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1. 发明授权

US07953660B2 Method and system for payment processing 有权
标题翻译：支付处理方法和系统
公开(公告)号：US07953660B2
公开(公告)日：2011-05-31
申请号：US09820803
申请日：2001-03-30
申请人： Ravi Ganesan , Peter Kight , Jim Magers , Tim Herdklotz
发明人： Ravi Ganesan , Peter Kight , Jim Magers , Tim Herdklotz
IPC分类号： G06Q40/00
CPC分类号： G06Q30/04 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/102 , G06Q20/12
摘要： The present invention provides a method, system, and article of manufacture for providing payment services on a network. Information identifying a network user is received. The network user is assigned a payer status. A request to make a payment to a payee on behalf of the network user is received. If a first payer status is assigned to the network user, the payment will be made no matter the identity of the payee. If a second payer status is assigned to the network user, the payment will only be made if the payee is one of a group of payees that is not determined by the network user. With the second payer status, the network user can only direct payments to the group of payees. The payer status can be changed from one payer status to another payer status.
摘要翻译：本发明提供了一种用于在网络上提供支付服务的方法，系统和制品。接收到识别网络用户的信息。网络用户被分配了付款人状态。收到代表网络用户向收款人付款的请求。如果向网络用户分配了第一个付款人身份，则无论收款人的身份如何，都将进行付款。如果向网络用户分配第二付款人身份，则只有在收款人是不是由网络用户确定的一组收款人之一时才进行支付。通过第二个付款人身份，网络用户只能直接向付款人组付款。付款人状态可以从一个付款人状态更改为另一个付款人状态。

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