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1. 发明授权

US06970837B1 Methods and apparatus wherein a buyer arranges to purchase a first product using a communication network and subsequently takes possession of a substitute product at a retailer 失效
标题翻译：方法和装置，其中买方安排使用通信网络购买第一产品，并随后在零售商处占有替代产品
公开(公告)号：US06970837B1
公开(公告)日：2005-11-29
申请号：US09412930
申请日：1999-10-05
申请人： Jay S. Walker , Magdalena Mik , Andrew S. Van Luchene , Keith Bemer , John Shepardson
发明人： Jay S. Walker , Magdalena Mik , Andrew S. Van Luchene , Keith Bemer , John Shepardson
IPC分类号： G06Q30/00 , G06F17/60
CPC分类号： G06Q30/06 , G06Q20/10 , G06Q20/201 , G06Q20/401 , G06Q30/0225 , G06Q30/0234 , G06Q30/0238 , G06Q30/0273 , G06Q30/0613 , G06Q30/0631
摘要： Purchasing system methods and apparatus are provided wherein a buyer purchases a first product through a purchasing system, such as by submitting a buyer offer. A retailer receives product redemption information from a buyer, the product redemption information enabling the buyer to take possession of the first product. The retailer determines a substitute product to provide to the buyer, the substitute product being different than the first product. The determination may be based on information contained in the buyer offer, such as a product category, a product class and one or more product features.
摘要翻译：提供采购系统方法和装置，其中买方通过购买系统购买第一产品，例如通过提交买方报价。零售商从买方收到产品兑换信息，产品赎回信息使买方能够占有第一种产品。零售商决定替代产品提供给买方，替代产品与第一种产品不同。该确定可以基于买方报价中包含的信息，例如产品类别，产品类别和一个或多个产品特征。

2. 发明授权

US07383200B1 Method and apparatus for collecting and categorizing data at a terminal 有权
标题翻译：在终端收集和分类数据的方法和装置
公开(公告)号：US07383200B1
公开(公告)日：2008-06-03
申请号：US09609931
申请日：2000-06-30
申请人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , John B. Dickerson , Keith Bemer , Russell P. Sammon , Andrew P. Golden , Anna Rath , Magdalena Mik Fincham , Geoffrey M. Gelman
发明人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , John B. Dickerson , Keith Bemer , Russell P. Sammon , Andrew P. Golden , Anna Rath , Magdalena Mik Fincham , Geoffrey M. Gelman
IPC分类号： G06F17/30 , G07G1/00
CPC分类号： G06Q30/02 , G06Q10/063114 , G06Q10/06398 , G06Q30/0201 , G06Q30/0203 , G06Q30/0204
摘要： A method and system for collecting and categorizing survey data includes receiving customer information from a customer. A query is identified based at least in part on the customer information. The query is output for presentation to the customer. In one embodiment, the query is presented to the customer by prompting an employee, such as a clerk at a point-of-sale terminal, to verbally present the question to the customer. A customer response to the query is then received. The request from the customer may be, e.g., a request to purchase one or more products or it may be a request for assistance or information. The customer response is then captured and analyzed.
摘要翻译：用于收集和分类调查数据的方法和系统包括从客户接收客户信息。至少部分地基于客户信息来识别查询。输出查询以呈现给客户。在一个实施例中，通过促使诸如销售点终端的职员的雇员向客户口头提出问题来向客户呈现查询。然后接收到对查询的客户响应。来自客户的请求可以是例如购买一个或多个产品的请求，或者它可以是协助或信息的请求。然后捕获和分析客户响应。

3. 发明授权

US08260670B2 Multi-tier pricing of individual products based on volume discounts 有权
标题翻译：基于批量折扣的单个产品的多层次定价
公开(公告)号：US08260670B2
公开(公告)日：2012-09-04
申请号：US12592220
申请日：2009-11-20
申请人： Jay S. Walker , Andrew S. Van Luchene , Magdalena Mik , Daniel E. Tedesco
发明人： Jay S. Walker , Andrew S. Van Luchene , Magdalena Mik , Daniel E. Tedesco
IPC分类号： G06G1/12 , G06F17/60
CPC分类号： G06Q30/02 , G06Q20/202 , G06Q20/387 , G06Q30/0222 , G07G1/145
摘要： A point of sale system or other computer system stores a product pricing database in which a full price and discount prices corresponding to one or more discount pricing tiers are stored for each product available for sale. Each of the discount prices for a given product has an associated historical transaction amount associated therewith, such that in order to qualify for a given pricing tier and thus a given price for a product, a customer must be associated with the appropriate historical transaction amount corresponding to the pricing tier.
摘要翻译：销售系统或其他计算机系统存储产品定价数据库，其中针对可出售的每个产品存储对应于一个或多个折扣价格层的全价和折扣价格。给定产品的每个折扣价格具有与之相关联的历史交易金额，使得为了符合给定的定价层次，从而符合产品的给定价格，客户必须与相应的适当的历史交易金额相关联到定价层。

