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1. 发明授权

US06240396B1 Conditional purchase offer management system for event tickets 失效
标题翻译：有条件的采购报价管理系统
公开(公告)号：US06240396B1
公开(公告)日：2001-05-29
申请号：US08923530
申请日：1997-09-04
申请人： Jay S. Walker , Robert R. Lech , Andrew S. Van Luchene , Thomas M. Sparico , James A. Jorasch , Bruce Schneier
发明人： Jay S. Walker , Robert R. Lech , Andrew S. Van Luchene , Thomas M. Sparico , James A. Jorasch , Bruce Schneier
IPC分类号： G06F1760
CPC分类号： G06Q20/00 , G06Q10/02 , G06Q20/02 , G06Q20/04 , G06Q20/12 , G06Q20/24 , G06Q20/403 , G06Q30/02 , G06Q30/06 , G06Q30/08 , G06Q40/04 , G07F9/026
摘要： A system for managing conditional purchase offers is disclosed where an individual searching for a ticket to a particular event may provide a guaranteed purchase offer to a plurality of potential sellers. Various methods and systems for completing such a transaction are also disclosed. An exemplary method includes: making available a guaranteed purchase offer to a plurality of potential sellers; potential sellers examining offers corresponding to a ticket they possess; and a potential seller providing an acceptance to the guaranteed purchase offer. The disclosure describes a method of payment whereby both the buyer and seller must provide credit card pre-authorization to ensure payment and delivery of the ticket. Also, one embodiment discloses a delivery of the ticket that includes the participation of the venue hosting the event. In this embodiment, the traditional practice of exchanging tickets for cash is replaced with an electronic serial number system. According to this system, the venue may be notified to cancel the serial number originally assigned to the ticket held by the seller, and re-assign a new serial number directly to the buyer. The buyer may then exchange this number for a ticket at the venue box office.
摘要翻译：公开了一种用于管理有条件购买优惠的系统，其中个人搜索特定事件的票据可向多个潜在卖家提供保证购买报价。还公开了用于完成这种交易的各种方法和系统。一种示例性方法包括：向多个潜在卖家提供有保证的购买报价; 潜在卖家检查与他们拥有的票相对应的报价; 以及潜在的卖方接受保证购买报价。本公开描述了一种付款方式，买方和卖方必须提供信用卡预授权以确保票据的支付和交付。此外，一个实施例公开了包括参与举办活动的场地的票的递送。在本实施例中，用电子序列号系统替换现金交换票的传统做法。根据该系统，可以通知场地取消原始分配给卖方持有的票的序列号，并将新的序列号直接重新分配给买方。然后，买方可以在场地票房交换这个号码。

2. 发明授权

US06203427B1 Method and apparatus for securing a computer-based game of chance 失效
公开(公告)号：US06203427B1
公开(公告)日：2001-03-20
申请号：US08888049
申请日：1997-07-03
申请人： Jay S. Walker , Bruce Schneier , James A. Jorasch , Andrew S. Van Luchene
发明人： Jay S. Walker , Bruce Schneier , James A. Jorasch , Andrew S. Van Luchene
IPC分类号： A63F924
CPC分类号： G07F17/32 , G06Q50/34 , G07F17/3262 , G07F17/3288
摘要： A system is described for facilitating an Internet-based game of chance, particularly a computer-based version of a punchboard game having a grid with prizes associated with the various grid locations. The user can pay a central controller for each selection by providing a credit card number, or through other Internet transaction means. The central controller sends the user a fresh virtual punchboard (i.e. a game in which no selections have yet been made). The user selects a grid location, encrypts it, and then transmits it to the central controller. The central controller then generates prize values for the grid that it sent to the player. The user's computer stores the locations of each prize and determines whether the player's selection was a winner. If he has won, the player sends the decryption key to the central controller to decrypt his grid selection and authenticate his selection. The central controller then initiates a payment to the user.

