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1. 发明申请

US20160063635A1 System, Method, and Apparatus for Flood Risk Analysis 审中-公开
标题翻译：洪水风险分析的系统，方法和装置
公开(公告)号：US20160063635A1
公开(公告)日：2016-03-03
申请号：US14215966
申请日：2014-03-17
申请人： Emmett Collazo , Thomas Little , Winfield Scott Anderson, JR.
发明人： Emmett Collazo , Thomas Little , Winfield Scott Anderson, JR.
IPC分类号： G06Q40/08 , H04N5/225 , G06K9/00 , G06T7/00 , G06Q50/08 , G06F17/30
CPC分类号： G06Q40/08 , G06Q50/08 , Y02A10/46 , Y02A10/48
摘要： A method, system, apparatus and computer readable storage medium is provided for taking information related to a specific real property structure, including customer information; information regarding uses of real property (residential, industrial, commercial, living spaces, crawl spaces, etc.); elevation, slope, and grade information; base flood elevation data; flood depth; use of flood mitigation devices (e.g., breakaway walls, flood vents); survey information; the use of design professionals in mitigation of risk; and other matters; and using this information to identify means of reducing risk, including use of, or repositioning of, flood mitigation devices; reinforcement of structures, use of design professionals, and other matters, in order to assess and mitigate risk.The invention also relates to means for quantifying and reducing excess risk coverage premiums for homes not covered by National Flood Insurance Program flood plain insurance, or for excess insurance coverage over minimum required insurance amounts.
摘要翻译：提供了一种方法，系统，装置和计算机可读存储介质，用于获取与特定不动产结构相关的信息，包括客户信息; 关于不动产（住宅，工业，商业，生活空间，爬行空间等）使用的信息; 海拔，坡度和坡度信息; 基地洪水高程数据; 洪水深度; 使用防洪设备（例如，隔离墙，洪水通风口）; 调查资料; 使用设计专家来减轻风险; 等事宜; 并使用这些信息来确定减少风险的方法，包括使用或重新定位防洪装置; 加强结构，使用设计人员以及其他事宜，以评估和减轻风险。本发明还涉及用于量化和减少国家洪水保险计划泛滥保险未涵盖的住房的超额风险保险费用的手段，或超过最低所需保险金额的超额保险。

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