4. 发明授权

US07496523B2 Method and apparatus for defining routing of customers between merchants 有权
公开(公告)号：US07496523B2
公开(公告)日：2009-02-24
申请号：US11399143
申请日：2006-04-06
申请人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , Magdalena Mik , James A. Jorasch
发明人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , Magdalena Mik , James A. Jorasch
IPC分类号： G06F17/60
CPC分类号： G06Q30/0231 , G06Q10/06311 , G06Q10/06316 , G06Q20/20 , G06Q20/204 , G06Q20/387 , G06Q30/02 , G06Q30/0201 , G06Q30/0211 , G06Q30/0219 , G06Q30/0235 , G06Q30/0236 , G06Q30/0238 , G06Q30/0239 , G06Q30/0601 , G06Q30/0611 , G06Q40/04 , G07G1/14
摘要： A server or Internet service provider computer selects a soliciting merchant and an outputting merchant based on various factors. In one embodiment, the soliciting merchant is selected is its activity rate (e.g. sales rate) is low. The outputting merchant provides offers for bonuses to customers on behalf of the soliciting merchant. The bonus is provided to the customer in exchange for consummating a transaction with the soliciting merchant. Thus, the soliciting merchant benefits from the increased patronage such offers encourage.

5. 发明授权

US07039603B2 Settlement systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network 失效
标题翻译：结算系统和方法，其中买方在使用通信网络购买的产品的零售商处占有
公开(公告)号：US07039603B2
公开(公告)日：2006-05-02
申请号：US09348566
申请日：1999-07-07
申请人： Jay S. Walker , Jonothan Otto , Andrew S. Van Luchene , Magdalena Mik , Daniel E. Tedesco , Ian Levitan
发明人： Jay S. Walker , Jonothan Otto , Andrew S. Van Luchene , Magdalena Mik , Daniel E. Tedesco , Ian Levitan
IPC分类号： G06F17/60
CPC分类号： G06Q30/02 , G06Q20/00 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/12 , G06Q20/201 , G06Q20/24 , G06Q20/401 , G06Q20/403 , G06Q30/0211 , G06Q30/0225 , G06Q30/0235 , G06Q30/0273 , G06Q30/0277 , G06Q30/06 , G06Q30/0613 , G07F7/00 , G07F9/026
摘要： Settlement systems and methods are provided wherein a buyer takes possession of a product at a retailer. In one embodiment, a purchasing system arranges through a communication network for a buyer to purchase a product from a seller at a first price. The purchasing system also arranges for the buyer to take possession of the product at a retailer that offers the product for sale at a second price. Payment of an amount based on the first price is received from the buyer, and the purchasing system arranges for the retailer to receive payment of an amount based on a settlement price in exchange for providing the product to the buyer.
摘要翻译：提供结算系统和方法，其中买方在零售商处占有产品。在一个实施例中，采购系统通过通信网络安排买方以第一价格从卖方购买产品。购买系统还安排买方在以第二价格出售产品的零售商处占有产品。从买方收到根据第一价格支付的金额，采购系统安排零售商根据结算价格接收金额的支付，以换取向买方提供产品。

