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    • 1. 发明授权
    • Systems and methods for processing a transaction
    • 用于处理事务的系统和方法
    • US08423453B1
    • 2013-04-16
    • US12574950
    • 2009-10-07
    • Richard Elliott
    • Richard Elliott
    • G06Q40/00
    • G06Q20/4037G06Q20/10G06Q20/227G06Q20/403G06Q40/02
    • A system and method for processing a transaction by identifying a credit account and a demand deposit account, receiving transaction data associated with a transaction initiated by an account holder with a merchant using the credit account, determining whether the transaction amount exceeds the available credit amount, requesting via a network a transfer of the transaction amount from the demand deposit account, and transferring at least a portion of the transaction amount to pay the merchant. The transfer may be a first type of transfer or a second type of transfer depending on whether the transaction amount exceeds the available credit amount.
    • 一种用于通过识别信用账户和需求存款账户来处理交易的系统和方法,接收与由使用该信用账户的商户的帐户持有人发起的交易相关联的交易数据,确定交易金额是否超过可用信用量, 通过网络请求从请求存款账户转移交易金额,并且转移交易金额的至少一部分以支付商家。 根据交易金额是否超过可用信用额度,转账可能是第一类转账或第二类转账。
    • 3. 发明申请
    • GENERATION AND DELIVERY OF MULTIMEDIA CONTENT-ADAPTATION NOTIFICATIONS
    • 多媒体内容适应通知的生成和传递
    • US20120264465A1
    • 2012-10-18
    • US13539378
    • 2012-06-30
    • RICHARD ELLIOTT NORTONJoseph Leo Claude Mario Lavalliere
    • RICHARD ELLIOTT NORTONJoseph Leo Claude Mario Lavalliere
    • H04W4/12
    • H04W4/12H04L51/066H04L51/12H04L63/0245H04L63/145H04L65/1076H04L65/605H04W4/18
    • A method for conditioning multimedia containers to be compatible with decoding facilities of receivers of diverse types is disclosed. Content of a multimedia container may include components of different encoding formats. Container conditioning also detects and, where feasible, removes undesirable insertions within each content component of a multimedia container. A content component of a container may be filtered, re-encoded, or deleted. Notifications indicating conditions of a container and any modifications performed are appended to the container. A notification may be presented in at least one form compatible with characteristics of a respective receiver. An editing engine implementing the method is associated with a network entity to which multimedia containers are directed. The editing engine accesses a receiver database storing information on several types of receivers and a repository of notification templates encoded in several forms.
    • 公开了一种用于调节多媒体容器与各种类型的接收机的解码设备兼容的方法。 多媒体容器的内容可以包括不同编码格式的组件。 集装箱调节还检测并且在可行的情况下消除多媒体容器的每个内容部件内的不期望的插入。 容器的内容组件可以被过滤,重新编码或删除。 指示容器状态的通知和执行的任何修改都附在容器上。 可以以与相应接收机的特性兼容的至少一种形式呈现通知。 实现该方法的编辑引擎与多媒体容器所针对的网络实体相关联。 编辑引擎访问存储关于几种类型的接收器的信息的接收器数据库和以多种形式编码的通知模板的存储库。
    • 4. 发明授权
    • Intelligent caching of media files
    • 智能缓存媒体文件
    • US08250241B1
    • 2012-08-21
    • US13452852
    • 2012-04-21
    • Xavier LévéqueRichard Elliott NortonJoseph Leo Claude Mario Lavalliere
    • Xavier LévéqueRichard Elliott NortonJoseph Leo Claude Mario Lavalliere
    • G06F15/16
    • H04L51/066H04L51/38H04L67/28H04L67/2823H04L67/2842H04L67/303
    • A method of receiving and forwarding a multimedia message is provided. The multimedia message is adapted with a first adaptation profile into a first adapted message to be received in a first device. The multimedia message and the first adapted message are stored in a media cache. The message may then be forwarded from the first device to a second device that has a second adaptation profile by retrieving the first adapted message from the media cache and sending it to the second device if the first and second adaptation profiles match, otherwise the multimedia message is retrieved from the media cache and adapted with the second adaptation profile into a second adapted message that is then sent to the second device. In addition, the second adapted message is stored in the media cache. A corresponding system for processing and forwarding the multimedia message is also provided.
    • 提供了一种接收和转发多媒体消息的方法。 将多媒体消息与第一适配简档相配合,以便在第一设备中接收第一适配消息。 多媒体消息和第一适配消息被存储在媒体高速缓存中。 然后可以将该消息从第一设备转发到具有第二适配简档的第二设备,如果第一和第二适配配置文件匹配,则从媒体高速缓存中检索第一适配消息并将其发送到第二设备,否则多媒体消息 从媒体缓存检索并且将第二适配简档调整为第二适配消息,然后将其发送到第二设备。 此外,第二适配消息被存储在媒体高速缓存中。 还提供了用于处理和转发彩信的相应系统。
    • 5. 发明授权
    • Generation and delivery of multimedia content-adaptation notifications
    • 多媒体内容适应通知的生成和传递
    • US08220051B2
    • 2012-07-10
    • US12238390
    • 2008-09-25
    • Richard Elliott NortonJoseph Leo Claude Mario Lavalliere
    • Richard Elliott NortonJoseph Leo Claude Mario Lavalliere
    • H04L29/06
    • H04W4/12H04L51/066H04L51/12H04L63/0245H04L63/145H04L65/1076H04L65/605H04W4/18
    • A method for conditioning multimedia containers to be compatible with decoding facilities of receivers of diverse types is disclosed. Content of a multimedia container may include components of different encoding formats. Container conditioning also detects and, where feasible, removes undesirable insertions within each content component of a multimedia container. A content component of a container may be filtered, re-encoded, or deleted. Notifications indicating conditions of a container and any modifications performed are appended to the container. A notification may be presented in at least one form compatible with characteristics of a respective receiver. An editing engine implementing the method is associated with a network entity to which multimedia containers are directed. The editing engine accesses a receiver database storing information on several types of receivers and a repository of notification templates encoded in several forms.
    • 公开了一种用于调节多媒体容器与各种类型的接收机的解码设备兼容的方法。 多媒体容器的内容可以包括不同编码格式的组件。 集装箱调节还检测并且在可行的情况下消除多媒体容器的每个内容部件内的不期望的插入。 容器的内容组件可以被过滤,重新编码或删除。 指示容器状态的通知和执行的任何修改都附在容器上。 可以以与相应接收机的特性兼容的至少一种形式呈现通知。 实现该方法的编辑引擎与多媒体容器所针对的网络实体相关联。 编辑引擎访问存储关于几种类型的接收器的信息的接收器数据库和以多种形式编码的通知模板的存储库。