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1. 发明授权

US09031866B1 Systems and methods for use of transaction data for customers 有权
标题翻译：为客户使用交易数据的系统和方法
公开(公告)号：US09031866B1
公开(公告)日：2015-05-12
申请号：US12272004
申请日：2008-11-17
申请人： Steven Ng , Ravi Acharya , Christopher R. Conrad , Lee Knackstedt , William F. Mann, III
发明人： Steven Ng , Ravi Acharya , Christopher R. Conrad , Lee Knackstedt , William F. Mann, III
IPC分类号： G06Q30/00 , G06Q30/06
CPC分类号： G06Q30/0203 , G06Q30/0255 , G06Q30/0613 , G06Q30/0629
摘要： The invention provides a system and method for using transaction data to provide information to a customer, the information being provided in response to a request from the customer so as to assist the customer in decisioning. The method may comprising inputting transaction data regarding a plurality of transactions effected at a plurality of merchants; inputting a request for information from a requesting customer, the request including parameters related to the request; performing processing based on both the transaction data and the request for information, the processing including generating a response to the request; and outputting the response to the requesting customer. The request and processing may relate to identifying activities of similarly situated persons vis-à-vis the requesting customer, based on the transaction data. The request may relate to identifying an optimum merchant to secure purchase of a target item. Further, the request may relate to determining an optimum sequence in which to perform a plurality of desired activities. Various other features are described.
摘要翻译：本发明提供了一种用于使用交易数据向客户提供信息的系统和方法，所述信息是响应于来自客户的请求来提供的，以帮助客户做出决策。该方法可以包括输入关于在多个商家处理的多个交易的交易数据; 输入来自请求客户的信息请求，所述请求包括与所述请求有关的参数; 基于所述交易数据和所述信息请求执行处理，所述处理包括产生对所述请求的响应; 并将响应输出到请求的客户。该请求和处理可以涉及基于交易数据来识别类似位置的人员相对于请求的客户的活动。该请求可以涉及识别最佳商家以确保购买目标物品。此外，该请求可以涉及确定执行多个期望活动的最佳顺序。描述各种其它特征。

2. 发明申请

US20090134603A1 Collapsible crib 失效
公开(公告)号：US20090134603A1
公开(公告)日：2009-05-28
申请号：US12321750
申请日：2009-01-26
申请人： Richard Harrison , William F. Mann, III
发明人： Richard Harrison , William F. Mann, III
IPC分类号： B62B7/06
CPC分类号： B62B3/02 , A61G5/0825 , A61G5/0841 , A61G5/0883 , A61G5/0891 , B62B2205/06 , B62B2205/20
摘要： The present invention relates to collapsible cribs. The cribs have one or more of the following characteristics: adjustable length and/or, width and/or height, lightweight, easily collapsed, very compact when collapsed and easily carried, stored and transported. Embodiments disclosed relate to pens, cribs, and play yards with and without wheels.

3. 发明申请

US20090194975A1 Assistive mobility device 审中-公开
标题翻译：辅助移动设备
公开(公告)号：US20090194975A1
公开(公告)日：2009-08-06
申请号：US12319673
申请日：2009-01-12
申请人： Richard J. Harrison , William F. Mann, III
发明人： Richard J. Harrison , William F. Mann, III
IPC分类号： A61G5/08 , A47C4/28
CPC分类号： A47C4/286 , A47C7/506 , A61G5/0825 , A61G5/0833 , B62B7/08 , B62B2205/06
摘要： The present invention is a collapsible self-propelled chair on wheels that is lightweight in construction and easily collapsed, carried, stored and transported by public or private means. The chair performs the function of a wheelchair while avoiding the appearance of a traditional wheelchair thus avoiding the invalid stigma often associated with wheelchairs. It can be configured as an assistive mobility device to fill the unmet needs of aging healthy adults who wish to retain their independence and social interactions or a medical device to assist those with medical needs. Additional features such as removable armrest, seat belts, a footrest, or a reclining back are easily added during manufacture and because of the chairs uncomplicated design and duplicity of parts, it is very economical to manufacture.
摘要翻译：本发明是轮子上的可折叠自推进椅，其结构重量轻并且容易地以公共或私人方式折叠，携带，储存和运输。椅子执行轮椅的功能，同时避免传统轮椅的外观，从而避免经常与轮椅相关联的无效柱头。它可以被配置为辅助移动设备，以满足希望保留其独立性和社交互动的老年健康成年人的未满足需求，或者用于帮助具有医疗需求的医疗设备。在制造过程中容易添加诸如可拆卸的扶手，安全带，脚踏板或斜倚背部等附加特征，并且由于椅子的简单设计和部件的复制，制造非常经济。