3. 发明授权

US06790139B2 Method and apparatus for securing a computer-based game of chance 失效
标题翻译：用于确保基于计算机的机会游戏的方法和装置
公开(公告)号：US06790139B2
公开(公告)日：2004-09-14
申请号：US09765165
申请日：2001-01-18
申请人： Jay S. Walker , Bruce Schneier , James A. Jorasch , Andrew S. Van Luchene
发明人： Jay S. Walker , Bruce Schneier , James A. Jorasch , Andrew S. Van Luchene
IPC分类号： A63F924
CPC分类号： G07F17/32 , G06Q50/34 , G07F17/3262 , G07F17/3288
摘要： A system is described for facilitating an Internet-based game of chance, particularly a computer-based version of a punchboard game having a grid with prizes associated with the various grid locations. The user can pay a central controller for each selection by providing a credit card number, or through other Internet transaction means. The central controller sends the user a fresh virtual punchboard (i.e. a game in which no selections have yet been made). The user selects a grid location, encrypts it, and then transmits it to the central controller. The central controller then generates prize values for the grid that it sent to the player. The user's computer stores the locations of each prize and determines whether the player's selection was a winner. If he has won, the player sends the decryption key to the central controller to decrypt his grid selection and authenticate his selection. The central controller then initiates a payment to the user.
摘要翻译：描述了一种用于促进基于因特网的机会游戏的系统，特别是具有与各种网格位置相关联的奖品的网格的打板游戏的基于计算机的版本。用户可以通过提供信用卡号码或通过其他因特网交易手段为每个选择支付中央控制器。中央控制器向用户发送新鲜的虚拟打孔板（即尚未进行选择的游戏）。用户选择网格位置，对其进行加密，然后将其传输到中央控制器。然后中央控制器为其发送给播放器的网格生成奖励值。用户的计算机存储每个奖品的位置，并确定玩家的选择是否是赢家。如果他赢了，玩家将解密密钥发送给中央控制器，对其网格选择进行解密并验证他的选择。中央控制器然后开始向用户付款。

4. 发明授权

US08566230B2 Method and apparatus for providing and processing installment plans at a terminal 失效
标题翻译：在终端提供和处理分期付款计划的方法和装置
公开(公告)号：US08566230B2
公开(公告)日：2013-10-22
申请号：US13433008
申请日：2012-03-28
申请人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
发明人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
IPC分类号： G06Q40/00
CPC分类号： G06Q20/023 , G06Q10/087 , G06Q20/00 , G06Q20/10 , G06Q20/102 , G06Q20/105 , G06Q20/108 , G06Q20/12 , G06Q20/14 , G06Q20/18 , G06Q20/20 , G06Q20/387 , G06Q20/40 , G06Q30/02 , G06Q30/0238 , G06Q30/04 , G06Q30/06 , G06Q30/0601 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G06Q40/04 , G06Q40/12 , G07C15/005 , G07F5/24 , G07F9/02 , G07F17/32 , G07F17/3248 , G07F17/3255 , G07F17/329 , G07G1/0036 , G07G1/12 , G07G5/00
摘要： According to some embodiments, a central controller receives a selection signal indicative of acceptance of an installment plan option for a transaction. The central controller determines an installment charge amount to include in at least two bills for a financial account. Thereafter, bills may be generated that reflect installment charges to be paid.
摘要翻译：根据一些实施例，中央控制器接收指示接受交易的分期付款计划选项的选择信号。中央控制人确定分期付款金额以包含至少两个用于金融账户的账单。此后，可能会产生反映要支付的分期付款的账单。

5. 发明申请

US20110145121A1 METHOD AND APPARATUS FOR PROVIDING AND PROCESSING INSTALLMENT PLANS AT A TERMINAL 有权
标题翻译：用于在终端提供和处理安装计划的方法和装置
公开(公告)号：US20110145121A1
公开(公告)日：2011-06-16
申请号：US13031284
申请日：2011-02-21
申请人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
发明人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
IPC分类号： G06Q40/00 , G06Q30/00
CPC分类号： G06Q20/023 , G06Q10/087 , G06Q20/00 , G06Q20/10 , G06Q20/102 , G06Q20/105 , G06Q20/108 , G06Q20/12 , G06Q20/14 , G06Q20/18 , G06Q20/20 , G06Q20/387 , G06Q20/40 , G06Q30/02 , G06Q30/0238 , G06Q30/04 , G06Q30/06 , G06Q30/0601 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G06Q40/04 , G06Q40/12 , G07C15/005 , G07F5/24 , G07F9/02 , G07F17/32 , G07F17/3248 , G07F17/3255 , G07F17/329 , G07G1/0036 , G07G1/12 , G07G5/00
摘要： According to some embodiments, a central controller receives a selection signal. If the selection signal indicates acceptance of any installment plan, use of the accepted installment plan for the financial account is authorized. Thereafter, bills may be generated that reflect installment charges to be paid.
摘要翻译：根据一些实施例，中央控制器接收选择信号。如果选择信号表示接受任何分期付款计划，则授权对该金融账户使用已接受的分期付款计划。此后，可能会产生反映要支付的分期付款的账单。

