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    • 3. 发明授权
    • Methods and systems for coordinating a change in status of stored-value cards
    • 协调储值卡状态变化的方法和系统
    • US07668751B2
    • 2010-02-23
    • US12147944
    • 2008-06-27
    • David BaumgartnerSteven E. Arthur
    • David BaumgartnerSteven E. Arthur
    • G06Q20/00
    • G06Q20/363G06Q20/20G06Q20/202G06Q20/204G06Q20/28G06Q30/02G07F7/0866
    • Methods and systems are provided for coordinating a change in status of a stored-value card for a customer. Transaction information is received at a host system from a point-of-sale terminal. The transaction information includes stored-value-card information identifying the stored-value card and payment-instrument information identifying a payment instrument to be used for financing the change in status of the stored-value card. The host system receives a payment authorization from a payment authority in response to a transmission of the payment-instrument information to the payment authority. The host system also receives a confirmation of the change in status of the stored-value card from a stored-value-card authority in response to a transmission of the stored-value-card information to the stored-value-card authority. The host system transmits an approval for effecting the change in status of the stored-value card to the point-of-sale terminal.
    • 提供了方法和系统来协调客户对存储卡的状态变化。 在主机系统从销售点终端接收交易信息。 交易信息包括识别存储卡的存储卡信息和识别要用于为存储卡的状态改变进行融资的支付工具的支付工具信息。 主机系统响应于支付工具信息向支付机构的传输而从支付机构接收支付授权。 主机系统还响应于存储值卡信息向存储卡授权机构的传输,从存储卡机构接收存储卡的状态变化的确认。 主机系统向销售点终端发送用于实现存储卡状态变更的批准。
    • 6. 发明申请
    • DECENTRALIZED GUARANTEED STORED VALUE TRANSFER SYSTEM AND METHOD
    • 分散保证的存储价值转移系统和方法
    • US20070027802A1
    • 2007-02-01
    • US11379338
    • 2006-04-19
    • Theodore VanDeburgDavid BaumgartnerKevin JamesKeith Newbrough
    • Theodore VanDeburgDavid BaumgartnerKevin JamesKeith Newbrough
    • G06Q40/00
    • G06Q20/04G06Q20/10
    • System and methods for facilitating the settlement of financial accounts across different entities utilize a host computer system that tracks financial transactions made at each merchant location or store and uses this information to reconcile accounts across different entities. In one embodiment, for redemption transactions that occurred within one of the entities other than where the associated account was activated, the host computer system is configured to prepare a request to transfer a redemption amount to a central account from an entity account associated with where the redemption transaction occurred, and to prepare a request to transfer less than the redemption amount from the central account to an entity account associated with where the account was activated.
    • 用于促进不同实体的金融账户结算的系统和方法利用主计算机系统来跟踪在每个商家位置或商店进行的金融交易,并使用该信息来调和不同实体之间的账户。 在一个实施例中,对于除了相关联的帐户被激活之外的实体之外发生的兑换交易,主计算机系统被配置为准备从与所述主体计算机相关联的实体账户相关联的实体账户将兑换金额转移到中央账户的请求, 发生赎回交易,并准备将少于赎回金额从中央账户转移到与该账户激活的实体账户相关的实体账户的请求。
    • 7. 发明授权
    • Financial settlement systems and methods
    • 财务结算系统和方法
    • US07882021B2
    • 2011-02-01
    • US10356207
    • 2003-01-30
    • David BaumgartnerKevin JamesKeith Newbrough
    • David BaumgartnerKevin JamesKeith Newbrough
    • G06Q40/00
    • G06Q20/04G06Q20/10G06Q40/00G06Q40/025
    • System and methods for facilitating the settlement of financial accounts across different entities utilize a host computer system that tracks financial transactions made at each merchant location or store and uses this information to reconcile accounts across different entities. In one embodiment, the host computer periodically performs a net settlement analysis of the transactional data received from each entity's stores. A request is prepared to transfer funds from each entity's bank account having a positive net settlement amount into a central entity bank account. A request is also prepared to transfer funds into each entity's bank account having a negative net settlement amount from the central entity bank account.
