专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明授权

US08413160B2 Systems, methods, and computer program products for transaction based load balancing 有权
标题翻译：用于基于事务的负载平衡的系统，方法和计算机程序产品
公开(公告)号：US08413160B2
公开(公告)日：2013-04-02
申请号：US11767356
申请日：2007-06-22
申请人： David Armes , Ian Brown , Eric James Eldridge , Conrad Orlando Menezes , Claudio Valdes , John Ryan
发明人： David Armes , Ian Brown , Eric James Eldridge , Conrad Orlando Menezes , Claudio Valdes , John Ryan
IPC分类号： G06F9/455 , G06F9/46
CPC分类号： G06F9/505
摘要： In a packet-based transaction processing system, workload is balanced across multiple computer systems. A plurality of packets is received from a plurality of clients over a plurality of communications sessions. Each of the plurality of packets includes a portion of a transaction involving a financial transaction instrument that requires authorization. The plurality of packets are processed to assemble a plurality of transactions. Each of the plurality of transactions is then transmitted to an application server selected from a plurality of servers that provides authorization for the transactions. The server may be selected from the plurality of servers based on a round-robin distribution of the plurality of servers, and additionally, the round-robin distribution may be modified to account for a workload on each of the plurality of servers.
摘要翻译：在基于分组的事务处理系统中，跨多个计算机系统平衡工作负载。在多个通信会话中从多个客户端接收多个分组。多个分组中的每一个包括涉及需要授权的金融交易工具的交易的一部分。多个分组被处理以组合多个事务。然后将多个交易中的每一个发送到从为交易提供授权的多个服务器中选择的应用服务器。可以基于多个服务器的循环分布从多个服务器中选择服务器，此外，可以修改轮询分配以考虑多个服务器中的每一个上的工作负载。

2. 发明申请

US20120116900A1 SYSTEMS AND METHODS FOR RISK TRIGGERING VALUES 有权
公开(公告)号：US20120116900A1
公开(公告)日：2012-05-10
申请号：US13353072
申请日：2012-01-18
申请人： Fred Bishop , Eric James Eldridge , William S. Schwarz, JR.
发明人： Fred Bishop , Eric James Eldridge , William S. Schwarz, JR.
IPC分类号： G06Q20/40
CPC分类号： G06Q20/4016 , G06Q20/10 , G06Q20/20 , G06Q20/202 , G06Q20/382 , G06Q20/40 , G06Q20/405 , G06Q30/06
摘要： Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization, a risk value is calculated for the request. The distributed processing site compares the risk value to the RTV to determine whether to authorize payment. If the risk value is less than or equal to the RTV, the payment is authorized while a risk value greater than the RTV will not be authorized. The central site calculates a new RTV for the account and distributes the new RTV to the distributed processing site.

3. 发明授权

US08276813B2 Systems and methods for risk triggering values 有权
标题翻译：风险触发价值的系统和方法
公开(公告)号：US08276813B2
公开(公告)日：2012-10-02
申请号：US13353054
申请日：2012-01-18
申请人： Fred Bishop , Eric James Eldridge , William S. Schwarz, Jr.
发明人： Fred Bishop , Eric James Eldridge , William S. Schwarz, Jr.
IPC分类号： G06Q40/00
CPC分类号： G06Q20/4016 , G06Q20/10 , G06Q20/20 , G06Q20/202 , G06Q20/382 , G06Q20/40 , G06Q20/405 , G06Q30/06
摘要： Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization, a risk value is calculated for the request. The distributed processing site compares the risk value to the RTV to determine whether to authorize payment. If the risk value is less than or equal to the RTV, the payment is authorized while a risk value greater than the RTV will not be authorized. The central site calculates a new RTV for the account and distributes the new RTV to the distributed processing site.
摘要翻译：公开了利用至少一个风险触发值（RTV）促进销售点交易的风险评估的系统和方法。 RTV是通常在中央处理站点中发现的一组复杂风险数据和策略的精简版本。在收到付款授权请求后，计算出该请求的风险值。分布式处理站点将风险值与RTV进行比较，以确定是否授权付款。如果风险值小于或等于RTV，则授权付款，而不会授予大于RTV的风险值。中心站点为该帐户计算一个新的RTV，并将新的RTV分发到分布式处理站点。