6. 发明申请

US20100094751A1 APPARATUS AND METHODS FOR ENFORCING PURCHASE AGREEMENTS 有权
标题翻译：用于执行采购协议的装置和方法
公开(公告)号：US20100094751A1
公开(公告)日：2010-04-15
申请号：US12644196
申请日：2009-12-22
申请人： Jay S. Walker , Andrew S. Van Luchene , Jose A. Suarez , Magdalena M. Fincham , Dean P. Alderucci , James A. Jorasch , Robert C. Tedesco , Matthew D. Breitenbach
发明人： Jay S. Walker , Andrew S. Van Luchene , Jose A. Suarez , Magdalena M. Fincham , Dean P. Alderucci , James A. Jorasch , Robert C. Tedesco , Matthew D. Breitenbach
IPC分类号： G06Q30/00 , G06Q40/00
CPC分类号： G06Q30/06 , G06Q20/10 , G06Q30/0207 , G06Q30/0225 , G06Q30/0268 , G06Q30/0283
摘要： Systems, apparatus, articles of manufacture and methods are provided for establishing (e.g., online) a buyer price for a first plurality of products. In one embodiment, the buyer price is lower than a retail price of the first plurality of products. A second plurality of products that the buyer has actually received during the subsequent transaction is determined. A penalty may be assessed if the first plurality of products does not correspond to the second plurality of products.
摘要翻译：提供系统，装置，制造和方法以建立（例如，在线）第一多个产品的买方价格。在一个实施例中，买方价格低于第一批产品的零售价。确定买方在后续交易中实际收到的第二组多个产品。如果第一多个产品不对应于第二个多个产品，则可以评估处罚。

7. 发明授权

US07587334B2 Method and system for processing supplementary product sales at a point-of-sale terminal 有权
标题翻译：在销售点终端处理辅助产品销售的方法和系统
公开(公告)号：US07587334B2
公开(公告)日：2009-09-08
申请号：US10625089
申请日：2003-07-22
申请人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
发明人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
IPC分类号： G06Q20/00 , A63F3/06 , A63F9/24 , G06F17/00 , G06F19/00
CPC分类号： G07C15/005 , G06Q10/087 , G06Q20/00 , G06Q20/12 , G06Q20/20 , G06Q20/201 , G06Q20/204 , G06Q20/387 , G06Q30/02 , G06Q30/0212 , G06Q30/0226 , G06Q30/0235 , G06Q30/0238 , G06Q30/0283 , G06Q30/06 , G06Q50/188 , G07F5/24 , G07F9/02 , G07F17/32 , G07F17/3248 , G07F17/3255 , G07F17/329 , G07G1/0036 , G07G1/12 , G07G5/00
摘要： A POS terminal determines an upsell to offer in exchange for the change due to a customer in connection with a purchase. The point-of-sale terminal preferably maintains a database of at least one upsell price and a corresponding upsell to offer a customer in exchange for the change due to him. If the customer accepts the upsell, the cashier so indicates by pressing a selection button on the POS terminal. The required payment amount for the customer to pay is then set equal to the rounded price, rather than the purchase price. Thus, the customer receives the upsell in exchange for the coins due to him, and the coins need not be exchanged between the customer and the POS terminal.
摘要翻译： POS终端确定提供的加售，以换取与购买有关的客户的更改。销售点终端优选地维护至少一个加售价格和相应的加售数据库，以提供客户以换取由他所引起的变化。如果客户接受加售，则出纳员通过按POS终端上的选择按钮来指示。然后将客户支付的所需支付金额设置为等于舍入的价格，而不是购买价格。因此，客户收到加价以换取因他而导致的硬币，并且硬币不需要在客户和POS终端之间进行交换。

