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1. 发明授权

US06206283B1 Method and apparatus for transferring money via a telephone call 有权
标题翻译：用于通过电话呼叫转账的方法和装置
公开(公告)号：US06206283B1
公开(公告)日：2001-03-27
申请号：US09219373
申请日：1998-12-23
申请人： Pradeep K. Bansal , Lee Begeja , Edward Chapman Durkee , Jeffrey Joseph Farah , Rajesh Kapadia , John Gerow Ramage , Benjamin J. Stern
发明人： Pradeep K. Bansal , Lee Begeja , Edward Chapman Durkee , Jeffrey Joseph Farah , Rajesh Kapadia , John Gerow Ramage , Benjamin J. Stern
IPC分类号： G06F1760
CPC分类号： G06Q20/28 , A61F2/07 , A61F2250/0067 , A61L29/085 , A61L29/16 , A61L31/10 , A61L31/16 , A61L2300/606 , A61M25/1027 , A61M25/104 , A61M2025/105 , A61M2025/1088 , G06Q20/04 , G06Q20/108 , G06Q20/16 , G06Q20/223 , G06Q20/24 , G06Q20/26 , G06Q20/32 , G06Q20/3223 , G06Q20/325 , G06Q20/40
摘要： An individual transfers money from a cash card (or the account that the cash card is tied to) by making a wireless phone call to another individual. A combination of a MONDEX style card with the individual phone cards are used for this purpose. This electronic cash (“ecash”) ecash/phone card is inserted into the phone to activate it for billing use and serves as the basis for a cash transaction. For example, person A makes a telephone call to person B and dials a suffix after the number to indicate the transaction and the amount. For example, one could transfer money to another card or account holder from one's card by dialing their number followed by CASH#200# to transfer 200 dollars to the other account. The card is then capable of being used as a cash card to make purchases or as a phone card to make calls. A database links the identity of the caller to the cash account and the transaction appears as part of a bank statement or as part of a wireless phone bill. A user could use his wireless phone to dial an account number and transfer money by entering the amount via DTMF or by speaking the amount to an ASR application connected to the database. A user could also use the phone to make purchases via the card by just dialing a number and having an anonymous purchase made of the item. Since the user would be identified by the wireless network, the user would not have to enter any additional information about identification or credit card. The number that the user dialed could then debit the user's card directly and the item could be delivered without any need for the user to enter more information.
摘要翻译：通过向另一个人发出无线电话，个人从现金卡（或现金卡绑定的帐户）转账。为此，使用MONDEX款式卡与个人电话卡的组合。这种电子现金（“ecash”）ecash /电话卡被插入到手机中以激活它用于计费使用，并且作为现金交易的基础。例如，A人员打电话给B人，并在号码后面拨一个后缀来指示交易和金额。例如，可以通过拨打他们的号码，然后是CASH＃200＃将钱转移到另一张卡或账户持有人，以将200美元转入另一个账户。该卡然后能够用作现金卡进行购买或作为电话卡打电话。数据库将呼叫者的身份链接到现金账户，交易显示为银行对帐单的一部分或作为无线电话帐单的一部分。用户可以使用他的无线电话拨打账号并通过DTMF输入金额或通过向连接到数据库的ASR应用程序说出金额来转账。用户也可以使用电话通过卡片进行购买，只需拨打一个号码并进行该项目的匿名购买。由于用户将被无线网络识别，所以用户不必输入关于识别或信用卡的任何附加信息。用户拨打的号码可以直接扣除用户的卡片，并且可以传送该物品，而无需用户输入更多信息。

2. 发明授权

US08379821B1 Per-conference-leg recording control for multimedia conferencing 有权
标题翻译：用于多媒体会议的每会议记录控制
公开(公告)号：US08379821B1
公开(公告)日：2013-02-19
申请号：US11281893
申请日：2005-11-18
申请人： John Gerow Ramage , Benjamin J. Stern
发明人： John Gerow Ramage , Benjamin J. Stern
IPC分类号： H04M3/42
CPC分类号： H04M3/42221 , H04M3/42 , H04M3/564 , H04M3/567
摘要： A method and system of controlling recordation and transmission of audio and video signals on a per-conference-leg basis are described. By providing a recordation and transmission control mechanism, teleconference participants may request to go “off-the-record.” A per-conference-leg recording and transmission control system enhances the flexibility of teleconference participant's interaction with one or more other participants. The control system and method may further allow a single individual to control the recordation and transmission of the teleconference or alternatively, grant each participant individual control over their own conference leg.
摘要翻译：描述了在每个会议腿基础上控制音频和视频信号的记录和传输的方法和系统。通过提供记录和传输控制机制，电话会议参与者可以要求不记录。每个会议记录和传输控制系统增强了电话会议参与者与一个或多个其他参与者的交互的灵活性。控制系统和方法还可以允许单个人控制电话会议的记录和传输，或者替代地，授予每个参与者对他们自己的会议腿的个人控制。

