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    • 2. 发明授权
    • Financial presentation instruments with integrated holder and methods for use
    • 具有综合持有人和使用方法的财务演示文书
    • US07559479B2
    • 2009-07-14
    • US11849766
    • 2007-09-04
    • Christopher McGeeKeith NewbroughKenneth Algiene
    • Christopher McGeeKeith NewbroughKenneth Algiene
    • G06K7/00
    • G06K19/04
    • The present invention provides improved apparatus, methods, and systems for displaying and packaging financial presentation instruments, particularly stored value, gift, or other pre-paid debit cards. In one embodiment of the present invention, a method for displaying a financial presentation instrument with an integrated holder is provided. The method comprises providing a data card having an information storage medium and an aperture therethrough. The data card is then suspended from a display hook through the at least one aperture. Hence, the present invention advantageously allows for convenient displaying and easy access to the data card for activation at the time the card is purchased by a consumer. Further, the integrated holder on the data card decreases the operating costs and increases the efficiency for selling such debit cards as no additional materials, packaging, or carriers other than the data card itself are needed for the presentation and display of such debit cards.
    • 本发明提供了用于显示和包装金融演示文书,特别是存储的价值,礼物或其他预付费借记卡的改进的装置,方法和系统。 在本发明的一个实施例中,提供了一种用于显示具有集成保持器的财务呈现工具的方法。 该方法包括提供具有信息存储介质和穿过其的孔径的数据卡。 数据卡然后通过至少一个孔悬挂在显示钩上。 因此,本发明有利地允许在消费者购买卡片时方便地显示和容易地访问数据卡以进行激活。 此外,数据卡上的集成持有人降低了操作成本,并且提高了销售这种借记卡的效率,因为不需要除了数据卡本身之外的额外的材料,包装或载体来呈现和显示这样的借记卡。
    • 3. 发明申请
    • FINANCIAL PRESENTATION INSTRUMENTS WITH INTEGRATED HOLDER AND METHODS FOR USE
    • 具有一体化持有人的财务报表和使用方法
    • US20070295821A1
    • 2007-12-27
    • US11849766
    • 2007-09-04
    • Christopher McGeeKeith NewbroughKenneth Algiene
    • Christopher McGeeKeith NewbroughKenneth Algiene
    • G06K19/04
    • G06K19/04
    • The present invention provides improved apparatus, methods, and systems for displaying and packaging financial presentation instruments, particularly stored value, gift, or other pre-paid debit cards. In one embodiment of the present invention, a method for displaying a financial presentation instrument with an integrated holder is provided. The method comprises providing a data card having an information storage medium and an aperture therethrough. The data card is then suspended from a display hook through the at least one aperture. Hence, the present invention advantageously allows for convenient displaying and easy access to the data card for activation at the time the card is purchased by a consumer. Further, the integrated holder on the data card decreases the operating costs and increases the efficiency for selling such debit cards as no additional materials, packaging, or carriers other than the data card itself are needed for the presentation and display of such debit cards.
    • 本发明提供了用于显示和包装金融演示文书,特别是存储的价值,礼物或其他预付费借记卡的改进的装置,方法和系统。 在本发明的一个实施例中,提供了一种用于显示具有集成保持器的财务呈现工具的方法。 该方法包括提供具有信息存储介质和穿过其的孔径的数据卡。 数据卡然后通过至少一个孔悬挂在显示钩上。 因此,本发明有利地允许在消费者购买卡片时方便地显示和容易地访问数据卡以进行激活。 此外,数据卡上的集成持有人降低了操作成本,并且提高了销售这种借记卡的效率,因为不需要除了数据卡本身之外的额外的材料,包装或载体来呈现和显示这样的借记卡。
    • 4. 发明申请
    • Financial presentation instruments with integrated holder and methods for use
    • 具有综合持有人和使用方法的财务演示文书
    • US20050061889A1
    • 2005-03-24
    • US10665984
    • 2003-09-19
    • Christopher McGeeKeith NewbroughKenneth Algiene
    • Christopher McGeeKeith NewbroughKenneth Algiene
    • G06K19/04G06K7/00G06K19/00
    • G06K19/04
    • The present invention provides improved apparatus, methods, and systems for displaying and packaging financial presentation instruments, particularly stored value, gift, or other pre-paid debit cards. In one embodiment of the present invention, a method for displaying a financial presentation instrument with an integrated holder is provided. The method comprises providing a data card having an information storage medium and an aperture therethrough. The data card is then suspended from a display hook through the at least one aperture. Hence, the present invention advantageously allows for convenient displaying and easy access to the data card for activation at the time the card is purchased by a consumer. Further, the integrated holder on the data card decreases the operating costs and increases the efficiency for selling such debit cards as no additional materials, packaging, or carriers other than the data card itself are needed for the presentation and display of such debit cards.
