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1. 发明申请

US20160180327A1 SYSTEMS AND METHODS FOR CONTACTLESS AND SECURE DATA TRANSFER 审中-公开
标题翻译：无连接和安全数据传输的系统和方法
公开(公告)号：US20160180327A1
公开(公告)日：2016-06-23
申请号：US14973167
申请日：2015-12-17
申请人： Capital One Services, LLC
发明人： Matthew STERN , Jason DEPERRO , Dan MAKOSKI
IPC分类号： G06Q20/32 , G06Q20/40
CPC分类号： G06Q20/3278 , G06Q20/401 , G06Q20/425
摘要： In one embodiment, a method comprises receiving a unique identifier from an item and sending a communication to an electronic device requesting that a user confirm a pending transaction, receiving input from the electronic device associated, and sending the received input to an authentication system for completing a transaction. In another embodiment, a system comprises a sensor, an authentication system, and a transaction processing system. The sensor is configured to emit energy and receive at least one first identifier, send at least one communication to an electronic device requesting a second identifier, receive at least one second identifier, and send the at least one first identifier and the at least one second identifier to the authentication system. The authentication system is configured to receive the at least one first and second identifiers from the sensor, to choose, based on the at least one first identifier and the at least one second identifier, a transaction processing system, and send the at least one first and second identifiers to the chosen transaction processing system.
摘要翻译：在一个实施例中，一种方法包括从项目接收唯一标识符，并向电子设备发送请求用户确认待处理事务的通信，从相关联的电子设备接收输入，并将接收到的输入发送到验证系统以完成一个交易。在另一个实施例中，系统包括传感器，认证系统和事务处理系统。所述传感器被配置为发射能量并接收至少一个第一标识符，向请求第二标识符的电子设备发送至少一个通信，接收至少一个第二标识符，以及发送所述至少一个第一标识符和所述至少一个第二标识符标识符到认证系统。所述认证系统被配置为从所述传感器接收所述至少一个第一和第二标识符，以基于所述至少一个第一标识符和所述至少一个第二标识符来选择交易处理系统，并且发送所述至少一个第一标识符以及所选交易处理系统的第二标识符。

2. 发明公开

US20240119442A1 SYSTEMS AND METHODS FOR CONTACTLESS AND SECURE DATA TRANSFER 审中-公开
公开(公告)号：US20240119442A1
公开(公告)日：2024-04-11
申请号：US18545852
申请日：2023-12-19
申请人： Capital One Services, LLC
发明人： Matthew STERN , Jason DEPERRO , Dan MAKOSKI
IPC分类号： G06Q20/32 , G06Q20/40 , G06Q20/42
CPC分类号： G06Q20/3278 , G06Q20/4015 , G06Q20/425
摘要： In one embodiment, a method comprises receiving a unique identifier from an item and sending a communication to an electronic device requesting that a user confirm a pending transaction, receiving input from the electronic device associated, and sending the received input to an authentication system for completing a transaction. In another embodiment, a system comprises a sensor, an authentication system, and a transaction processing system. The sensor is configured to emit energy and receive at least one first identifier, send at least one communication to an electronic device requesting a second identifier, receive at least one second identifier, and send the at least one first identifier and the at least one second identifier to the authentication system.

