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    • 8. 发明申请
    • Dynamic Level Assessment
    • 动态水平评估
    • US20130054463A1
    • 2013-02-28
    • US13586752
    • 2012-08-15
    • Ray OlsonDavid WhiteShaun BodingtonJie Feng
    • Ray OlsonDavid WhiteShaun BodingtonJie Feng
    • G06Q20/38G06Q20/40
    • G06Q20/0855G06Q20/34G06Q20/405G06Q30/06
    • Embodiments of the present invention include a dynamic and auditable rules-based spend requirement management (SRM) server configured to receive transaction data associated with a payment transaction involving an issuer of an account, where the account is associated with a first set of account level requirements (e.g., a minimum spend requirement) and a first interchange rate. The SRM is further configured to determine that the transaction data is not within the first set of account level requirements, but is within a second set of account level requirements associated with a second interchange rate, and associate the account to the second set of account level requirements by way of a final product identifier stored in a database accessible by a payment processing network (PPN).
    • 本发明的实施例包括动态和可审计的基于规则的花费需求管理(SRM)服务器,其被配置为接收与涉及帐户的发行者的支付交易相关联的交易数据,其中所述帐户与第一组帐户级别要求相关联 (例如,最低支出要求)和第一个交换费率。 SRM还被配置为确定交易数据不在第一组帐户级别要求内,但是处于与第二交换费用相关联的第二组帐户级别要求中,并且将帐户与第二组帐户级别相关联 通过存储在可由支付处理网络(PPN)访问的数据库中的最终产品标识符的要求。