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1. 发明申请

US20150227919A1 Client Customized Virtual or Physical Card for Use with Selected Merchants 审中-公开
标题翻译：客户定制虚拟或物理卡，用于选定的商家
公开(公告)号：US20150227919A1
公开(公告)日：2015-08-13
申请号：US14692556
申请日：2015-04-21
申请人： Blackhawk Network, Inc.
发明人： J. DuWayne Milner , Robert W. Wehrman , Carl Brad Briscoe , Daniel R. Easley
IPC分类号： G06Q20/34 , G06Q20/40
CPC分类号： G06Q20/3558 , G06Q20/06 , G06Q20/105 , G06Q20/341 , G06Q20/342 , G06Q20/351 , G06Q20/354 , G06Q20/3572 , G06Q20/40 , G06Q20/405 , G06Q20/409 , G06Q30/00 , G06Q40/00 , G07F7/10 , H04M15/715
摘要： A client selects several merchants with whom the card may be redeemed, the amount redeemable, and a design for the card, which is personalized for the card recipient.
摘要翻译：客户选择可以兑换卡的几个商家，可兑换的金额以及为卡片接收者个性化的卡的设计。

2. 发明授权

US10846685B2 Client customized virtual or physical card for use with selected merchants 有权
公开(公告)号：US10846685B2
公开(公告)日：2020-11-24
申请号：US14642662
申请日：2015-03-09
申请人： Blackhawk Network, Inc.
发明人： J. DuWayne Milner , Robert W. Wehrman , Carl Brad Briscoe , Daniel R. Easley
IPC分类号： G06Q20/34 , G06Q20/10 , G07F7/10 , G06Q20/40 , G06Q40/00 , G06Q20/06 , G06Q30/00 , H04M15/00
CPC分类号： G06Q20/3558 , G06Q20/105 , G06Q20/342 , G06Q20/351 , G06Q20/354 , G06Q20/3572 , G06Q20/40 , G06Q20/409 , G06Q40/00 , G07F7/10 , G06Q20/06 , G06Q20/341 , G06Q20/405 , G06Q30/00 , H04M15/715
摘要： A client selects several merchants with whom the card may be redeemed, the amount redeemable, and a design for the card, which is personalized for the card recipient.

3. 发明授权

US10296895B2 System for processing, activating and redeeming value added prepaid cards 有权
公开(公告)号：US10296895B2
公开(公告)日：2019-05-21
申请号：US14213448
申请日：2014-03-14
申请人： Blackhawk Network, Inc.
发明人： Teri Llach , J. DuWayne Milner
IPC分类号： G06Q20/20 , G06Q20/28 , G06Q20/34 , G06Q30/02
摘要： A computer implemented method for adding value to a stored value card in excess of the purchase price for the stored value card is provided. In one embodiment a stored value card transaction processor receives an activation or redemption request for a stored value card from a point of sale terminal. The activation or redemption request comprises at least one of a card identification, a point of sale terminal identification, a merchant identification, and a time of activation which is compared to data stored in a stored value card datastore to determine if the stored value card to be activated is eligible for a value added award. The processor then determines the value added award and modifies the request to include the value added award. The processor then transmits the modified request to the card issuer authorization system and receives a response which is forwarded to the point of sale terminal.

4. 发明申请

US20150186873A1 Client Customized Virtual or Physical Card for Use with Selected Merchants 审中-公开
公开(公告)号：US20150186873A1
公开(公告)日：2015-07-02
申请号：US14642662
申请日：2015-03-09
申请人： Blackhawk Network, Inc.
发明人： J. DuWayne Milner , Robert W. Wehrman , Carl Brad Briscoe , Daniel R. Easley
IPC分类号： G06Q20/34 , G06Q20/40
CPC分类号： G06Q20/3558 , G06Q20/06 , G06Q20/105 , G06Q20/341 , G06Q20/342 , G06Q20/351 , G06Q20/354 , G06Q20/3572 , G06Q20/40 , G06Q20/405 , G06Q20/409 , G06Q30/00 , G06Q40/00 , G07F7/10 , H04M15/715
摘要： A client selects several merchants with whom the card may be redeemed, the amount redeemable, and a design for the card, which is personalized for the card recipient.