3. 发明申请

US20160180404A1 SYSTEMS AND METHODS FOR DETECTING AND TRACKING CUSTOMER INTERACTION 审中-公开
标题翻译：用于检测和跟踪客户交互的系统和方法
公开(公告)号：US20160180404A1
公开(公告)日：2016-06-23
申请号：US14973220
申请日：2015-12-17
申请人： CAPITAL ONE SERVICES, LLC
发明人： Matthew STERN , Jason DEPERRO , Dan MAKOSKI , Makiko TANIGUCHI
IPC分类号： G06Q30/02 , H04L29/08
CPC分类号： G06Q30/0269 , G06Q30/0261 , H04L67/18 , H04L67/22
摘要： A server system is provided for analyzing user interaction in an environment. The server system comprises a memory storing a set of instructions and a processor configured to execute the instructions to perform operations including determine a user has interacted with an item positioned in the environment based on a communication signal received from a hub physically located in the environment indicating an item tag associated with the item is linked with a user tag associated with the user. The server system may identify, based on one or more communication signals received from the hub, at least one metric associated with the user's interaction with the item and compare the at least one metric with a set of rules associated with the type of metric. The server system may provide an indication, based on the comparison, to a display device.
摘要翻译：提供了一种服务器系统，用于分析环境中的用户交互。服务器系统包括存储一组指令的存储器和被配置为执行指令以执行操作的存储器，所述处理器包括确定用户已经与位于环境中的项目相关联的项目进行交互，所述操作基于从位于环境中的物理位置指示的通信信号与该项目相关联的项目标签与与用户相关联的用户标签链接。服务器系统可以基于从集线器接收到的一个或多个通信信号来识别与用户与该项目的交互相关联的至少一个度量，并将该至少一个度量与与度量类型相关联的一组规则进行比较。服务器系统可以基于比较向显示设备提供指示。

4. 发明公开

US20230274120A1 TWO-PIECE TRANSACTION CARD CONSTRUCTION 审中-公开
公开(公告)号：US20230274120A1
公开(公告)日：2023-08-31
申请号：US18314768
申请日：2023-05-09
申请人： Capital One Services, LLC
发明人： Matthew STERN , Makiko TANIGUCHI , Dan MAKOSKI , Lin YANG , Carl CEPRESS , Austin ANDERSON , Jason DEPERRO , Elwin Ching Yee ONG
IPC分类号： G06K19/077 , B32B37/00 , B32B37/18
CPC分类号： G06K19/07722 , G06K19/07724 , B32B37/00 , G06K19/07737 , B32B37/185 , B32B2309/105 , B32B2425/00
摘要： The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.

5. 发明申请

US20230042466A1 SYSTEMS AND METHODS FOR CONTACTLESS AND SECURE DATA TRANSFER 有权
公开(公告)号：US20230042466A1
公开(公告)日：2023-02-09
申请号：US17971563
申请日：2022-10-22
申请人： Capital One Services, LLC
发明人： Matthew STERN , Jason DEPERRO , Dan MAKOSKI
IPC分类号： G06Q20/32 , G06Q20/42 , G06Q20/40
摘要： In one embodiment, a method comprises receiving a unique identifier from an item and sending a communication to an electronic device requesting that a user confirm a pending transaction, receiving input from the electronic device associated, and sending the received input to an authentication system for completing a transaction. In another embodiment, a system comprises a sensor, an authentication system, and a transaction processing system. The sensor is configured to emit energy and receive at least one first identifier, send at least one communication to an electronic device requesting a second identifier, receive at least one second identifier, and send the at least one first identifier and the at least one second identifier to the authentication system. The authentication system is configured to receive the at least one first and second identifiers from the sensor, to choose, based on the at least one first identifier and the at least one second identifier, a transaction processing system, and send the at least one first and second identifiers to the chosen transaction processing system.

6. 发明申请

US20210201362A1 SYSTEMS AND METHODS FOR DETECTING AND TRACKING CUSTOMER INTERACTION 有权
公开(公告)号：US20210201362A1
公开(公告)日：2021-07-01
申请号：US17201265
申请日：2021-03-15
申请人： Capital One Services, LLC
发明人： Matthew STERN , Jason DEPERRO , Dan MAKOSKI , Makiko TANIGUCHI
IPC分类号： G06Q30/02 , H04L29/08
摘要： A server system is provided for analyzing user interaction in an environment. The server system comprises a memory storing a set of instructions and a processor configured to execute the instructions to perform operations including determine a user has interacted with an item positioned in the environment based on a communication signal received from a hub physically located in the environment indicating an item tag associated with the item is linked with a user tag associated with the user. The server system may identify, based on one or more communication signals received from the hub, at least one metric associated with the user's interaction with the item and compare the at least one metric with a set of rules associated with the type of metric. The server system may provide an indication, based on the comparison, to a display device.

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