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    • 5. 发明授权
    • Method and system for assessing and optimizing crude selection
    • 评估和优化粗选择的方法和系统
    • US07966331B2
    • 2011-06-21
    • US10643191
    • 2003-08-18
    • Martha GardnerRajesh TyagiThomas RepoffAbhinanda SarkarAngshuman SahaShirley AuRoy WilsonMalcolm Craig WinslowMichael Dion
    • Martha GardnerRajesh TyagiThomas RepoffAbhinanda SarkarAngshuman SahaShirley AuRoy WilsonMalcolm Craig WinslowMichael Dion
    • G06F7/00G06F17/30
    • G06Q10/04G06Q40/08
    • A method and system for assessing and optimizing crude selection are provided. A predictive engine uses data from a database to execute at least one predictive performance model and/or at least one risk assessment model designed to optimize or improve refining operations during a refining process. The predictive engine takes as input key crude information corresponding to a particular crude or crude blend, e.g., at least one crude slate, and refinery operating parameters and/or conditions corresponding to a specific refinery and uses desirability metrics to assess the similarity to data in the database. Based on the resulting output, at least one predictive performance and/or at least one risk assessment model uses the output to predict performance or risk measures of refining the particular crude or crude blend using the specific refinery during the refining process, the probability of problems occurring during the refining process, the distribution of the problems throughout the refining process, etc.
    • 提供了评估和优化粗选择的方法和系统。 预测引擎使用来自数据库的数据来执行至少一个预测性能模型和/或至少一个风险评估模型,其被设计为在精炼过程中优化或改进精炼操作。 预测引擎将对应于特定原油或原油混合物的输入关键原油信息,例如至少一个粗钢板,以及对应于特定炼油厂的炼油厂操作参数和/或条件,并且使用可取性度量来评估与数据的相似性 数据库。 基于所得到的产出,至少一个预测性能和/或至少一个风险评估模型使用输出来预测在精炼过程中使用特定炼油厂改进特定原油或粗混合物的性能或风险度量,问题的概率 在精炼过程中发生的问题在整个精炼过程中的分布等
    • 9. 发明申请
    • System and method for integrating risk and marketing objectives for making credit offers
    • 整合风险和营销目标制定信用报价的制度和方法
    • US20070050288A1
    • 2007-03-01
    • US11216797
    • 2005-08-31
    • Abhinanda SarkarDebasis BalSubrat Nanda
    • Abhinanda SarkarDebasis BalSubrat Nanda
    • G06Q40/00G06Q30/00
    • G06Q40/02G06Q30/0254G06Q30/0269G06Q40/025
    • A system for integrating business risk and marketing objectives into a unified business strategy for providing credit to one or more members of a target population is provided. The system comprises a database comprising risk data and marketing data associated with the members of the target population and a scoring model that receives the risk data and the marketing data from the database. The scoring model generates a set of risk scores and a set of marketing scores associated with the members of the target population over a range of additional credit that could be provided to the members of the target population. The system further comprises a network model and an optimization model. The network model collectively uses the risk scores and the marketing scores from the scoring model and generates a probability distribution of expected use of the credit over the range of additional credit that could be provided to the target population. The optimization model receives the distribution of expected use of the credit from the network model and determines the level of credit to offer the members of the target population in order to maximize a business measure subject to a set of business constraints.
    • 提供了将业务风险和营销目标整合到统一业务战略中以向目标人群的一个或多个成员提供信贷的系统。 该系统包括数据库,其包括与目标人群的成员相关联的风险数据和营销数据,以及从数据库接收风险数据和营销数据的得分模型。 评分模型产生一组风险评分和一组与目标人群成员相关的营销成绩,可以向目标人群的成员提供一系列额外信贷。 该系统还包括网络模型和优化模型。 网络模型共同使用来自评分模型的风险分数和营销分数,并产生可以向目标人群提供的额外信贷范围内信用预期使用的概率分布。 优化模型接收来自网络模型的信用预期使用的分配,并确定向目标人群成员提供的信用级别,以便最大限度地利用一组业务限制的业务量度。