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1. 发明授权

US08612345B2 Routing for direct to account payments 有权
标题翻译：路由直接到帐户支付
公开(公告)号：US08612345B2
公开(公告)日：2013-12-17
申请号：US12946613
申请日：2010-11-15
申请人： Nicholas Lecuyer , Terra Geiger , Michael Kilbane
发明人： Nicholas Lecuyer , Terra Geiger , Michael Kilbane
IPC分类号： G06Q40/00
CPC分类号： G06Q20/26 , G06Q40/02 , G06Q40/06
摘要： Various systems and methods are described for analyzing multiple money transfer routing schemes. Each of these multiple money transfer routing schemes may comprise a route to transmit funds from the source for the money transfer transaction to the destination for the money transfer transaction. An internal money transfer routing scheme may refer to a money transfer routing scheme that utilizes a direct money transfer arrangement between the destination of the money transfer transaction and the money transfer network. An external money transfer routing scheme may refer to a money transfer routing scheme that utilizes at least one third party money transfer network between the destination of the money transfer transaction and the money transfer network. The multiple money transfer routing schemes may be analyzed and the preferable money transfer routing scheme at least partially based on the predefined criterion from among the multiple money transfer routing schemes may be identified.
摘要翻译：描述了用于分析多个汇款路由方案的各种系统和方法。这些多个汇款路由方案中的每一个可以包括将资金从汇款交易的来源传送到汇款交易的目的地的路线。内部货币转移路由方案可以指利用汇款交易的目的地与汇款网络之间的直接汇款安排的汇款路由方案。外部货币转移路由方案可以指利用在汇款交易的目的地与汇款网络之间的至少一个第三方汇款网络的汇款路由方案。可以分析多个货币转移路由方案，并且可以至少部分地基于来自多个货币转移路由选择方案中的预定准则来识别优选货币转移路由选择方案。

2. 发明申请

US20120123932A1 ROUTING FOR DIRECT TO ACCOUNT PAYMENTS 有权
标题翻译：直接支付账款的路由
公开(公告)号：US20120123932A1
公开(公告)日：2012-05-17
申请号：US12946613
申请日：2010-11-15
申请人： Nicholas LeCuyer , Terra Geiger , Michael Kilbane
发明人： Nicholas LeCuyer , Terra Geiger , Michael Kilbane
IPC分类号： G06Q40/00
CPC分类号： G06Q20/26 , G06Q40/02 , G06Q40/06
摘要： Various systems and methods are described for analyzing multiple money transfer routing schemes. Each of these multiple money transfer routing schemes may comprise a route to transmit funds from the source for the money transfer transaction to the destination for the money transfer transaction. An internal money transfer routing scheme may refer to a money transfer routing scheme that utilizes a direct money transfer arrangement between the destination of the money transfer transaction and the money transfer network. An external money transfer routing scheme may refer to a money transfer routing scheme that utilizes at least one third party money transfer network between the destination of the money transfer transaction and the money transfer network. The multiple money transfer routing schemes may be analyzed and the preferable money transfer routing scheme at least partially based on the predefined criterion from among the multiple money transfer routing schemes may be identified.
摘要翻译：描述了用于分析多个汇款路由方案的各种系统和方法。这些多个汇款路由方案中的每一个可以包括将资金从汇款交易的来源传送到汇款交易的目的地的路线。内部货币转移路由方案可以指利用汇款交易的目的地与汇款网络之间的直接汇款安排的汇款路由方案。外部货币转移路由方案可以指利用在汇款交易的目的地与汇款网络之间的至少一个第三方汇款网络的汇款路由方案。可以分析多个货币转移路由方案，并且可以至少部分地基于来自多个货币转移路由选择方案中的预定准则来识别优选货币转移路由选择方案。

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