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    • 4. 发明授权
    • System and method of using electronic funds transfer to complete payment for goods and services
    • 使用电子资金转账完成货物和服务支付的制度和方法
    • US08880432B2
    • 2014-11-04
    • US13483963
    • 2012-05-30
    • Donald A. Collins, Jr.
    • Donald A. Collins, Jr.
    • G06Q20/00
    • G06Q20/10G06Q20/042G06Q20/3223G06Q20/40
    • A system and method of using Electronic Funds Transfer (EFT) to complete payment for goods and services. An example method of operating a transaction terminal includes identifying items selected by a customer for purchase, determining a required payment amount for the items, obtaining identification information from the customer, obtaining contact information and payment information, including bank account information and bank routing number information, from a customer profile associated with the identification information, creating a check image, sending a request for payment message providing access to the check image and the payment information to a mobile communication device of the customer using the contact information in the customer profile, and receiving a reply message from the mobile communication device authorizing payment for the items via electronic funds transfer and including a 2D barcode containing the check image and the payment information.
    • 使用电子转帐(EFT)完成货物和服务付款的制度和方法。 操作交易终端的示例方法包括由客户选择的购买物品,确定物品的所需支付金额,从客户获取识别信息,获取联系信息和支付信息,包括银行帐户信息和银行路线号码信息 来自与所述识别信息相关联的客户简档,创建检查图像,使用所述客户简档中的联系人信息向所述客户的移动通信设备发送提供对所述检查图像的访问的支付消息的请求以及所述支付信息,以及 从所述移动通信设备接收通过电子资金转移授权所述项目的支付的应答消息,并且包括包含所述支票图像和所述支付信息的2D条形码。
    • 8. 发明授权
    • Item checkout device including a bar code data collector and a produce data collector
    • 物品结帐装置,包括条形码数据收集器和产品数据收集器
    • US06457644B1
    • 2002-10-01
    • US09672327
    • 2000-09-29
    • Donald A. Collins, Jr.Jeffrey P. TreptauMichael A. SpencerDaniel B. Seevers
    • Donald A. Collins, Jr.Jeffrey P. TreptauMichael A. SpencerDaniel B. Seevers
    • G06K710
    • G07G1/0045G01G19/4144
    • An item checkout device which combines a produce data collector with an optical bar code data collector. The item checkout device includes a housing, a bar code data collector within the housing, and a produce data collector within the housing. In a preferred embodiment, the item checkout device includes an optical bar code data collector including a first housing, a scale within the first housing, a weigh plate on the scale including a first window for allowing scanning light beams from optical bar code data collector to pass and a second window, and a produce data collector within the first housing including a second housing containing an aperture adjacent the second window, a light source for illuminating a produce item on the second window with substantially uniform light, a light separating element for splitting light collected from the produce item into a plurality of different light portions having different wavelengths, a detector for converting energy in the plurality of light portions into a plurality of electrical signals, and control circuitry which digitizes the plurality of electrical signals to produce a digital spectrum from the produce item which contains information to identify the produce item for the purpose of determining its unit price.
    • 一种将产品数据采集器与光学条形码数据采集器组合的物品检验装置。 物品结帐装置包括壳体,壳体内的条形码数据收集器以及壳体内的产品数据收集器。 在优选实施例中,项目检验装置包括光学条形码数据收集器,该光学条形码数据收集器包括第一外壳,第一外壳内的标尺,标尺上的称重板,包括用于允许从光学条形码数据收集器扫描光束的第一窗口 通过和第二窗口,以及在所述第一壳体内的产品数据收集器,包括包含邻近所述第二窗口的孔的第二壳体,用于以基本均匀的光照亮所述第二窗口上的产品的光源,用于分离的光分离元件 从产品收集的光到具有不同波长的多个不同的光部分中,用于将多个光部分中的能量转换为多个电信号的检测器,以及将多个电信号数字化以产生数字频谱的控制电路 从包含信息的产品中识别产品的产品 确定其单价。