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1. 发明授权

US07319986B2 Dynamic payment cards and related management systems and associated methods 有权
标题翻译：动态支付卡及相关管理系统及相关方法
公开(公告)号：US07319986B2
公开(公告)日：2008-01-15
申请号：US10083445
申请日：2001-10-19
申请人： C. Todd Praisner , James R. Holland, IV , Roy H. Kipp, Jr. , Melissa T. Balbach , William R. Leiserowitz
发明人： C. Todd Praisner , James R. Holland, IV , Roy H. Kipp, Jr. , Melissa T. Balbach , William R. Leiserowitz
IPC分类号： G06Q40/00
CPC分类号： G07F7/1008 , G06Q20/10 , G06Q20/102 , G06Q20/3552 , G06Q20/40 , G06Q20/403 , G07F7/08
摘要： Dynamic payment cards and related dynamic payment card management systems and associated methods are disclosed that allow for the efficient management of corporate purchasing needs. The dynamic payment cards can be traditional payment cards with card control settings that are dynamically managed. In addition, a dynamic card management system can automatically interface with card processor systems to dynamically modify these card control settings, and a purchasing management system or other request and approval workflow engine can provide an interface between a company and the dynamic card management system. More generally, an advantageous solution for purchasing management is disclosed that utilizes dynamically or actively managed approval parameters to help control transaction authorization determinations associated with purchasing mechanisms. These dynamic approval parameters can be generated and/or managed through the application of configurable company purchasing policies and rules, and these dynamic approval parameters can be stored, for example, by a processing system that makes authorization determinations when transactions are initiated using the purchasing mechanisms.
摘要翻译：公开了动态支付卡和相关动态支付卡管理系统及相关方法，以便有效地管理公司采购需求。动态支付卡可以是具有动态管理的卡控制设置的传统支付卡。此外，动态卡管理系统可以自动与卡处理器系统接口，以动态修改这些卡控制设置，而采购管理系统或其他请求和批准工作流引擎可以提供公司与动态卡管理系统之间的接口。更普遍地，公开了一种用于采购管理的有利解决方案，其利用动态或主动管理的批准参数来帮助控制与购买机制相关联的交易授权确定。可以通过应用可配置的公司采购政策和规则来生成和/或管理这些动态批准参数，并且这些动态批准参数可以例如由处理系统存储，当使用采购机制启动交易时进行授权确定。

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