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    • 5. 发明授权
    • Time-of-transaction foreign currency conversion
    • 交易时间外币兑换
    • US07660768B2
    • 2010-02-09
    • US10704342
    • 2003-11-07
    • Philip D. BeckPaul NoblettMichael McCormack
    • Philip D. BeckPaul NoblettMichael McCormack
    • G06Q40/00G06K5/00
    • G07F7/08G06Q10/02G06Q20/04G06Q20/10G06Q20/204G06Q20/381G06Q20/40G06Q20/4037G06Q40/04G06Q40/12
    • Providing a time-of-transaction currency conversion from a merchant's local currency to a cardholder's credit card currency uses a conversion rate developed by reference to the particular merchant, acquirer, card association and issuer. After a merchant has generated an authorization request in the merchant's currency for a transaction by a cardholder in a different currency, the transaction amount in the authorization is converted from the merchant's currency to the currency of the cardholder's issuing currency, and optionally modified to include additional fees. The converted authorization request is then transmitted to the appropriate card association and then to the issuing bank for authorization, with a response returned to the merchant. The cardholder sees and approves the transaction in the cardholder's currency, and in an amount identical to the amount for which he will be billed.
    • 提供从商家本地货币到持卡人的信用卡货币的交易时间货币转换使用通过参考特定商户,收单方,卡片关联和发行人开发的转换率。 在商家以不同货币生成商人的货币用于交易的授权请求后,授权中的交易金额从商家的货币转换为持卡人的发行货币的货币,并且可选地修改为包括额外的 费用。 然后将转换的授权请求发送到相应的卡协会,然后发送给开证行进行授权,并向商家返回回复。 持卡人以持卡人的货币看到和批准交易,金额与他将被收取的金额相同。
    • 7. 发明申请
    • Method and system for converting a schema-based hierarchical data structure into a flat data structure
    • 用于将基于模式的分层数据结构转换为平面数据结构的方法和系统
    • US20060117251A1
    • 2006-06-01
    • US11326892
    • 2006-01-06
    • Chad RothschillerMichael McCormackRamakrishnan Natarajan
    • Chad RothschillerMichael McCormackRamakrishnan Natarajan
    • G06F17/00
    • G06F17/227G06F17/2247G06F17/24Y10S707/99943
    • A method and system are provided for converting a hierarchical data structure into a flat data structure based on a schema. The format of the hierarchical data structure may be XML. A hierarchical data structure conforming to a schema is loaded into an application program. The data structure includes elements and attributes linked together in a parent-child relationship. The schema defines the hierarchical relationships between the elements and attributes in the hierarchical data structure. After the hierarchical data structure conforming to the schema has been loaded, a plurality of layout rules is applied to the hierarchical data based on the schema to create a flat data structure. The layout rules determine how the hierarchical data will be inserted in the flat data structure. The layout rules may be applied by identifying properties in the schema which identify occurrence requirements for elements defined in the schema. After the layout rules have been applied to the hierarchical data, the hierarchical data is rendered into a spreadsheet by inserting the data in rows and columns.
    • 提供了一种基于模式将层次数据结构转换为平面数据结构的方法和系统。 层次数据结构的格式可以是XML。 符合模式的分层数据结构被加载到应用程序中。 数据结构包括在父子关系中链接在一起的元素和属性。 该模式定义了分层数据结构中的元素和属性之间的分层关系。 在已经加载了符合模式的分层数据结构之后,基于模式将多个布局规则应用于分层数据,以创建平面数据结构。 布局规则确定分层数据将如何插入平面数据结构中。 可以通过标识模式中的属性来识别布局规则,以识别模式中定义的元素的出现要求。 在将布局规则应用于层次数据之后,通过以数据行和列的形式插入数据,将分层数据呈现为电子表格。
    • 8. 发明申请
    • Importing and exporting markup language data in a spreadsheet application document
    • 在电子表格应用程序文档中导入和导出标记语言数据
    • US20060101333A1
    • 2006-05-11
    • US11318688
    • 2005-12-27
    • Robert CollieChad RothschillerUlrich HomannJoseph ChirilovKelly LynchRamakrishnan NatarajanEoin BurkeJuha NiemistoMichael McCormackParul DaliaMarise ChanJames Rivera
    • Robert CollieChad RothschillerUlrich HomannJoseph ChirilovKelly LynchRamakrishnan NatarajanEoin BurkeJuha NiemistoMichael McCormackParul DaliaMarise ChanJames Rivera
    • G06F17/21G06F17/24G06F7/00
    • G06F17/2229Y10S707/99931Y10S707/99943
    • Methods and systems are provided for importing markup language formatted data into a spreadsheet document and for exporting markup language formatted data from a spreadsheet document. XML data is associated with an XML schema file defining XML data types and data type definitions for applying XML data to the document. An XML data map is prepared that relates that any XML data applied to the document back to corresponding XML elements or attributes defined in the associated schema file. When the document is imported into a spreadsheet application grid, the data map is parsed to find XPATHs in the imported spreadsheet document of XML data and the user entered data. Each XPATH is executed to determine the location, data types and user data for each cell or list object in the document that is related back to the associated schema file. The cells and lists are populated with the XML data and user data, and the data is rendered in the spreadsheet according to the formatting dictated by the XML data applied to the spreadsheet in association with the XML schema file. After an imported document has been edited, or after a document is created to include the application of XML data in association with a selected XML schema file, the document may be exported such that the XML data applied to the document is maintained for subsequent import and use of the document.
    • 提供了方法和系统,用于将标记语言格式的数据导入到电子表格文档中,并从电子表格文档导出标记语言格式的数据。 XML数据与定义用于将XML数据应用于文档的XML数据类型和数据类型定义的XML模式文件相关联。 准备XML数据映射,将应用于该文档的任何XML数据与相关模式文件中定义的相应XML元素或属性相关联。 将文档导入电子表格应用程序网格时,将解析数据映射,以在导入的XML数据的电子表格文档中查找XPATH,并输入用户的数据。 执行每个XPATH以确定文档中与关联模式文件相关的每个单元格或列表对象的位置,数据类型和用户数据。 单元格和列表填充有XML数据和用户数据,并且根据应用于与XML模式文件相关联的电子表格的XML数据指定的格式,在电子表格中呈现数据。 在导入的文档被编辑之后,或在创建文档以包括与所选XML模式文件相关联的XML数据的应用程序之后,可以导出该文档,使得应用于该文档的XML数据被维护以供随后导入, 使用文件。