    • 本发明提供了用于显示和包装金融演示文书,特别是存储的价值,礼物或其他预付费借记卡的改进的装置,方法和系统。 在本发明的一个实施例中,提供了一种用于显示具有集成保持器的财务呈现工具的方法。 该方法包括提供具有信息存储介质和穿过其的孔径的数据卡。 数据卡然后通过至少一个孔悬挂在显示钩上。 因此,本发明有利地允许在消费者购买卡片时方便地显示和容易地访问数据卡以进行激活。 此外,数据卡上的集成持有人降低了操作成本,并且提高了销售这种借记卡的效率,因为不需要除数据卡本身之外的额外的材料,包装或载体来呈现和显示这样的借记卡。
    • 5. 发明授权
    • Financial presentation instruments with integrated holder and methods for use
    • 具有综合持有人和使用方法的财务演示文书
    • US07278570B2
    • 2007-10-09
    • US10665984
    • 2003-09-19
    • Christopher McGeeKeith NewbroughKenneth Algiene
    • Christopher McGeeKeith NewbroughKenneth Algiene
    • G06K5/00G06K19/00G06K19/06
    • G06K19/04
    • The present invention provides improved apparatus, methods, and systems for displaying and packaging financial presentation instruments, particularly stored value, gift, or other pre-paid debit cards. In one embodiment of the present invention, a method for displaying a financial presentation instrument with an integrated holder is provided. The method comprises providing a data card having an information storage medium and an aperture therethrough. The data card is then suspended from a display hook through the at least one aperture. Hence, the present invention advantageously allows for convenient displaying and easy access to the data card for activation at the time the card is purchased by a consumer. Further, the integrated holder on the data card decreases the operating costs and increases the efficiency for selling such debit cards as no additional materials, packaging, or carriers other than the data card itself are needed for the presentation and display of such debit cards.
    • 本发明提供了用于显示和包装金融演示文书,特别是存储的价值,礼物或其他预付费借记卡的改进的装置,方法和系统。 在本发明的一个实施例中,提供了一种用于显示具有集成保持器的财务呈现工具的方法。 该方法包括提供具有信息存储介质和穿过其的孔径的数据卡。 数据卡然后通过至少一个孔悬挂在显示钩上。 因此,本发明有利地允许在消费者购买卡片时方便地显示和容易地访问数据卡以进行激活。 此外,数据卡上的集成持有人降低了操作成本,并且提高了销售这种借记卡的效率,因为不需要除了数据卡本身之外的额外的材料,包装或载体来呈现和显示这样的借记卡。
    • 6. 发明授权
    • Anti-fraud presentation instruments, systems and methods
    • 反诈骗演示文书,系统和方法
    • US07747536B2
    • 2010-06-29
    • US11382882
    • 2006-05-11
    • Christopher McGeeKeith NewbroughKevin HarteKenneth E. Jennings, Jr.
    • Christopher McGeeKeith NewbroughKevin HarteKenneth E. Jennings, Jr.