3. 发明授权

US06439456B1 Method for transferring money 有权
标题翻译：汇款方式
公开(公告)号：US06439456B1
公开(公告)日：2002-08-27
申请号：US09814859
申请日：2001-03-23
申请人： Pradeep K. Bansal , Lee Begeja , Jeffrey Joseph Farah , Rajesh Kapadia , John Gerow Ramage , Benjamin J. Stern
发明人： Pradeep K. Bansal , Lee Begeja , Jeffrey Joseph Farah , Rajesh Kapadia , John Gerow Ramage , Benjamin J. Stern
IPC分类号： G06F1760
CPC分类号： G06Q20/28 , A61F2/07 , A61F2250/0067 , A61L29/085 , A61L29/16 , A61L31/10 , A61L31/16 , A61L2300/606 , A61M25/1027 , A61M25/104 , A61M2025/105 , A61M2025/1088 , G06Q20/04 , G06Q20/108 , G06Q20/16 , G06Q20/223 , G06Q20/24 , G06Q20/26 , G06Q20/32 , G06Q20/3223 , G06Q20/325 , G06Q20/40
摘要： A method for transferring money is described. This method can include providing a cash card having stored thereon an amount of money; making a telephone call to a predetermined telephone number using the cash card as a payment device for the telephone call; dialing a predetermined suffix to the predetermined telephone number followed by a desired dollar amount; debiting the cash card by the desired dollar amount; and, crediting an account associated with the predetermined telephone number by the desired dollar amount.
摘要翻译：描述了一种用于转账的方法。该方法可以包括提供其上存储有金额的现金卡; 使用现金卡作为用于电话呼叫的支付设备的预定电话号码的电话呼叫; 将预定的后缀拨到所述预定的电话号码，之后是期望的美元金额; 以现金金额扣除现金卡; 并且将与预定电话号码相关联的帐户记入期望的美元金额。

4. 发明授权

US08792627B2 Method and apparatus for delivering relevant content 有权
标题翻译：交付相关内容的方法和装置
公开(公告)号：US08792627B2
公开(公告)日：2014-07-29
申请号：US11556628
申请日：2006-11-03
申请人： Lee Begeja , Giuseppe Di Fabbrizio , Charles Alfred Lewis , Benjamin J. Stern , Jay Wilpon
发明人： Lee Begeja , Giuseppe Di Fabbrizio , Charles Alfred Lewis , Benjamin J. Stern , Jay Wilpon
IPC分类号： H04M15/00
CPC分类号： H04M3/4872 , H04M3/2209 , H04M3/2281 , H04M3/4874 , H04M3/4878 , H04M7/0036 , H04M7/0039 , H04M7/0042 , H04M7/0051 , H04M7/006 , H04M7/122 , H04M7/1245 , H04M7/129 , H04M2201/40 , H04M2203/251 , H04M2203/352 , H04M2203/353
摘要： A method and apparatus for providing a relevant content delivery service on networks such as packet networks, e.g., Voice over Internet Protocol (VoIP) and Service over Internet Protocol (SoIP) networks are disclosed. For example, the present method receives a request to initiate a call from a calling party to a called party. The method then establishes a communication connection between the calling party and the called party and a communication connection to a speech recognizer. The method monitors a conversation between the calling party and the called party using the speech recognizer for detecting one or more verbal triggers. Finally, the method delivers relevant content that is associated with any detected verbal triggers to the calling party and/or the called party.
摘要翻译：公开了一种用于在诸如分组网络（例如，因特网协议语音（VoIP））和因特网协议（SoIP）网络上的网络的网络上提供相关内容递送服务的方法和装置。例如，本方法接收到从呼叫方向被叫方发起呼叫的请求。该方法然后建立主叫方与被叫方之间的通信连接以及与语音识别器的通信连接。该方法使用语音识别器监视主叫方和被叫方之间的对话，以检测一个或多个口头触发。最后，该方法将与任何检测到的语音触发相关联的相关内容传送给主叫方和/或被叫方。