6. 发明申请

US20130060621A1 MULTI-TIER PRICING OF INDIVIDUAL PRODUCTS BASED ON VOLUME DISCOUNTS 审中-公开
标题翻译：基于体积折扣的个性化产品的多层次定价
公开(公告)号：US20130060621A1
公开(公告)日：2013-03-07
申请号：US13599137
申请日：2012-08-30
申请人： Jay S. Walker , Andrew S. Van Luchene , Magdalena Mik , Daniel E. Tedesco
发明人： Jay S. Walker , Andrew S. Van Luchene , Magdalena Mik , Daniel E. Tedesco
IPC分类号： G06Q30/02
CPC分类号： G06Q30/02 , G06Q20/202 , G06Q20/387 , G06Q30/0222 , G07G1/145
摘要： A point of sale system or other computer system stores a product pricing database in which a full price and discount prices corresponding to one or more discount pricing tiers are stored for each product available for sale. Each of the discount prices for a given product has an associated threshold purchase total that has to be satisfied before the discount price is applied to a transaction. When a transaction occurs, the purchase total for the transaction is first calculated on the basis of full retail prices for the products and the purchase total for the transaction is compared with one or more threshold purchase totals which correspond to the discount pricing tiers. If a discount pricing tier is applicable (e.g. the calculated purchase total for the transaction is at least equal to a threshold purchase total), the appropriate discount prices for each product in the transaction are retrieved and used to calculate a reduced purchase total for the transaction. Qualification for discount pricing can also be based on, for example, a customer's purchasing history, or the number of a certain type of product included in the transaction instead of the purchase total of a transaction.
摘要翻译：销售系统或其他计算机系统存储产品定价数据库，其中针对可出售的每个产品存储对应于一个或多个折扣价格层的全价和折扣价格。给定产品的每个折扣价格都有相关的门槛购买总额，在折扣价格应用于交易之前必须满足。当交易发生时，交易的购买总额首先根据产品的全部零售价格计算，并将交易的购买总额与对应于折扣价格层级的一个或多个门槛购买总额进行比较。如果适用折扣价格层级（例如交易的计算购买总额至少等于门槛购买总额），则会检索交易中每个产品的适当折扣价格，并用于计算交易的减少购买总额。折扣定价的资格也可以基于例如客户的采购历史，或交易中包括的特定类型的产品的数量，而不是交易的购买总额。

7. 发明授权

US08121899B2 Method and apparatus for managing subscriptions 有权
标题翻译：用于管理订阅的方法和装置
公开(公告)号：US08121899B2
公开(公告)日：2012-02-21
申请号：US12611365
申请日：2009-11-03
申请人： Jay S. Walker , Magdalena Mik , James A. Jorasch , Andrew S. Van Luchene , Michiko Kobayashi , Geoffrey M. Gelman , Russell Pratt Sammon , Andrew P. Golden , Adam Stevenson
发明人： Jay S. Walker , Magdalena Mik , James A. Jorasch , Andrew S. Van Luchene , Michiko Kobayashi , Geoffrey M. Gelman , Russell Pratt Sammon , Andrew P. Golden , Adam Stevenson
IPC分类号： G06Q20/00
CPC分类号： G06Q20/40 , G06Q20/085 , G06Q20/20 , G06Q20/202 , G06Q20/22 , G06Q30/018 , G06Q30/02 , G06Q30/0207 , G06Q30/0224 , G06Q30/0226 , G06Q30/0231 , G06Q30/0236 , G06Q30/0238 , G06Q30/0284 , G06Q30/0601
摘要： A subscription system allows a customer to establish a subscription to a product with one or more retailers (e.g., by establishing the subscription through a controller or central system). In one embodiment, a subscription may be established after receiving information that identifies a product. Terms of a subscription for the product are established, such as a frequency and a duration of the subscription.
摘要翻译：订阅系统允许客户建立与一个或多个零售商的产品的订阅（例如，通过通过控制器或中央系统建立订阅）。在一个实施例中，可以在接收到识别产品的信息之后建立订阅。建立产品订阅条款，例如订阅的频率和持续时间。