4. 发明授权

US08589984B1 In-show product advertisement and purchase system 有权
标题翻译：展示产品广告和采购系统
公开(公告)号：US08589984B1
公开(公告)日：2013-11-19
申请号：US11276289
申请日：2006-02-22
申请人： Ravi Acharya , William F. Mann, III
发明人： Ravi Acharya , William F. Mann, III
IPC分类号： G06F3/00 , G06F13/00 , H04N5/445
CPC分类号： H04N21/2542 , H04N21/4722 , H04N21/47815 , H04N21/6581 , H04N21/812 , H04N21/858
摘要： An in-show product advertisement and purchase system is disclosed. The system effectively promotes product advertisement as well as enables customers to conveniently purchase the desired products directly from a displaying medium during the advertisement. The system establishes a linkage between show content and advertised products such that customers have practical impression and experience about what the advertised products embody in real life. The system is a TV version of an online store. The system is an interactive and listable method for advertisement. The in-show products are updateable.
摘要翻译：公开了展示产品广告和采购系统。该系统有效地促进产品广告，并使客户能够在广告期间直接从显示介质购买所需产品。系统建立了展示内容和广告产品之间的联系，使客户对广告产品在现实生活中的体现有实际的印象和经验。该系统是电视版的在线商店。该系统是一种交互式和可列举的广告方法。本产品可更新。

5. 发明授权

US08352370B1 System and method for universal instant credit 有权
标题翻译：通用即时信用的系统和方法
公开(公告)号：US08352370B1
公开(公告)日：2013-01-08
申请号：US13108345
申请日：2011-05-16
申请人： Tanya M. White , William F. Mann, III
发明人： Tanya M. White , William F. Mann, III
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02
摘要： Systems and methods for universal instant credit are disclosed. In one embodiment, a method of offering a financial instrument to a customer includes (1) using a computer processor, an issuer providing a customer with an application for a financial instrument; (2) the issuer receiving from the customer a completed application for the financial instrument; (3) using the computer processor, the issuer determining whether to approve the customer for the financial instrument; (4) using the computer processor, the issuer transmitting a first portion of an account identifier to a merchant; and (5) using the computer processor, the issuer transmitting a second portion of the account identifier to the customer. The financial instrument may be a credit card, a stored value card, a line of credit, etc.
摘要翻译：披露了通用即时信用的系统和方法。在一个实施例中，向客户提供金融工具的方法包括（1）使用计算机处理器，为客户提供金融工具的应用的发行者; （二）发行人从客户处收到金融工具的完整申请; （3）使用计算机处理器，发行人确定是否批准该金融工具的客户; （4）使用所述计算机处理器，所述发行者向所述商家发送帐户标识符的第一部分; 和（5）使用计算机处理器，发行者将客户识别符的第二部分发送给客户。金融工具可以是信用卡，储值卡，信用额度等。

6. 发明授权

US08024825B2 Collapsible crib 失效
标题翻译：可折叠婴儿床
公开(公告)号：US08024825B2
公开(公告)日：2011-09-27
申请号：US12321750
申请日：2009-01-26
申请人： Richard Harrison , William F Mann, III
发明人： Richard Harrison , William F Mann, III
IPC分类号： A47D7/00 , A47D13/06
CPC分类号： B62B3/02 , A61G5/0825 , A61G5/0841 , A61G5/0883 , A61G5/0891 , B62B2205/06 , B62B2205/20
摘要： The present invention relates to collapsible cribs. The cribs have one or more of the following characteristics: adjustable length and/or, width and/or height, lightweight, easily collapsed, very compact when collapsed and easily carried, stored and transported. Embodiments disclosed relate to pens, cribs, and play yards with and without wheels.
摘要翻译：本发明涉及可折叠婴儿床。婴儿床具有一个或多个以下特征：可变长度和/或宽度和/或高度，轻巧，容易折叠，当折叠并容易携带，储存和运输时非常紧凑。所公开的实施例涉及具有和不具有轮子的笔，婴儿床和游戏场。

7. 发明申请

US20100306103A1 System and method for waterfall prioritized payment processing 有权
标题翻译：瀑布优先支付处理的系统和方法
公开(公告)号：US20100306103A1
公开(公告)日：2010-12-02
申请号：US12851743
申请日：2010-08-06
申请人： Matthew W. Hankins , William F. Mann, III , Mark J. Dickelman
发明人： Matthew W. Hankins , William F. Mann, III , Mark J. Dickelman
IPC分类号： G06Q40/00
CPC分类号： G06Q20/102 , G06Q30/04 , G06Q30/06 , G06Q40/00
摘要： The invention comprises a system and method for “waterfall” type payment processing using multiple alternative payment sources. A payor provides account information for multiple payment sources, such as a bank checking account, savings account, first credit card account, second credit card account, and so forth. The multiple payment sources are prioritized so that one is a primary payment source, another is a secondary payment source, another is a tertiary payment source, and so forth. After setting up the waterfall payment arrangement, when a bill becomes due a payee or third party payment administrator submits transactions against the payment sources in their order of priority until the payment is satisfied. Other variations and enhancements are disclosed.
摘要翻译：本发明包括使用多个替代支付来源的“瀑布式”支付处理的系统和方法。付款人提供多个付款来源的帐户信息，例如银行支票帐户，储蓄帐户，第一个信用卡帐户，第二个信用卡帐户等。多个付款来源的优先级是一个主要的付款来源，另一个是辅助付款来源，另一个是第三个付款来源，等等。在设置瀑布付款安排后，如果收款人或第三方付款管理员在收到付款时，付款人按照优先级顺序向付款方提交交易，直到付款满足为止。公开了其它变化和增强。

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