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1. 发明申请

US20090275363A1 Sim-Centric Mobile Commerce System for Deployment in a Legacy Network Infrastructure 失效
标题翻译：以传统网络基础架构部署的以Sim为中心的移动商务系统
公开(公告)号：US20090275363A1
公开(公告)日：2009-11-05
申请号：US12226020
申请日：2007-04-04
申请人： Gregory M. McGregor , Christopher M. McGregor , Travis M. McGregor
发明人： Gregory M. McGregor , Christopher M. McGregor , Travis M. McGregor
IPC分类号： H04B1/38 , G06Q30/00 , G06Q20/00 , G06Q50/00
CPC分类号： G06Q20/3221 , G06Q20/32 , G06Q20/3229 , G06Q20/40 , G06Q30/04
摘要： A financial transaction processing system in a legacy financial transaction network for wireless mobile handset devices having an internal SIM or USIM under control of a service provider in a wireless communication network connected to an open world communication network in which the SIM or USIM has a secure part of an account management application that manages a financial account in the handset and adjusts the financial account when the user of the handset communicates a number related to the mobile number of the handset to a legacy remote card terminal which routes the number and transaction data to the secure link server of the service provider.
摘要翻译：用于在连接到开放式世界通信网络的无线通信网络中的服务提供商的控制下具有内部SIM或USIM的无线移动手持机设备的传统金融交易网络中的金融交易处理系统，其中SIM或USIM具有安全部分帐户管理应用程序管理手机中的金融帐户，并且当手机的用户将与手机的移动号码相关的号码传送到将号码和交易数据路由到的传统远程卡终端时调整财务帐户服务提供商的安全链接服务器。

2. 发明授权

US06954133B2 Bio-metric smart card, bio-metric smart card reader, and method of use 失效
标题翻译：生物计量智能卡，生物计量智能卡读卡器和使用方法
公开(公告)号：US06954133B2
公开(公告)日：2005-10-11
申请号：US10040156
申请日：2001-12-19
申请人： Travis M. McGregor , Christopher M. McGregor , D. Scott McGregor
发明人： Travis M. McGregor , Christopher M. McGregor , D. Scott McGregor
IPC分类号： G05B19/042 , G07C9/00 , G07F7/10 , G05B19/00 , G06F17/00 , G06F17/60 , H04Q9/00
CPC分类号： G07F7/1008 , G05B19/0425 , G05B2219/23342 , G05B2219/24162 , G05B2219/24167 , G05B2219/25192 , G06Q20/341 , G06Q20/3415 , G06Q20/385 , G06Q20/40145 , G06Q20/4097 , G07C9/00087 , G07C2009/00095 , G07F7/0886 , H04L9/0866
摘要： A system for increasing transaction security across existing infrastructure is provided. A user bio-metric sensor device is integrated into a credit or debit card. A display unit provides a key, preferably encrypted, upon successful utilization of the sensor device. Included in the key generation mechanism is an indicator of the transaction number or other sequential count indicative of card use. An authorization service decrypts the key in a manner at least partially dependent upon a second sequential count maintained in sync with the first count to determine whether the use is authorized. In one embodiment, a separate credit card reader may be configured to read conventional credit cards, smart cards, and credit cards incorporating such bio-metric sensor devices.
摘要翻译：提供了一种用于增加现有基础设施的事务安全性的系统。用户生物测量传感器设备被集成到信用卡或借记卡中。成功利用传感器装置后，显示单元提供优选加密的密钥。密钥生成机制中包括交易号码的指示符或指示卡使用的其他顺序计数。授权服务以至少部分地取决于与第一计数同步保持的第二顺序计数的方式解密密钥，以确定使用是否被授权。在一个实施例中，单独的信用卡读取器可以被配置为读取传统的信用卡，智能卡和包含这样的生物测量传感器设备的信用卡。

3. 发明授权

US06816058B2 Bio-metric smart card, bio-metric smart card reader and method of use 失效
标题翻译：生物智能卡，生物计量智能卡读卡器和使用方法
公开(公告)号：US06816058B2
公开(公告)日：2004-11-09
申请号：US09843572
申请日：2001-04-26
申请人： Christopher M. McGregor , Travis M. McGregor , D. Scott McGregor
发明人： Christopher M. McGregor , Travis M. McGregor , D. Scott McGregor
IPC分类号： G05B1900
CPC分类号： G07F7/1008 , G05B19/0425 , G05B2219/23342 , G05B2219/24162 , G05B2219/24167 , G05B2219/25192 , G06Q20/341 , G06Q20/3415 , G06Q20/385 , G06Q20/40145 , G06Q20/4097 , G07C9/00087 , G07C2009/00095 , G07F7/0886 , H04L9/0866
摘要： A system for increasing transaction security across existing infrastructure is provided. A user bio-metric sensor device is integrated into a credit or debit card. A display unit provides a key, preferably encrypted, upon successful utilization of the sensor device. Included in the key generation mechanism is an indicator of the transaction number or other sequential count indicative of card use. An authorization service decrypts the key in a manner at least partially dependent upon a second sequential count maintained in sync with the first count to determine whether the use is authorized.