    • G06Q99/00
    • G06Q20/06G06Q20/0855G06Q20/102G06Q20/20G06Q20/28G06Q20/342G06Q20/367G06Q20/3674G06Q20/382G06Q20/40G06Q30/02G06Q30/06G07F7/025H04L9/32H04L2209/56H04L2209/805
    • The invention provides improved security for stored-value instruments. For example, a point-of-sale device may receive a request to process a transaction (such as an activation, redemption, funds recharge, etc.) with a presentation instrument. The point-of-sale device may receive a first identifier associated with the instrument. Merely by way of example, the first identifier may be encoded on a magnetic stripe disposed on the instrument, and receiving the first identifier may comprise swiping the magnetic stripe through a reader in communication with the point-of-sale device. The point-of-sale device may also receive a second identifier associated with the instrument. In some embodiments, the first and second identifiers may be correlated, e.g., to determine whether they are consistent. Merely by way of example, the second identifier may be derived from the first identifier in a specified manner, and the correlation of the first and second identifiers may comprise determining that the second identifier comprises the properly derived information. If the first and second identifiers are successfully correlated, the transaction may be performed.
    • 本发明为储值仪器提供了改进的安全性。 例如,销售点设备可以使用呈现工具接收处理交易的请求(例如激活,兑换,资金充值等)。 销售点设备可以接收与该仪器相关联的第一标识符。 仅作为示例,第一标识符可以编码在设置在仪器上的磁条上,并且接收第一标识符可以包括通过与销售点设备通信的读取器来扫描磁条。 销售点设备还可以接收与该仪器相关联的第二标识符。 在一些实施例中,第一和第二标识符可以相关联,例如以确定它们是否一致。 仅作为示例,可以以指定的方式从第一标识符导出第二标识符,并且第一和第二标识符的相关性可以包括确定第二标识符包括适当导出的信息。 如果第一和第二标识符被成功地相关联,则可以执行事务。
    • 8. 发明申请
    • ANTI-FRAUD PRESENTATION INSTRUMENTS, SYSTEMS AND METHODS
    • 反欺诈演示文书,系统和方法
    • US20070198433A1
    • 2007-08-23
    • US11382882
    • 2006-05-11
    • Christopher McGeeKeith NewbroughKevin HarteKenneth Jennings
    • Christopher McGeeKeith NewbroughKevin HarteKenneth Jennings
    • H04L9/00
    • G06Q20/06G06Q20/0855G06Q20/102G06Q20/20G06Q20/28G06Q20/342G06Q20/367G06Q20/3674G06Q20/382G06Q20/40G06Q30/02G06Q30/06G07F7/025H04L9/32H04L2209/56H04L2209/805
    • The invention provides improved security for stored-value instruments. For example, a point-of-sale device may receive a request to process a transaction (such as an activation, redemption, funds recharge, etc.) with a presentation instrument. The point-of-sale device may receive a first identifier associated with the instrument. Merely by way of example, the first identifier may be encoded on a magnetic stripe disposed on the instrument, and receiving the first identifier may comprise swiping the magnetic stripe through a reader in communication with the point-of-sale device. The point-of-sale device may also receive a second identifier associated with the instrument. In some embodiments, the first and second identifiers may be correlated, e.g., to determine whether they are consistent. Merely by way of example, the second identifier may be derived from the first identifier in a specified manner, and the correlation of the first and second identifiers may comprise determining that the second identifier comprises the properly derived information. If the first and second identifiers are successfully correlated, the transaction may be performed.
    • 本发明为储值仪器提供了改进的安全性。 例如,销售点设备可以使用呈现工具接收处理交易的请求(例如激活,兑换,资金充值等)。 销售点设备可以接收与该仪器相关联的第一标识符。 仅作为示例,第一标识符可以编码在设置在仪器上的磁条上,并且接收第一标识符可以包括通过与销售点设备通信的读取器来扫描磁条。 销售点设备还可以接收与该仪器相关联的第二标识符。 在一些实施例中,第一和第二标识符可以相关联,例如以确定它们是否一致。 仅作为示例,可以以指定的方式从第一标识符导出第二标识符,并且第一和第二标识符的相关性可以包括确定第二标识符包括适当导出的信息。 如果第一和第二标识符被成功地相关联,则可以执行事务。