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    • 2. 发明申请
    • METHODS AND SYSTEMS FOR CARDHOLDER INITIATED TRANSACTIONS
    • 卡车启动交易的方法和系统
    • US20120253980A1
    • 2012-10-04
    • US13526260
    • 2012-06-18
    • Jonathan Robert Powell
    • Jonathan Robert Powell
    • G06Q30/06
    • G06Q20/325G06Q20/32G06Q20/382G06Q20/40G06Q40/00G06Q40/02
    • A cardholder-initiated financial transaction using a cardholder controlled input device in communication with a payment card network and a database is disclosed. The cardholder uses a payment card issued to the cardholder by an issuer bank. An exemplary method includes the steps of storing merchant data within the database including data identifying the merchants registered to utilize the card network and receiving from the input device transaction data relating to the financial transaction. The transaction data includes an authorization request and merchant identifying data that identifies the merchant involved in the transaction. The method further includes determining that the identified merchant is registered to utilize the card network by comparing the transaction data with the merchant data stored in the database, forwarding the authorization request to the issuer bank, receiving a response to the request from the issuer bank, and automatically forwarding the response to the input device.
    • 公开了使用持卡人控制的输入设备与持卡人网络和数据库通信的持卡人发起的金融交易。 持卡人使用由发行银行向持卡人发行的支付卡。 一种示例性方法包括以下步骤:在数据库中存储商家数据,其中包括识别登记为使用卡网络的商家的数据,以及从输入装置接收与金融交易有关的交易数据。 交易数据包括授权请求和商家标识数据,该数据标识交易中涉及的商家。 所述方法还包括:通过将交易数据与存储在数据库中的商户数据进行比较来确定所识别的商家被注册以利用卡网络,将授权请求转发给发行商银行,接收来自发行商银行的请求的响应, 并自动将响应转发到输入设备。
    • 4. 发明申请
    • Travel Adjustment Mechanism for a Suspension System
    • 悬挂系统行程调整机制
    • US20120068436A1
    • 2012-03-22
    • US12883939
    • 2010-09-16
    • Robert PowellJames Osbourne
    • Robert PowellJames Osbourne
    • B62K21/14
    • B62K25/08B62K2025/045B62K2025/047F16B7/10F16F9/56
    • A suspension system for a handlebar-steered vehicle includes an upper tube, a lower tube reciprocally slidable relative to the upper tube. A positive spring assembly biases the upper and lower tubes away from each other. A piston assembly is attached to the lower tube. The suspension includes a travel adjustment mechanism including a locking mechanism and an actuator. The locking mechanism is connected to the positive spring assembly and selectively maintains a first portion of the positive spring assembly in a compressed state with the upper and lower tubes drawn toward each other. The actuator is operatively connected to the locking mechanism to releasably engage the locking mechanism to maintain the first portion of the positive spring assembly in the compressed state.
    • 用于车把转向车辆的悬架系统包括上管,相对于上管可往复滑动的下管。 正向弹簧组件将上管和下管偏离彼此。 活塞组件连接到下管。 悬架包括包括锁定机构和致动器的行进调节机构。 锁定机构连接到正弹簧组件,并且选择性地将正弹簧组件的第一部分保持在压缩状态,同时将上管和下管彼此拉向。 致动器可操作地连接到锁定机构以可释放地接合锁定机构,以将正弹簧组件的第一部分保持在压缩状态。
    • 7. 发明申请
    • METHODS AND SYSTEMS FOR CARDHOLDER INITIATED TRANSACTIONS
    • 卡车启动交易的方法和系统
    • US20090171845A1
    • 2009-07-02
    • US12257766
    • 2008-10-24
    • Jonathan Robert Powell
    • Jonathan Robert Powell
    • G06Q20/00G06Q40/00
    • G06Q20/325G06Q20/32G06Q20/382G06Q20/40G06Q40/00G06Q40/02
    • A cardholder-initiated financial transaction using a cardholder controlled input device in communication with a payment card network and a database is disclosed. The cardholder uses a payment card issued to the cardholder by an issuer bank. An exemplary method includes the steps of storing merchant data within the database including data identifying the merchants registered to utilize the card network and receiving from the input device transaction data relating to the financial transaction. The transaction data includes an authorization request and merchant identifying data that identifies the merchant involved in the transaction. The method further includes determining that the identified merchant is registered to utilize the card network by comparing the transaction data with the merchant data stored in the database, forwarding the authorization request to the issuer bank, receiving a response to the request from the issuer bank, and automatically forwarding the response to the input device.
    • 公开了使用持卡人控制的输入设备与持卡人网络和数据库通信的持卡人发起的金融交易。 持卡人使用由发行银行向持卡人发行的支付卡。 一种示例性方法包括以下步骤:在数据库中存储商家数据,其中包括识别登记为使用卡网络的商家的数据,以及从输入装置接收与金融交易相关的交易数据。 交易数据包括授权请求和商家标识数据,该数据标识交易中涉及的商家。 所述方法还包括:通过将交易数据与存储在数据库中的商户数据进行比较来确定所识别的商家被注册以利用卡网络,将授权请求转发给发行商银行,接收来自发行商银行的请求的响应, 并自动将响应转发到输入设备。
    • 8. 发明申请
    • METHODS AND SYSTEMS FOR APPLYING PROMOTION CODES TO PAYMENT TRANSACTIONS
    • 将促销代码用于支付交易的方法和系统
    • US20090171777A1
    • 2009-07-02
    • US11966724
    • 2007-12-28
    • Jonathan Robert Powell
    • Jonathan Robert Powell
    • G06Q30/00
    • G06Q20/20G06Q20/02G06Q20/387G06Q30/02G06Q30/0207
    • A method for applying promotion codes to a payment transaction is provided. The method uses at least one input device in communication with a database. The payment transaction includes a purchase made by a cardholder using a payment card over a payment card network. The method includes storing promotion data within the database including at least one merchant participating in the payment card network, each promotional program offered by the at least one merchant to the cardholder, and promotion codes associated with each promotional program offered to the cardholder. The method further includes accessing the promotion data using the at least one input device, receiving a selected promotional program from the cardholder using the at least one input device, and automatically applying the promotion codes associated with the selected promotional program to the payment transaction.
    • 提供了一种将促销代码应用于支付交易的方法。 该方法使用至少一个与数据库通信的输入设备。 支付交易包括持卡人通过支付卡网络使用支付卡进行的购买。 该方法包括在数据库中存储促销数据,包括参与支付卡网络的至少一个商家,由至少一个商家向持卡人提供的每个促销节目,以及与提供给持卡人的每个促销节目相关联的促销代码。 该方法还包括使用至少一个输入设备访问促销数据,使用至少一个输入设备从持卡人接收所选择的促销节目,并且将与所选促销节目相关联的促销代码自动应用于支付交易。