4. 发明申请

US20080275821A1 SYSTEMS AND METHODS FOR RISK TRIGGERING VALUES 有权
标题翻译：风险触发值的系统和方法
公开(公告)号：US20080275821A1
公开(公告)日：2008-11-06
申请号：US12164043
申请日：2008-06-28
申请人： Fred Bishop , Eric James Eldridge , William S. Schwartz
发明人： Fred Bishop , Eric James Eldridge , William S. Schwartz
IPC分类号： G06Q20/00 , H04L9/32
CPC分类号： G06Q20/4016 , G06Q20/10 , G06Q20/20 , G06Q20/202 , G06Q20/382 , G06Q20/40 , G06Q20/405 , G06Q30/06
摘要： The invention includes systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) stored within a distributed (e.g., local and/or regional) processing site. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. The distributed site, after receiving a request for payment authorization, a risk value is calculated for the request. The distributed processing site compares the risk value to the RTV to determine whether to authorize payment. If the risk value is less than or equal to the RTV, the payment is authorized while a risk value greater than the RTV will not be authorized. After one or more authorizations, the distributed processing site forwards the information from the transaction(s) to the central site, wherein the central site calculates a new RTV for the account and distributes the new RTV to the distributed processing site.
摘要翻译：本发明包括利用存储在分布式（例如，本地和/或区域）处理站点内的至少一个风险触发值（RTV）促进销售点交易的风险评估的系统和方法。 RTV是通常在中央处理站点中发现的一组复杂风险数据和策略的精简版本。分发站点在收到付款授权请求后，会根据请求计算风险值。分布式处理站点将风险值与RTV进行比较，以确定是否授权付款。如果风险值小于或等于RTV，则授权付款，而不会授予大于RTV的风险值。在一个或多个授权之后，分布式处理站点将交易中的信息转发到中心站点，其中中心站点为该帐户计算新的RTV，并将新的RTV分发到分布式处理站点。

5. 发明授权

US08925798B2 Systems and methods for risk triggering values 有权
标题翻译：风险触发价值的系统和方法
公开(公告)号：US08925798B2
公开(公告)日：2015-01-06
申请号：US13328657
申请日：2011-12-16
申请人： Fred Bishop , Eric James Eldridge , William S. Schwarz, Jr.
发明人： Fred Bishop , Eric James Eldridge , William S. Schwarz, Jr.
IPC分类号： G06Q40/00 , G06Q20/20 , G06Q20/10 , G06Q20/38 , G06Q20/40 , G06Q30/06
CPC分类号： G06Q20/4016 , G06Q20/10 , G06Q20/20 , G06Q20/202 , G06Q20/382 , G06Q20/40 , G06Q20/405 , G06Q30/06
摘要： Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization, a risk value is calculated for the request. The distributed processing site compares the risk value to the RTV to determine whether to authorize payment. If the risk value is less than or equal to the RTV, the payment is authorized while a risk value greater than the RTV will not be authorized. The central site calculates a new RTV for the account and distributes the new RTV to the distributed processing site.
摘要翻译：公开了利用至少一个风险触发值（RTV）促进销售点交易的风险评估的系统和方法。 RTV是通常在中央处理站点中发现的一组复杂风险数据和策略的精简版本。在收到付款授权请求后，计算出该请求的风险值。分布式处理站点将风险值与RTV进行比较，以确定是否授权付款。如果风险值小于或等于RTV，则授权付款，而不会授予大于RTV的风险值。中心站点为该帐户计算一个新的RTV，并将新的RTV分发到分布式处理站点。

6. 发明授权

US08919641B2 Systems and methods for risk triggering values 有权
标题翻译：风险触发价值的系统和方法
公开(公告)号：US08919641B2
公开(公告)日：2014-12-30
申请号：US13353084
申请日：2012-01-18
申请人： Fred Bishop , Eric James Eldridge , William S. Schwarz, Jr.
发明人： Fred Bishop , Eric James Eldridge , William S. Schwarz, Jr.
IPC分类号： G06Q40/00 , G06Q20/40 , G06Q30/06 , G06Q20/10 , G06Q20/20 , G06Q20/38
CPC分类号： G06Q20/4016 , G06Q20/10 , G06Q20/20 , G06Q20/202 , G06Q20/382 , G06Q20/40 , G06Q20/405 , G06Q30/06
摘要： Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization, a risk value is calculated for the request. The distributed processing site compares the risk value to the RTV to determine whether to authorize payment. If the risk value is less than or equal to the RTV, the payment is authorized while a risk value greater than the RTV will not be authorized. The central site calculates a new RTV for the account and distributes the new RTV to the distributed processing site.
摘要翻译：公开了利用至少一个风险触发值（RTV）促进销售点交易的风险评估的系统和方法。 RTV是通常在中央处理站点中发现的一组复杂风险数据和策略的精简版本。在收到付款授权请求后，计算出该请求的风险值。分布式处理站点将风险值与RTV进行比较，以确定是否授权付款。如果风险值小于或等于RTV，则授权付款，而不会授予大于RTV的风险值。中心站点为该帐户计算一个新的RTV，并将新的RTV分发到分布式处理站点。

