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1. 发明授权

US07909244B2 Methods of operating an image-based self-service check depositing terminal to provide enhanced check images and an apparatus therefor 有权
标题翻译：操作基于图像的自助服务检查存储终端以提供增强的检查图像的方法及其装置
公开(公告)号：US07909244B2
公开(公告)日：2011-03-22
申请号：US12004351
申请日：2007-12-20
申请人： David W. Norris , John S. Grabowski , Bruce A. Reid , Steven D. Williamson
发明人： David W. Norris , John S. Grabowski , Bruce A. Reid , Steven D. Williamson
IPC分类号： G06Q40/00 , G07D11/00 , G07F19/00 , G06K5/00 , G06K7/00 , G06K7/08 , G06K7/10 , G06K7/14 , G06K9/00
CPC分类号： G07F19/202 , G06Q20/042 , G07F19/20
摘要： A method of operating an image-based self-service check depositing terminal having an optical character recognition (OCR) reader comprises the steps of (a) receiving from a self-service depositor a check to be deposited, (b) illuminating the check with infrared radiation, (c) capturing a first image of the check while the check is illuminated with infrared radiation, (d) processing the first check image to provide an enhanced image of the check, and (e) applying OCR techniques to read a magnetic ink character recognition (MICR) codeline from the enhanced check image.
摘要翻译：一种操作具有光学字符识别（OCR）阅读器的基于图像的自助服务检验存放终端的方法包括以下步骤：（a）从自助服务存储者接收要存放的支票，（b）红外辐射，（c）在用红外辐射照射检查的同时捕获检查的第一图像，（d）处理第一检查图像以提供检查的增强图像，以及（e）应用OCR技术读取磁墨水字符识别（MICR）编码从增强的检查图像。

2. 发明申请

US20100131344A1 ELECTRONIC TRANSACTION METHODS OF A RETAIL MERCHANT WITH A RETAIL CONSUMER 审中-公开
标题翻译：零售商与零售消费者的电子交易方法
公开(公告)号：US20100131344A1
公开(公告)日：2010-05-27
申请号：US12277748
申请日：2008-11-25
申请人： Manuel Albeto de Abreu Amorim , Steven D. Williamson
发明人： Manuel Albeto de Abreu Amorim , Steven D. Williamson
IPC分类号： G06Q30/00
CPC分类号： G06Q30/00 , G06Q30/0222
摘要： An electronic transaction method is provided of a retail merchant in a transaction conducted between the retail merchant and a retail consumer. The electronic transaction method comprises receiving a request from the retail consumer to purchase a good or service, prompting the retail consumer to provide details associated with a loyalty program account to redeem points and thereby to reduce purchase price of the good or service desired to be purchased, receiving from the retail consumer the details associated with the loyalty program, and reducing purchase price of the good or service based upon the details received from the retail consumer. The loyalty program account may be associated with the retail merchant. The loyalty program account may be associated with a manufacturer who is other than the retail merchant.
摘要翻译：在零售商和零售消费者之间进行的交易中，零售商提供电子交易方法。电子交易方法包括从零售消费者接收购买商品或服务的请求，促使零售消费者提供与忠诚度计划帐户相关联的细节以赎回点，从而降低期望购买的商品或服务的购买价格从零售消费者接收与忠诚度计划相关联的细节，并且基于从零售消费者收到的细节来降低商品或服务的购买价格。忠诚度计划帐户可能与零售商家相关联。忠诚度计划帐户可能与除零售商以外的制造商相关联。

