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1. 发明授权

US11004014B2 Authentication method and system 有权
公开(公告)号：US11004014B2
公开(公告)日：2021-05-11
申请号：US13897785
申请日：2013-05-20
申请人： BOOKIT OY AJANVARAUSPALVELU , Jukka Salonen
发明人： Jukka Salonen
IPC分类号： G06Q10/00 , G06Q10/02 , H04W4/50 , G06Q10/10 , G06Q20/40 , H04M3/42 , H04L29/12 , G06Q30/06 , G06Q20/32 , H04W4/12 , H04W12/06 , H04L29/08 , H04L29/06 , G06Q30/02 , H04W4/14 , G06Q50/14 , H04L12/58 , H04W4/40 , G08G1/00 , H04W12/71 , H04W12/72
摘要： Provide herein is a method and system capable of authenticating transactions involving at least one service provider and one or more users who are each in electronic communication. This electronic communication can be, for example, SMS, MMS, e-mail, or online account messaging. It is an aspect of certain embodiments where the transaction is an authentication and/or verification of an entity. Examples of such entities are products, actions and users.

2. 发明授权

US08589194B2 Booking method and system 有权
标题翻译：预订方式和系统
公开(公告)号：US08589194B2
公开(公告)日：2013-11-19
申请号：US13868369
申请日：2013-04-23
申请人： Bookit Oy Ajanvarauspalvelu , Jukka Salonen
发明人： Jukka Salonen
IPC分类号： G06Q10/00
CPC分类号： H04W12/06 , G06Q10/02 , G06Q10/025 , G06Q10/109 , G06Q10/1095 , G06Q20/322 , G06Q20/3221 , G06Q20/40 , G06Q20/4014 , G06Q30/0267 , G06Q30/0601 , G06Q30/0609 , G06Q30/0623 , G06Q50/14 , G08G1/207 , H04L29/12726 , H04L51/18 , H04L51/30 , H04L67/10 , H04L67/42 , H04M3/42382 , H04W4/12 , H04W4/14 , H04W4/40 , H04W4/50
摘要： A method and system for communicating over a telecommunications network between a service provider and one or more users, wherein the service provider can have access to multiple distinct addresses in the telecommunications network and each user is identified by an address, more specifically, where a first message can be sent over at least a portion of the telecommunications network to a user's address and based on a response from the user determining the message to which the response is a reply.
摘要翻译：一种用于在服务提供商和一个或多个用户之间通过电信网络进行通信的方法和系统，其中所述服务提供商可以访问所述电信网络中的多个不同地址，并且每个用户由地址识别，更具体地，消息可以通过电信网络的至少一部分被发送到用户的地址，并且基于来自用户的响应确定响应是回复的消息。

3. 发明授权

US09578022B2 Multi-factor authentication techniques 有权
标题翻译：多因素认证技术
公开(公告)号：US09578022B2
公开(公告)日：2017-02-21
申请号：US13800641
申请日：2013-03-13
申请人： BOOKIT OY AJANVARAUSPALVELU , Jukka Salonen
发明人： Jukka Salonen
IPC分类号： H04L29/06
CPC分类号： H04L63/0861 , H04L2463/082
摘要： An authentication technique with a teaching phase and authentication phase. In the teaching phase, authentication information is collected for a user in at least two categories, wherein one category relates to measurable physical characteristics of the user, another category relates to communication resources available to the user; and a third category relates to knowledge possessed by the user. In the authentication phase, some of the collected authentication information is used to formulate challenge(s) for presentation to the user. Response(s) to the formulated challenge(s) is/are received from the user and correctness of the received response is determined based at least partially on comparison with at least a portion of the collected authentication information. A correctness metric is calculated for the response(s). The user is authenticated if the correctness metric meets or exceeds a first threshold value.
摘要翻译：具有教学阶段和认证阶段的认证技术。在教学阶段，针对至少两个类别的用户收集认证信息，其中一个类别涉及用户的可测量物理特性，另一个类别涉及用户可用的通信资源; 第三类涉及用户拥有的知识。在认证阶段，一些收集的认证信息用于制定用于呈现给用户的挑战。至少部分地基于与所收集的认证信息的至少一部分的比较来确定所接收到的响应的正确性。为响应计算正确度量。如果正确性度量符合或超过第一阈值，则认证用户。