5. 发明公开

US20240013194A1 CLIENT CUSTOMIZED VIRTUAL OR PHYSICAL CARD FOR USE WITH SELECTED MERCHANTS 审中-公开
公开(公告)号：US20240013194A1
公开(公告)日：2024-01-11
申请号：US18241324
申请日：2023-09-01
申请人： Blackhawk Network, Inc.
发明人： J. DuWayne Milner , Robert W. Wehrman , Carl Brad Briscoe , Daniel R. Easley
IPC分类号： G06Q20/34 , G06Q20/10 , G07F7/10 , G06Q20/40 , G06Q40/00
CPC分类号： G06Q20/3558 , G06Q20/105 , G07F7/10 , G06Q20/354 , G06Q20/40 , G06Q40/00 , G06Q20/3572 , G06Q20/342 , G06Q20/351 , G06Q20/409 , G06Q20/06
摘要： A client selects several merchants with whom the card may be redeemed, the amount redeemable, and a design for the card, which is personalized for the card recipient.

6. 发明授权

US11783319B2 Client customized virtual or physical card for use with selected merchants 有权
公开(公告)号：US11783319B2
公开(公告)日：2023-10-10
申请号：US14692556
申请日：2015-04-21
申请人： Blackhawk Network, Inc.
发明人： J. DuWayne Milner , Robert W. Wehrman , Carl Brad Briscoe , Daniel R. Easley
IPC分类号： G06Q40/00 , G06Q20/34 , G06Q20/10 , G07F7/10 , G06Q20/40 , G06Q20/06 , G06Q30/00 , H04M15/00
CPC分类号： G06Q20/3558 , G06Q20/105 , G06Q20/342 , G06Q20/351 , G06Q20/354 , G06Q20/3572 , G06Q20/40 , G06Q20/409 , G06Q40/00 , G07F7/10 , G06Q20/06 , G06Q20/341 , G06Q20/405 , G06Q30/00 , H04M15/715
摘要： A client selects several merchants with whom the card may be redeemed, the amount redeemable, and a design for the card, which is personalized for the card recipient.

7. 发明申请

US20140214567A1 System for Processing, Activating and Redeeming Value Added Prepaid Cards 审中-公开
标题翻译：处理，激活和兑换增值预付卡的系统
公开(公告)号：US20140214567A1
公开(公告)日：2014-07-31
申请号：US14213448
申请日：2014-03-14
申请人： Blackhawk Network, Inc.
发明人： Teri Llach , J. DuWayne Milner
IPC分类号： G06Q20/34 , G06Q20/28 , G06Q20/20
CPC分类号： G06Q20/342 , G06Q20/204 , G06Q20/28 , G06Q20/349 , G06Q20/354 , G06Q20/355 , G06Q30/0207
摘要： A computer implemented method for adding value to a stored value card in excess of the purchase price for the stored value card is provided. In one embodiment a stored value card transaction processor receives an activation or redemption request for a stored value card from a point of sale terminal. The activation or redemption request comprises at least one of a card identification, a point of sale terminal identification, a merchant identification, and a time of activation which is compared to data stored in a stored value card datastore to determine if the stored value card to be activated is eligible for a value added award. The processor then determines the value added award and modifies the request to include the value added award. The processor then transmits the modified request to the card issuer authorization system and receives a response which is forwarded to the point of sale terminal.
摘要翻译：提供了一种用于为存储值卡增加超过购买价格的储值卡的计算机实现的方法。在一个实施例中，存储卡交易处理器从销售点终端接收对储值卡的激活或兑换请求。激活或兑换请求包括与存储在存储卡卡数据存储中的数据进行比较的卡片标识，销售点识别，商家标识和激活时间中的至少一个，以确定是否存储值卡被激活有资格获得增值奖。然后，处理器确定增值奖励并修改请求以包括增值奖励。然后，处理器将修改的请求发送给发卡机构授权系统，并接收转发到销售点终端的响应。

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