8. 发明授权

US07496523B2 Method and apparatus for defining routing of customers between merchants 有权
公开(公告)号：US07496523B2
公开(公告)日：2009-02-24
申请号：US11399143
申请日：2006-04-06
申请人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , Magdalena Mik , James A. Jorasch
发明人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , Magdalena Mik , James A. Jorasch
IPC分类号： G06F17/60
CPC分类号： G06Q30/0231 , G06Q10/06311 , G06Q10/06316 , G06Q20/20 , G06Q20/204 , G06Q20/387 , G06Q30/02 , G06Q30/0201 , G06Q30/0211 , G06Q30/0219 , G06Q30/0235 , G06Q30/0236 , G06Q30/0238 , G06Q30/0239 , G06Q30/0601 , G06Q30/0611 , G06Q40/04 , G07G1/14
摘要： A server or Internet service provider computer selects a soliciting merchant and an outputting merchant based on various factors. In one embodiment, the soliciting merchant is selected is its activity rate (e.g. sales rate) is low. The outputting merchant provides offers for bonuses to customers on behalf of the soliciting merchant. The bonus is provided to the customer in exchange for consummating a transaction with the soliciting merchant. Thus, the soliciting merchant benefits from the increased patronage such offers encourage.

9. 发明授权

US07293703B2 Apparatus and methods for enforcing purchase agreements 有权
标题翻译：执行采购协议的装置和方法
公开(公告)号：US07293703B2
公开(公告)日：2007-11-13
申请号：US10968340
申请日：2004-10-18
申请人： Jay S. Walker , Andrew S. Van Luchene , Jose A. Suarez , Magdalena M. Fincham , Dean P. Alderucci , James A. Jorasch , Robert C. Tedesco , Matthew D. Breitenbach
发明人： Jay S. Walker , Andrew S. Van Luchene , Jose A. Suarez , Magdalena M. Fincham , Dean P. Alderucci , James A. Jorasch , Robert C. Tedesco , Matthew D. Breitenbach
IPC分类号： G06K15/00
CPC分类号： G06Q30/06 , G06Q20/10 , G06Q30/0207 , G06Q30/0225 , G06Q30/0268 , G06Q30/0283
摘要： Systems and methods are provided for establishing online a buyer price for a first plurality of products. The buyer price being lower than a retail price of the first plurality of products, the first plurality of products to be picked up during a subsequent transaction at a retailer. Thereafter, a second plurality of products which the buyer has actually received during the subsequent transaction is determined. A penalty may be assessed if the first and second plurality of products do not correspond.
摘要翻译：提供了系统和方法，用于在第一组多个产品上在线建立买方价格。购买者价格低于第一批产品的零售价格，即在零售商的后续交易期间要接收的第一批多个产品。此后，确定买方在后续交易中实际接收到的第二多个产品。如果第一和第二多个产品不对应，则可以评估处罚。

10. 发明授权

US06598024B1 Method and system for processing supplementary product sales at a point-of-sale terminal 有权
公开(公告)号：US06598024B1
公开(公告)日：2003-07-22
申请号：US09442754
申请日：1999-11-12
申请人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
发明人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
IPC分类号： G06F1760
CPC分类号： G07C15/005 , G06Q10/087 , G06Q20/00 , G06Q20/12 , G06Q20/20 , G06Q20/201 , G06Q20/204 , G06Q20/387 , G06Q30/02 , G06Q30/0212 , G06Q30/0226 , G06Q30/0235 , G06Q30/0238 , G06Q30/0283 , G06Q30/06 , G06Q50/188 , G07F5/24 , G07F9/02 , G07F17/32 , G07F17/3248 , G07F17/3255 , G07F17/329 , G07G1/0036 , G07G1/12 , G07G5/00
摘要： A POS terminal determines an upsell to offer in exchange for the change due to a customer in connection with a purchase. The point-of-sale terminal preferably maintains a database of at least one upsell price and a corresponding upsell to offer a customer in exchange for the change due to him. If the customer accepts the upsell, the cashier so indicates by pressing a selection button on the POS terminal. The required payment amount for the customer to pay is then set equal to the rounded price, rather than the purchase price. Thus, the customer receives the upsell in exchange for the coins due to him, and the coins need not be exchanged between the customer and the POS terminal.

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