4. 发明授权

US08639215B2 SIM-centric mobile commerce system for deployment in a legacy network infrastructure 失效
标题翻译：以移动商务系统为中心的SIM卡，用于部署在传统网络基础架构中
公开(公告)号：US08639215B2
公开(公告)日：2014-01-28
申请号：US12226020
申请日：2007-04-04
申请人： Gregory M. McGregor , Christopher M. McGregor , Travis M. McGregor
发明人： Gregory M. McGregor , Christopher M. McGregor , Travis M. McGregor
IPC分类号： H04M11/00
CPC分类号： G06Q20/3221 , G06Q20/32 , G06Q20/3229 , G06Q20/40 , G06Q30/04
摘要： A financial transaction processing system in a legacy financial transaction network for wireless mobile handset devices having an internal SIM or USIM under control of a service provider in a wireless communication network connected to an open world communication network in which the SIM or USIM has a secure part of an account management application that manages a financial account in the handset and adjusts the financial account when the user of the handset communicates a number related to the mobile number of the handset to a legacy remote card terminal which routes the number and transaction data to the secure link server of the service provider.
摘要翻译：用于在连接到开放式世界通信网络的无线通信网络中的服务提供商的控制下具有内部SIM或USIM的无线移动手持机设备的传统金融交易网络中的金融交易处理系统，其中SIM或USIM具有安全部分帐户管理应用程序管理手机中的金融帐户，并且当手机的用户将与手机的移动号码相关的号码传送到将号码和交易数据路由到的传统远程卡终端时调整财务帐户服务提供商的安全链接服务器。

5. 发明申请

US20080067247A1 Biometric authentication card and method of fabrication thereof 审中-公开
标题翻译：生物识别卡及其制造方法
公开(公告)号：US20080067247A1
公开(公告)日：2008-03-20
申请号：US11901093
申请日：2007-09-14
申请人： Travis M. McGregor , Christopher M. McGregor , Gregory M. McGregor , John T. Gill , G. Frederick Renner , George K. Lund
发明人： Travis M. McGregor , Christopher M. McGregor , Gregory M. McGregor , John T. Gill , G. Frederick Renner , George K. Lund
IPC分类号： G06K5/00 , G06K7/00
CPC分类号： G06K19/07 , G06K19/0704 , G06K19/0718 , G06K19/07703
摘要： A credit card size authentication card is manufactured using innovative sensor technology, processor technology, power generation and storage, panel display and integration technology. The front of the card has a data display and an exposed, biometric sensor. Internally the card has one or more flex boards that carry low profile, surface-mounted electronic components including a processor that provides the control functions and mathematical calculations to generate a series of random personal identification numbers (PINs) in the display. The random PINs are derived from a biometric seed number obtained during initialization of the card by a discrete user. The electronic circuitry controlling and interconnecting the processor, the sensor and the display is powered by a power system including a thin film battery, a thin film power generator and a low profile power regulator. The thin film power generator preferably comprises a thin film solar collector or RF antenna circuit for energy harvesting. The thin film power generator and thin film battery are layered and preferably docked to the flex board carrying the primary components of the card. The card panels are formed from panel sheets which may be reverse printed with the top or front panel sheets having clear or translucent windows for the data display and solar collectors and die cut to expose the sensor elements.
摘要翻译：使用创新的传感器技术，处理器技术，发电和存储，面板显示和集成技术制造信用卡大小认证卡。卡的前部具有数据显示和暴露的生物特征传感器。在内部，卡具有一个或多个柔性板，其具有低轮廓的表面安装的电子部件，包括提供控制功能和数学计算的处理器，以在显示器中生成一系列随机个人识别号码（PIN）。随机PIN由离散用户在卡的初始化期间获得的生物特征种子号导出。控制和互连处理器，传感器和显示器的电子电路由包括薄膜电池，薄膜发电机和薄型功率调节器的电力系统供电。薄膜发电机优选地包括用于能量收集的薄膜太阳能收集器或RF天线电路。薄膜发电机和薄膜电池分层并且优选地对接到承载卡的主要部件的柔性板。卡板由面板片形成，面板可以反向印刷，顶板或前面板具有用于数据显示的透明或半透明窗口，并且太阳能收集器和模切以露出传感器元件。

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