4. 发明授权

US09418361B2 Managing recurring payments from mobile terminals 有权
标题翻译：从移动终端管理定期付款
公开(公告)号：US09418361B2
公开(公告)日：2016-08-16
申请号：US14264207
申请日：2014-04-29
申请人： BOOKIT OY AJANVARAUSPALVELU
发明人： Jukka Salonen
IPC分类号： H04M11/00 , G06Q20/34 , G06Q20/08 , G06Q20/32 , G06Q20/42 , G06Q20/38 , G06Q10/02
CPC分类号： G06Q20/34 , G06Q10/02 , G06Q20/0855 , G06Q20/3255 , G06Q20/3821 , G06Q20/425
摘要： Equipments and methods are disclosed for facilitating service provisioning in a system that comprises a payment processor, a number of service providers and a mediator that mediates information exchange between the payment processor and service providers, and a mobile terminal operated by payment card holder. In some implementations, service provisioning can be facilitated in cases wherein the payment processor must reside in a strictly regulated Payment Card Industry (PCI) compliant environment and the service providers operate servers that are not PCI-compliant.
摘要翻译：公开了用于促进包括支付处理器，多个服务提供商和中介支付处理器和服务提供商之间的信息交换的中介者以及由支付卡持有者操作的移动终端的系统中的服务提供的设备和方法。在一些实现中，在支付处理器必须驻留在严格限制的支付卡行业（PCI）兼容环境中并且服务提供者操作不符合PCI的服务器的情况下，可以促进服务提供。

5. 发明授权

US08837689B2 Method and system for combining text and voice messages in a communications dialogue 有权
标题翻译：在通信对话中组合文本和语音消息的方法和系统
公开(公告)号：US08837689B2
公开(公告)日：2014-09-16
申请号：US14042854
申请日：2013-10-01
申请人： Bookit Oy Ajanvarauspalvelu
发明人： Jukka Salonen
IPC分类号： H04M11/00
CPC分类号： H04W4/12 , H04L51/38 , H04M3/42382
摘要： A method for delivering messages in a telecommunications network where the first text-form message of the session N is delivered to the user of the service such that the sender address (the A number) is converted to correspond to the session number N and the session stage J, in stages 2-n of the session N, a text-form message is received from the user of the message service at the sender address defined in the message in the previous stage, and the session proceeds according to the contents of the message such that the sender address (the A number) is converted to correspond to the session number N and the new session stage J, and the next text-form message of session N is sent to the user of the message service.
摘要翻译：一种用于在电信网络中传送消息的方法，其中会话N的第一文本形式消息被传送到服务的用户，使得发送方地址（A号码）被转换为对应于会话号码N和会话阶段J，在会话N的阶段2-n中，在前一阶段的消息中定义的发送方地址从消息服务的用户接收文本形式的消息，并且会话根据消息，使得发送方地址（A号）被转换为对应于会话号N和新的会话阶段J，并且将会话N的下一个文本形式消息发送给消息服务的用户。

6. 发明授权

US10885473B2 Mobile device implemented payment functionality based on semantic analysis 有权
公开(公告)号：US10885473B2
公开(公告)日：2021-01-05
申请号：US15825829
申请日：2017-11-29
申请人： BOOKIT OY AJANVARAUSPALVELU
发明人： Jukka Salonen
IPC分类号： G06Q10/10 , H04W12/06 , G06Q20/32 , G06Q20/40 , H04L29/06 , G08G1/00 , G06Q10/02 , G06Q30/06
摘要： Provide herein is a method and system capable of authenticating transactions involving at least one service provider and one or more users who are each in electronic communication. This electronic communication can be, for example, SMS, MMS, e-mail, or online account messaging. It is an aspect of certain embodiments where the transaction is an authentication and/or verification of an entity. Examples of such entities are products, actions and users.

7. 发明授权

US09807614B2 Using successive levels of authentication in online commerce 有权
公开(公告)号：US09807614B2
公开(公告)日：2017-10-31
申请号：US14721844
申请日：2015-05-26
申请人： BOOKIT OY AJANVARAUSPALVELU
发明人： Jukka Salonen
IPC分类号： H04M1/725 , H04W12/08 , G06Q20/32 , G06Q20/12 , H04W4/02 , H04W4/12 , G06Q10/02 , G06Q10/10 , G06Q30/00 , H04M3/42 , H04L12/58 , H04W12/04
CPC分类号： H04W12/08 , G06Q10/02 , G06Q10/109 , G06Q20/123 , G06Q20/325 , G06Q30/0185 , H04L51/18 , H04L51/28 , H04L51/38 , H04L2463/101 , H04L2463/102 , H04M3/42382 , H04M2203/6045 , H04M2203/6081 , H04W4/02 , H04W4/12 , H04W12/04 , H04W12/06
摘要： A method comprising performing following acts on a network server: receiving a communication from a client terminal operated by a client; performing a first authentication of the client terminal or client; in response to the first authentication, delivering a first service to the client; after delivering the first service, sending an offer for a second service to the client terminal; receiving an acceptance message for the second service from the client terminal; performing a second authentication of the client terminal and/or the client; in response to receiving the acceptance message for the second service from the client terminal and to the second authentication being successful, delivering a second service to the client; wherein the first authentication and the second authentication use different authentication techniques. Other aspects include a programmed data processing apparatus for carrying out the method and a tangible program carrier instructing the apparatus to perform the acts.