3. 发明授权

US08300915B2 Methods of operating an image-based self-service check depositing terminal to improve locating a pre-defined check field and an apparatus therefor 有权
标题翻译：操作基于图像的自助服务检查存放终端以改进定位预定义检查字段的方法及其装置
公开(公告)号：US08300915B2
公开(公告)日：2012-10-30
申请号：US12469756
申请日：2009-05-21
申请人： Steven D. Williamson , Stewart B. Kelland
发明人： Steven D. Williamson , Stewart B. Kelland
IPC分类号： G06K9/00
CPC分类号： G06K9/2018 , G07D7/12 , G07D7/20
摘要： A method is provided of operating an image-based self-service check depositing terminal. The method comprises receiving from a self-service depositor a check to be deposited, illuminating the check with infrared radiation to improve contrast between pre-printed characters on the check and non-pre-printed check data on the check, and electronically on an imager capturing an image of the check while the check is illuminated with infrared radiation to provide a captured infrared check image with improved contrast between at least one pre-printed character on the check and non-pre-printed check data on the check so as to allow location of a check field associated with the check to be more easily located.
摘要翻译：提供一种操作基于图像的自助服务支票存款终端的方法。该方法包括从自助服务存储者接收要存放的支票，用红外辐射照亮支票以改善支票上的预打印字符与支票上的非预打印支票数据之间的对比度，以电子方式在成像器上在用红外辐射照亮支票的同时拍摄支票的图像，以提供捕获的红外线检查图像，其中检查上的至少一个预先打印的字符与支票上的非预打印的支票数据之间的对比度提高，以允许与支票相关联的检查字段的位置更容易定位。

4. 发明申请

US20100296719A1 METHODS OF OPERATING AN IMAGE-BASED SELF-SERVICE CHECK DEPOSITING TERMINAL TO IMPROVE LOCATING A PRE-DEFINED CHECK FIELD AND AN APPARATUS THEREFOR 有权
标题翻译：基于图像的自助操作检查沉积端子的方法来改进位置预先定义的检查场及其装置
公开(公告)号：US20100296719A1
公开(公告)日：2010-11-25
申请号：US12469756
申请日：2009-05-21
申请人： Steven D. Williamson , Stewart B. Kelland
发明人： Steven D. Williamson , Stewart B. Kelland
IPC分类号： G06K9/00
CPC分类号： G06K9/2018 , G07D7/12 , G07D7/20
摘要： A method is provided of operating an image-based self-service check depositing terminal. The method comprises receiving from a self-service depositor a check to be deposited, illuminating the check with infrared radiation to improve contrast between pre-printed characters on the check and non-pre-printed check data on the check, and electronically on an imager capturing an image of the check while the check is illuminated with infrared radiation to provide a captured infrared check image with improved contrast between at least one pre-printed character on the check and non-pre-printed check data on the check so as to allow location of a check field associated with the check to be more easily located.
摘要翻译：提供一种操作基于图像的自助服务支票存款终端的方法。该方法包括从自助服务存储者接收要存放的支票，用红外辐射照亮支票以改善支票上的预打印字符与支票上的非预打印支票数据之间的对比度，以电子方式在成像器上在用红外辐射照亮支票的同时拍摄支票的图像，以提供捕获的红外线检查图像，其中检查上的至少一个预先打印的字符与支票上的非预打印的支票数据之间的对比度提高，以允许与支票相关联的检查字段的位置更容易定位。

5. 发明申请

US20090159659A1 Methods of operating an image-based self-service check depositing terminal to provide enhanced check images and an apparatus therefor 有权
标题翻译：操作基于图像的自助服务检查存储终端以提供增强的检查图像的方法及其装置
公开(公告)号：US20090159659A1
公开(公告)日：2009-06-25
申请号：US12004351
申请日：2007-12-20
申请人： David W. Norris , John S. Grabowski , Bruce A. Reid , Steven D. Williamson
发明人： David W. Norris , John S. Grabowski , Bruce A. Reid , Steven D. Williamson
IPC分类号： G06Q40/00 , G06Q90/00
CPC分类号： G07F19/202 , G06Q20/042 , G07F19/20
摘要： A method of operating an image-based self-service check depositing terminal having an optical character recognition (OCR) reader comprises the steps of (a) receiving from a self-service depositor a check to be deposited, (b) illuminating the check with infrared radiation, (c) capturing a first image of the check while the check is illuminated with infrared radiation, (d) processing the first check image to provide an enhanced image of the check, and (e) applying OCR techniques to read a magnetic ink character recognition (MICR) codeline from the enhanced check image.
摘要翻译：一种操作具有光学字符识别（OCR）阅读器的基于图像的自助服务检验存放终端的方法包括以下步骤：（a）从自助服务存储者接收要存放的支票，（b）红外辐射，（c）在用红外辐射照射检查的同时捕获检查的第一图像，（d）处理第一检查图像以提供检查的增强图像，以及（e）应用OCR技术读取磁墨水字符识别（MICR）编码从增强的检查图像。

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