8. 发明申请

US20090228381A1 METHOD AND APPARATUS FOR PROCESSING A CHARGE APPLIED TO A FINANCIAL ACCOUNT 审中-公开
标题翻译：用于处理适用于财务帐目的费用的方法和装置
公开(公告)号：US20090228381A1
公开(公告)日：2009-09-10
申请号：US12468637
申请日：2009-05-19
申请人： Magdalena Mik , Jay S. Walker , Daniel E. Tedesco , Andrew S. Van Luchene , James A. Jorasch
发明人： Magdalena Mik , Jay S. Walker , Daniel E. Tedesco , Andrew S. Van Luchene , James A. Jorasch
IPC分类号： G06Q20/00 , G06Q30/00 , G06Q40/00
CPC分类号： G06Q20/04 , G06Q20/10 , G06Q20/102 , G06Q20/14 , G06Q30/04 , G06Q40/08 , G06Q50/22
摘要： In one embodiment, a billing server receives charge data from a card authorization terminal. The charge data indicates a transaction amount, such as a purchase price, and a first financial account, such as a credit card account. The billing server determines a second financial account that corresponds to the first financial account. For example, the second financial account may be the financial account of an insurance company or other reimbursing party. The billing server also determines a reimbursement amount that corresponds to the first financial account. The second financial account is charged the reimbursement amount. Thus, a portion or all of the transaction amount is paid by a reimbursing party. The second financial account is only charged if a reimbursement rule is satisfied. For example, only purchases made at certain types of merchants may be reimbursed. In addition, the billing server may first request approval before charging the second financial account.
摘要翻译：在一个实施例中，记帐服务器从卡授权终端接收费用数据。费用数据表示交易金额，例如购买价格，以及第一个金融账户，如信用卡账户。计费服务器确定对应于第一金融账户的第二金融账户。例如，第二财务帐户可以是保险公司或其他报销方的财务账户。计费服务器还确定对应于第一金融账户的报销金额。第二个财务帐户收取报销金额。因此，一部分或全部交易金额由偿付方支付。第二个财务帐户只有在偿还规定得到满足的情况下才会被收取。例如，只有在某些类型的商家进行的购买可能会被报销。此外，计费服务器可以在对第二金融账户收费之前首先请求批准。

9. 发明申请

US20080201194A1 METHOD AND APPARATUS FOR DEFINING ROUTING OF CUSTOMERS BETWEEN MERCHANTS 有权
标题翻译：用于定义商品间客户路由的方法和装置
公开(公告)号：US20080201194A1
公开(公告)日：2008-08-21
申请号：US12111637
申请日：2008-04-29
申请人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , Magdalena Mik , James A. Jorasch
发明人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , Magdalena Mik , James A. Jorasch
IPC分类号： G06Q30/00 , G06Q10/00
CPC分类号： G06Q30/0231 , G06Q10/06311 , G06Q10/06316 , G06Q20/20 , G06Q20/204 , G06Q20/387 , G06Q30/02 , G06Q30/0201 , G06Q30/0211 , G06Q30/0219 , G06Q30/0235 , G06Q30/0236 , G06Q30/0238 , G06Q30/0239 , G06Q30/0601 , G06Q30/0611 , G06Q40/04 , G07G1/14
摘要： A server or Internet service provider computer selects a soliciting merchant and an outputting merchant based on various factors. In one embodiment, the soliciting merchant is selected is its activity rate (e.g. sales rate) is low. The outputting merchant provides offers for bonuses to customers on behalf of the soliciting merchant. The bonus is provided to the customer in exchange for consummating a transaction with the soliciting merchant. Thus, the soliciting merchant benefits from the increased patronage such offers encourage.
摘要翻译：服务器或因特网服务提供商计算机根据各种因素选择一个招揽商家和一个输出商家。在一个实施例中，所选择的商户是其活动率（例如销售率）低。出货商代表征求商家向客户提供奖金。向客户提供奖金，以换取与征求商家完成交易。因此，征求商人受益于这种提供鼓励的增加的惠顾。

10. 发明授权

US07406438B2 System and method for tracking and establishing a progressive discount based upon a customer's visits to a retail establishment 失效
标题翻译：系统和方法，用于跟踪和建立基于客户访问零售企业的累进折扣
公开(公告)号：US07406438B2
公开(公告)日：2008-07-29
申请号：US11668967
申请日：2007-01-30
申请人： Jay S. Walker , Andrew S. Van Luchene , Magdalena Mik , John Chuprevich
发明人： Jay S. Walker , Andrew S. Van Luchene , Magdalena Mik , John Chuprevich
IPC分类号： G06Q30/00 , G07G1/14
CPC分类号： G06Q30/00 , G06Q20/105 , G06Q20/20 , G06Q30/0211 , G06Q30/0224 , G06Q30/0226 , G06Q30/0235 , G06Q30/0236 , G06Q30/0238 , G06Q30/0601
摘要： In accordance with one described embodiment, methods, systems, and apparatus are provided for determining a progressive discount for a customer. In one example, a customer is provided with a discount that is incremented if the customer visits at least once in a pre-defined period.
摘要翻译：根据一个所描述的实施例，提供方法，系统和装置用于确定客户的累进折扣。在一个示例中，如果客户在预定义的时间段内访问至少一次，则向客户提供递增的折扣。

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