分信息。 用于加密信息的加密密钥与交易被授权完成的日期相关联。 加密信息被提供给收款人。 开证行提供每日解密密钥,允许使用与相应日期相关联的密钥加密的信息进行解密。 因此,只有当交易的到期日到来时,收款人或存款银行才能获得将解密完成交易所必需的加密信息的解密密钥。 由于加密信息在与加密密钥相关的日期之前不能被解密,所以直到这样的日子才能完成金融交易。
    • 5. 发明申请
    • Method and system for sorting checks according to a priority order associated with the account number
    • 根据与帐号相关联的优先级顺序排序检查的方法和系统
    • US20050108167A1
    • 2005-05-19
    • US10714802
    • 2003-11-17
    • Robert CorderyLeon Pintsov
    • Robert CorderyLeon Pintsov
    • G06Q40/00G06F17/60
    • G06Q40/02G06Q20/042G06Q20/108
    • An improved check sorting system capable of ordering cancelled checks for a plurality of accounts in a predetermined manner other than by account number is provided. Checks are ordered according to a priority value associated with the account number, and optionally check number, identified by each check. A database is utilized to store information indexed by institution and/or account number and optionally check number. The information includes a priority value. The check sorting system scans each check and reads the MICR code from each check. The institution and/or account number, and possibly check number, from each check are used as pointers to obtain the priority value for that check. The check is then sorted based on the priority value obtained from the database.
    • 提供一种改进的检查分拣系统,其能够以除了帐号之外的预定方式对多个帐户排序取消的检查。 检查根据与帐号相关联的优先级值进行排序,并且可选地检查每个检查标识的号码。 数据库用于存储由机构和/或帐号索引的信息以及可选的检查号码。 信息包括优先级值。 检查排序系统扫描每个检查,并从每个检查读取MICR代码。 每个检查中的机构和/或帐号以及可能的检查号都用作指针来获取该检查的优先级值。 然后基于从数据库获得的优先级值对检查进行排序。
    • 10. 发明申请
    • Method for electronically endorsing check images
    • 电子支票检查图像的方法
    • US20070118747A1
    • 2007-05-24
    • US11282998
    • 2005-11-18
    • Leon PintsovDavid Pintsov
    • Leon PintsovDavid Pintsov
    • H04L9/00
    • G06Q20/0425G06Q20/04G06Q20/108G06Q20/382G06Q20/3825
    • A method of electronically endorsing a check includes obtaining an electronic image of the check and composing an endorsement data element for the check that includes at least first information identifying a party endorsing the check. The method further includes creating a message data file including the electronic image and the endorsement data element, and creating a signed message data file that includes the message data file and a digital signature of the message data file creating using a private key. The private key may be specific to the party endorsing the check or to an electronic device with which the method is implemented. Also, a method of performing an inquiry relating to a check that was endorsed as described above using the endorsement data element.
    • 电子支付支票的方法包括:获得支票的电子图像,并为支票撰写支票数据元素,该支票至少包括识别支票支票的一方的第一信息。 该方法还包括创建包括电子图像和认可数据元素的消息数据文件,以及创建包括消息数据文件的签名消息数据文件和使用私钥创建的消息数据文件的数字签名。 私钥可能是特定于支持支票的一方或实施该方法的电子设备。 而且,使用认可数据元素进行与上述认可的支票有关的查询的方法。