8. 发明授权

US09424567B2 Authentication method and system 有权
标题翻译：认证方式和系统
公开(公告)号：US09424567B2
公开(公告)日：2016-08-23
申请号：US13868241
申请日：2013-04-23
申请人： BOOKIT OY AJANVARAUSPALVELU
发明人： Jukka Salonen
IPC分类号： G06Q10/00 , G06Q20/32 , G06Q10/02 , G06Q10/10 , G06Q30/06 , G06Q20/40 , H04L29/06 , H04W12/06 , G08G1/00
CPC分类号： G06Q20/322 , G06Q10/02 , G06Q10/109 , G06Q20/40 , G06Q20/4014 , G06Q30/06 , G08G1/207 , H04L63/08 , H04W12/06
摘要： A method and system capable of authenticating transactions involving at least one service provider and one or more users who are each in electronic communication. This electronic communication can be, for example, SMS, MMS, e-mail or online account messaging. Certain embodiments provide for the transaction to be an authentication and/or verification of an entity. Examples of such entities are products, actions and users.
摘要翻译：一种能够认证涉及至少一个服务提供商和一个或多个每个电子通信用户的交易的方法和系统。该电子通信可以是例如SMS，MMS，电子邮件或在线帐户消息传递。某些实施例提供交易是实体的认证和/或验证。这些实体的示例是产品，操作和用户。

9. 发明授权

US09171307B2 Using successive levels of authentication in online commerce 有权
标题翻译：在网络商务中使用连续级别的身份验证
公开(公告)号：US09171307B2
公开(公告)日：2015-10-27
申请号：US14179468
申请日：2014-02-12
申请人： BOOKIT OY AJANVARAUSPALVELU
发明人： Jukka Salonen
IPC分类号： H04M3/42 , G06Q30/00 , G06Q10/02 , G06Q10/10 , H04W12/06 , H04W12/00 , H04W12/04 , H04L12/58
CPC分类号： G06Q30/0185 , G06Q10/02 , G06Q10/109 , H04L51/28 , H04M3/42382 , H04W12/00 , H04W12/04 , H04W12/06
摘要： A method comprising performing following acts on a network server: receiving a communication from a client terminal operated by a client; performing a first authentication of the client terminal or client; in response to the first authentication, delivering a first service to the client; after delivering the first service, sending an offer for a second service to the client terminal; receiving an acceptance message for the second service from the client terminal; performing a second authentication of the client terminal and/or the client; in response to receiving the acceptance message for the second service from the client terminal and to the second authentication being successful, delivering a second service to the client; wherein the first authentication and the second authentication use different authentication techniques. Other aspects include a programmed data processing apparatus for carrying out the method and a tangible program carrier instructing the apparatus to perform the acts.
摘要翻译：一种方法，包括对网络服务器执行以下动作：从客户端操作的客户终端接收通信; 执行客户终端或客户端的第一认证; 响应于第一认证，向客户端发送第一服务; 在交付第一服务之后，向客户终端发送第二服务的报价; 从客户终端接收第二服务的接受消息; 对客户终端和/或客户端执行第二认证; 响应于从客户终端接收到第二服务的接受消息，并且第二认证成功，向客户端传送第二服务; 其中所述第一认证和所述第二认证使用不同的认证技术。其他方面包括用于执行该方法的编程数据处理装置和指示该装置执行动作的有形程序载体。

10. 发明授权

US09049573B2 Method and system for the mass sending of messages 有权
标题翻译：大量发送消息的方法和系统
公开(公告)号：US09049573B2
公开(公告)日：2015-06-02
申请号：US14109291
申请日：2013-12-17
申请人： Bookit Oy Ajanvarauspalvelu
发明人： Jukka Salonen
IPC分类号： H04M11/00 , H04W4/12 , H04M3/42 , H04W4/14 , H04W88/18 , H04W92/02
CPC分类号： H04M3/42382 , H04W4/12 , H04W4/14 , H04W88/184 , H04W92/02
摘要： The present publication discloses a method and system for sending messages in a telecommunications network (1, 2, 6, 11, 12), in which method digital messages (40) which contain information on the desired reply address (32) are mass sent (3), and messages, which are sent on the basis of the reply-address information (32) are received (10). According to the invention, the reply-address information of each mass-sent message (40) is converted (3) to correspond to a predefined dialog, in which the stage of the dialog defines unequivocally the reply-address information (32), so that the transmission and reception of the messages are implemented in different parts of the telecommunications system (1, 2, 6, 11, 12).
摘要翻译：本公开公开了一种用于在电信网络（1，2，6，11，12）中发送消息的方法和系统，其中包含有关期望的应答地址（32）的信息的数字消息（40）被质量发送（ 3），并且接收基于回复地址信息（32）发送的消息（10）。根据本发明，每个质量发送消息（40）的回复地址信息被转换（3）以对应于预定对话，其中对话阶段明确地定义了回复地址信息（32），因此消息的发送和接收在电信系统的不同部分（1，2，6，11，12）中实现。

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