    • 用于促进不同实体的金融账户结算的系统和方法利用主计算机系统来跟踪在每个商家位置或商店进行的金融交易,并使用该信息来调和不同实体之间的账户。 在一个实施例中,主计算机周期性地对从每个实体的商店接收的事务数据进行净结算分析。 准备将具有正净额结算金额的实体银行账户资金转入中央实体银行账户的请求。 还准备要求将资金从中央实体银行账户转入每个实体的净结算金额的银行账户。
    • 8. 发明授权
    • Methods and systems for coordinating a change in status of stored-value cards
    • 协调储值卡状态变化的方法和系统
    • US07409358B2
    • 2008-08-05
    • US10371167
    • 2003-02-21
    • David BaumgartnerSteven E. Arthur
    • David BaumgartnerSteven E. Arthur
    • G06G1/12G06G20/00
    • G06Q20/363G06Q20/20G06Q20/202G06Q20/204G06Q20/28G06Q30/02G07F7/0866
    • Methods and systems are provided for coordinating a change in status of a stored-value card for a customer. Transaction information is received at a host system from a point-of-sale terminal. The transaction information includes stored-value-card information identifying the stored-value card and payment-instrument information identifying a payment instrument to be used for financing the change in status of the stored-value card. The host system receives a payment authorization from a payment authority in response to a transmission of the payment-instrument information to the payment authority. The host system also receives a confirmation of the change in status of the stored-value card from a stored-value-card authority in response to a transmission of the stored-value-card information to the stored-value-card authority. The host system transmits an approval for effecting the change in status of the stored-value card to the point-of-sale terminal.
    • 提供了方法和系统来协调客户对存储卡的状态变化。 在主机系统从销售点终端接收交易信息。 交易信息包括识别存储卡的存储卡信息和识别要用于为存储卡的状态改变进行融资的支付工具的支付工具信息。 主机系统响应于支付工具信息向支付机构的传输而从支付机构接收支付授权。 主机系统还响应于存储值卡信息向存储卡授权机构的传输,从存储卡机构接收存储卡的状态变化的确认。 主机系统向销售点终端发送用于实现存储卡状态变更的批准。
    • 9. 发明授权
    • Method for assembly of stair forms
    • 楼梯形式的组装方法
    • US4916796A
    • 1990-04-17
    • US253130
    • 1988-10-03
    • David Baumgartner
    • David Baumgartner
    • E04G13/06
    • E04G13/06Y10T29/49771
    • An apparatus as disclosed for making concrete forms for making stairs. A substantially planar member has a riser end and a pivot end substantially opposite the riser end and has first and second. A pivot point rotatably fixes the pivoting end to a stinger so that the riser end can pivot with respect to the pivot end. A riser support member is mounted perpendicular to the planar member adjacent the riser end and extends to each side of the planar member. A kneeboard support may be placed on both sides of the planar member so that a kneeboard may be placed between one apparatus and a corresponding apparatus on the other side of the stairs. A scale may be provided for positioning the apparatus with respect to the stringer to facilitate mounting subsequent apparatus to a given stringer. The riser support member may be slanted to provide a constant toe-in or kickback.
    • 公开的用于制造楼梯的具体形式的装置。 基本上平面的构件具有立管端和基本上与提升管端相对的枢轴端,并且具有第一和第二。 枢转点可旋转地将枢转端固定到托管架上,使得提升管端部能够相对于枢转端枢转。 立管支撑构件垂直于邻近提升管端部的平面构件安装并延伸到平面构件的每一侧。 膝板支撑件可以放置在平面构件的两侧上,使得膝盖板可以放置在楼梯的另一侧上的一个装置和相应的装置之间。 可以提供用于将装置相对于纵梁定位的刻度,以便于将后续装置安装到给定的纵梁上。 提升器支撑构件可以倾斜以提供恒定的脚趾或回扣。
    • 10. 发明授权
    • Device for assembly of stair forms
    • 装配楼梯形式的装置
    • US4775131A
    • 1988-10-04
    • US880694
    • 1986-06-30
    • David Baumgartner
    • David Baumgartner
    • E04G13/06
    • E04G13/06
    • An apparatus as disclosed for making concrete forms for making stairs. A substantially planar member has a riser end and a pivot end substantially opposite the riser end and has first and second. A pivot point rotatably fixes the pivoting end to a stringer so that the riser end can pivot with respect to the pivot end. A riser support member is mounted perpendicular to the planar member adjacent the riser end and extends to each side of the planar member. A kneeboard support may be placed on both sides of the planar member so that a kneeboard may be placed between one apparatus and a corresponding apparatus on the other side of the stairs. A scale may be provided for positioning the apparatus with respect to the stringer to facilitate mounting subsequent apparatus to a given stringer. The riser support member may be slanted to provide a constant toe-in or kickback.
    • 公开的用于制造楼梯的具体形式的装置。 基本上平面的构件具有立管端和基本上与提升管端相对的枢轴端,并且具有第一和第二。 枢转点将枢转端部可旋转地固定到纵梁上,使得提升管端部能够相对于枢轴端枢转。 立管支撑构件垂直于邻近提升管端部的平面构件安装并延伸到平面构件的每一侧。 膝板支撑件可以放置在平面构件的两侧上,使得膝盖板可以放置在楼梯的另一侧上的一个装置和相应的装置之间。 可以提供用于将装置相对于纵梁定位的刻度,以便于将后续装置安装到给定的纵梁上。 提升器支撑构件可以倾斜以提供恒定的脚趾或回扣。