5. 发明授权

US08244577B2 Using web-mining to enrich directory service databases and soliciting service subscriptions 有权
标题翻译：使用网络挖掘来丰富目录服务数据库和索取服务订阅
公开(公告)号：US08244577B2
公开(公告)日：2012-08-14
申请号：US12075581
申请日：2008-03-12
申请人： Narendra Gupta , Mazin Gilbert , Benjamin J. Stern
发明人： Narendra Gupta , Mazin Gilbert , Benjamin J. Stern
IPC分类号： G06Q30/00
CPC分类号： G06F17/30864
摘要： A system and method are provided for augmenting information on business directory databases and communicating with businesses is disclosed. Using the enriched business directory database and Web mining technology, customized email message are sent inviting businesses to enter their enriched business information into the directory or even subscribe to other paid services provided by the directory service.
摘要翻译：提供了一种用于增加业务目录数据库信息的系统和方法，并且与业务通信被公开。使用丰富的业务目录数据库和Web挖掘技术，发送定制的电子邮件消息，邀请企业将其丰富的业务信息输入目录，甚至订阅目录服务提供的其他付费服务。

6. 发明申请

US20090187410A1 SYSTEM AND METHOD OF PROVIDING SPEECH PROCESSING IN USER INTERFACE 有权
标题翻译：在用户界面中提供语音处理的系统和方法
公开(公告)号：US20090187410A1
公开(公告)日：2009-07-23
申请号：US12128345
申请日：2008-05-28
申请人： Jay WILPON , Giuseppe Di Fabbrizio , Benjamin J. Stern
发明人： Jay WILPON , Giuseppe Di Fabbrizio , Benjamin J. Stern
IPC分类号： G10L21/00
CPC分类号： G10L15/26 , G06F3/0416 , G06F3/162 , G10L15/22 , G10L15/30
摘要： Disclosed are systems, methods and computer-readable media for enabling speech processing in a user interface of a device. The method includes receiving an indication of a field and a user interface of a device, the indication also signaling that speech will follow, receiving the speech from the user at the device, the speech being associated with the field, transmitting the speech as a request to public, common network node that receives and processes speech, processing the transmitted speech and returning text associated with the speech to the device and inserting the text into the field. Upon a second indication from the user, the system processes the text in the field as programmed by the user interface. The present disclosure provides a speech mash up application for a user interface of a mobile or desktop device that does not require expensive speech processing technologies.
摘要翻译：公开了用于在设备的用户界面中启用语音处理的系统，方法和计算机可读介质。所述方法包括接收设备的场和用户界面的指示，所述指示还指示语音将遵循，从设备处的用户接收语音，与场相关联的语音，作为请求发送语音接收和处理语音的公共网络节点，处理发送的语音并将与语音相关联的文本返回到设备并将文本插入到该领域中。在来自用户的第二指示之后，系统按照用户界面的编程处理现场文本。本公开提供了用于移动或桌面设备的用户界面的语音混搭应用，其不需要昂贵的语音处理技术。

7. 发明授权

US06868142B2 Voice-operated interface for DTMF-controlled systems 有权
标题翻译： DTMF控制系统的语音接口
公开(公告)号：US06868142B2
公开(公告)日：2005-03-15
申请号：US09757454
申请日：2001-01-10
申请人： Narendra K. Gupta , Benjamin J. Stern
发明人： Narendra K. Gupta , Benjamin J. Stern
IPC分类号： H04M1/27 , H04M1/652 , H04M3/533 , H04Q1/45 , H04M1/64 , H04M11/10
CPC分类号： H04M1/7255 , G10L17/005 , G10L17/24 , H04M1/271 , H04M1/6041 , H04M1/652 , H04M1/665 , H04M3/53333 , H04M2201/40 , H04Q1/45
摘要： An arrangement for allowing “hands-free” access to DTMF-controlled systems, such as one's voice mail messaging systems, utilizes a speech-to-DTMF tone application that monitors the communication between the user and the DTMF-controlled system. A speech recognition unit is utilized to retrieve certain voice commands (e.g., “next”, “skip”, “repeat”, “forward”, etc.) when uttered by the user. The application then translates the received commands into the proper DTMF tone sequence used by the DTMF-controlled system and transmits the DTMF tones to the system. The application is particularly useful in the cell phone environment and avoids the necessity of the user to constantly switch between using the keypad and listening to messages/commands from the system.
摘要翻译：允许“免提”访问DTMF控制的系统（例如语音邮件消息系统）的安排利用语音到DTMF音调应用程序来监视用户和DTMF控制的系统之间的通信。语音识别单元用于在用户发出时检索某些语音命令（例如，“下一个”，“跳过”，“重复”，“前进”等）。然后，应用程序将接收到的命令转换为由DTMF控制的系统使用的正确的DTMF音调序列，并将DTMF音调发送到系统。该应用在蜂窝电话环境中特别有用，并且避免了用户在使用键盘和从系统收听消息/命令之间不断地切换的必要性。