7. 发明申请

US20120101908A1 SYSTEMS AND METHODS FOR RISK TRIGGERING VALUES 有权
公开(公告)号：US20120101908A1
公开(公告)日：2012-04-26
申请号：US13328657
申请日：2011-12-16
申请人： Fred Bishop , Eric James Eldridge , William S. Schwarz, JR.
发明人： Fred Bishop , Eric James Eldridge , William S. Schwarz, JR.
IPC分类号： G06Q20/20
CPC分类号： G06Q20/4016 , G06Q20/10 , G06Q20/20 , G06Q20/202 , G06Q20/382 , G06Q20/40 , G06Q20/405 , G06Q30/06
摘要： Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization, a risk value is calculated for the request. The distributed processing site compares the risk value to the RTV to determine whether to authorize payment. If the risk value is less than or equal to the RTV, the payment is authorized while a risk value greater than the RTV will not be authorized. The central site calculates a new RTV for the account and distributes the new RTV to the distributed processing site.

8. 发明申请

US20120116901A1 SYSTEMS AND METHODS FOR RISK TRIGGERING VALUES 有权
标题翻译：风险触发值的系统和方法
公开(公告)号：US20120116901A1
公开(公告)日：2012-05-10
申请号：US13353098
申请日：2012-01-18
申请人： Fred Bishop , Eric James Eldridge , William S. Schwarz, JR.
发明人： Fred Bishop , Eric James Eldridge , William S. Schwarz, JR.
IPC分类号： G06Q20/40
CPC分类号： G06Q20/4016 , G06Q20/10 , G06Q20/20 , G06Q20/202 , G06Q20/382 , G06Q20/40 , G06Q20/405 , G06Q30/06
摘要： Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization, a risk value is calculated for the request. The distributed processing site compares the risk value to the RTV to determine whether to authorize payment. If the risk value is less than or equal to the RTV, the payment is authorized while a risk value greater than the RTV will not be authorized. The central site calculates a new RTV for the account and distributes the new RTV to the distributed processing site.
摘要翻译：公开了利用至少一个风险触发值（RTV）促进销售点交易的风险评估的系统和方法。 RTV是通常在中央处理站点中发现的一组复杂风险数据和策略的精简版本。在收到付款授权请求后，计算出该请求的风险值。分布式处理站点将风险值与RTV进行比较，以确定是否授权付款。如果风险值小于或等于RTV，则授权付款，而不会授予大于RTV的风险值。中心站点为该帐户计算一个新的RTV，并将新的RTV分发到分布式处理站点。

9. 发明授权

US09208484B2 Systems and methods for risk triggering values 有权
公开(公告)号：US09208484B2
公开(公告)日：2015-12-08
申请号：US13353072
申请日：2012-01-18
申请人： Fred Bishop , Eric James Eldridge , William S. Schwarz, Jr.
发明人： Fred Bishop , Eric James Eldridge , William S. Schwarz, Jr.
IPC分类号： G06Q40/00 , G06Q20/20 , G06Q20/10 , G06Q20/38 , G06Q20/40 , G06Q30/06
CPC分类号： G06Q20/4016 , G06Q20/10 , G06Q20/20 , G06Q20/202 , G06Q20/382 , G06Q20/40 , G06Q20/405 , G06Q30/06
摘要： Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization, a risk value is calculated for the request. The distributed processing site compares the risk value to the RTV to determine whether to authorize payment. If the risk value is less than or equal to the RTV, the payment is authorized while a risk value greater than the RTV will not be authorized. The central site calculates a new RTV for the account and distributes the new RTV to the distributed processing site.

10. 发明授权

US08434677B2 Systems and methods for risk triggering values 有权
公开(公告)号：US08434677B2
公开(公告)日：2013-05-07
申请号：US13353098
申请日：2012-01-18
申请人： Fred Bishop , Eric James Eldridge , William S. Schwarz, Jr.
发明人： Fred Bishop , Eric James Eldridge , William S. Schwarz, Jr.
IPC分类号： G06Q40/00
CPC分类号： G06Q20/4016 , G06Q20/10 , G06Q20/20 , G06Q20/202 , G06Q20/382 , G06Q20/40 , G06Q20/405 , G06Q30/06
摘要： Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization, a risk value is calculated for the request. The distributed processing site compares the risk value to the RTV to determine whether to authorize payment. If the risk value is less than or equal to the RTV, the payment is authorized while a risk value greater than the RTV will not be authorized. The central site calculates a new RTV for the account and distributes the new RTV to the distributed processing site.

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式