8. 发明授权

US08776179B2 Digital social network trust propagation 有权
标题翻译：数字社交网络信任传播
公开(公告)号：US08776179B2
公开(公告)日：2014-07-08
申请号：US13546437
申请日：2012-07-11
申请人： Pradeep K. Bansal , Lee Begeja , Carroll W. Creswell , Jeffrey Farah , Benjamin J. Stern , Jay Wilpon
发明人： Pradeep K. Bansal , Lee Begeja , Carroll W. Creswell , Jeffrey Farah , Benjamin J. Stern , Jay Wilpon
IPC分类号： G06F21/00 , G06F17/30 , G06F15/16
CPC分类号： H04L63/102 , G06F17/30864 , G06Q10/10 , H04L63/0414 , H04L67/104
摘要： A trust propagation system is disclosed that propagates trust data based on established trust relationships. The trust system may automatically propagate trust data between parties A and C based on trust relationships with a common party B. Trust data may include authentication data such as biometric data, encryption data, passwords, etc. that may be used to conduct exclusive communications.
摘要翻译：公开了一种基于建立的信任关系传播信任数据的信任传播系统。信任系统可以基于与公共方B的信任关系自动地在各方A和C之间传播信任数据。信任数据可以包括可用于进行独占通信的认证数据，例如生物特征数据，加密数据，密码等。

9. 发明授权

US08533485B1 Digital communication biometric authentication 有权
标题翻译：数字通信生物认证
公开(公告)号：US08533485B1
公开(公告)日：2013-09-10
申请号：US11248211
申请日：2005-10-13
申请人： Pradeep K. Bansal , Lee Begeja , Carroll W. Creswell , Jeffrey Farah , Benjamin J. Stern , Jay Wilpon
发明人： Pradeep K. Bansal , Lee Begeja , Carroll W. Creswell , Jeffrey Farah , Benjamin J. Stern , Jay Wilpon
IPC分类号： H04L29/00
CPC分类号： H04L63/0861 , G06F21/316 , G06F21/32 , G06F2221/2115 , G06F2221/2139 , G06Q20/40145 , H04L63/08
摘要： A biometric authentication system is disclosed that provides authentication capability using biometric data in connection with a challenge for parties engaging in digital communications such as digital text-oriented, interactive digital communications. End-user systems may be coupled to devices that include biometric data capture devices such as retina scanners, fingerprint recorders, cameras, microphones, ear scanners, DNA profilers, etc., so that biometric data of a communicating party may be captured and used for authentication purposes.
摘要翻译：公开了一种生物特征认证系统，其提供使用生物特征数据的认证能力，该挑战涉及参与诸如数字文本导向的交互式数字通信的数字通信的各方的挑战。最终用户系统可以耦合到包括诸如视网膜扫描仪，指纹记录器，照相机，麦克风，耳机扫描器，DNA分析器等的生物特征数据捕获设备的设备，使得可以捕获通信方的生物特征数据并将其用于认证目的。

10. 发明授权

US08532267B1 Voice-operated interface for DTMF-controlled systems 有权
标题翻译： DTMF控制系统的语音接口
公开(公告)号：US08532267B1
公开(公告)日：2013-09-10
申请号：US11051523
申请日：2005-02-04
申请人： Narendra K. Gupta , Benjamin J. Stern
发明人： Narendra K. Gupta , Benjamin J. Stern
IPC分类号： H04M1/64
CPC分类号： H04M1/7255 , G10L17/005 , G10L17/24 , H04M1/271 , H04M1/6041 , H04M1/652 , H04M1/665 , H04M3/53333 , H04M2201/40 , H04Q1/45
摘要： A method and a voice-operated arrangement for interacting with a dual-tone multifrequency (DTMF)-controlled system. A record, including representations of DTMF tones and associated with communicating with a remote DTMF-controlled system, is accessed. A communication link between a user voice-communication device and the remote DTMF-controlled system is established through a speech-to-DTMF tone application. A user voice command is translated, using the record, into at least one DTMF tone for interacting with the remote DTMF-controlled system.
摘要翻译：一种用于与双音多频（DTMF）控制系统交互的方法和语音操作装置。一个记录，包括DTMF音调表示，并与远程DTMF控制的系统进行通信相关联。用户语音通信设备和远程DTMF控制系统之间的通信链路通过语音到DTMF音调应用建立。使用记录将用户语音命令翻译成至少一个DTMF音，以便与远程DTMF控制的系统进行交互。

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