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1. 发明申请

US20070011025A1 Facilitating Payments to Health Care Providers 有权
标题翻译：促进医疗保健提供者的付款
公开(公告)号：US20070011025A1
公开(公告)日：2007-01-11
申请号：US11275403
申请日：2005-12-29
申请人： Christopher Cracchiolo , Jason Jagatic , Ahana Kalappa , Mark Keck , Shari Pincock , Todd Reynders , Sunil Sachdev
发明人： Christopher Cracchiolo , Jason Jagatic , Ahana Kalappa , Mark Keck , Shari Pincock , Todd Reynders , Sunil Sachdev
IPC分类号： G06Q10/00 , G06Q40/00
CPC分类号： G06Q50/22 , G06F19/00 , G06Q20/10 , G06Q30/04 , G06Q40/08
摘要： A computer-implemented method to facilitate a purchase comprising: receiving, at a first host computer, a request from a provider for payment authorization for a charge to a purchaser; examining a database coupled to the first host computer for information concerning the purchaser; providing the information concerning the purchaser to a second host computer associated with the provider; receiving at the first host computer information from a third host computer concerning a negotiated amount of the charge to the purchaser; tendering payment of the negotiated charge to the provider; and withdrawing an amount no greater than the negotiated amount of the charge from an account of the purchaser.
摘要翻译：一种用于促进购买的计算机实现的方法，包括：在第一主计算机处接收来自提供商的用于向购买者收费的支付授权的请求; 检查耦合到第一主计算机的数据库以获取关于购买者的信息; 向与所述提供者相关联的第二主计算机提供关于所述购买者的信息; 在第一主机上从第三主机接收关于向买方谈判的费用金额的信息; 向供应商投标协商费用; 并从买方的账户中扣除不超过谈判的费用金额的金额。

2. 发明授权

US4075986A Rotary-poppet valve internal combustion engine 失效
标题翻译：旋转提升阀内燃机
公开(公告)号：US4075986A
公开(公告)日：1978-02-28
申请号：US704169
申请日：1976-07-12
申请人： Mark Keck
发明人： Mark Keck
IPC分类号： F01L1/44 , F01L7/14 , F01L1/28
CPC分类号： F01L1/443 , F01L7/14
摘要： An internal combustion engine of the four cycle reciprocating piston type wherein intake and exhaust of working fluid and combustible fuel into the engine cylinder is controlled by poppet valve means, while induction air is diverted by rotary valve means between intake and exhaust, said valve means being operated in timed relation with respect to each other at half crank shaft speed of rotation, utilizing blower induction of air as the working fluid which is diverted between intake and exhaust, and advantageously employing fuel injection through a valve plenum that is ported and through which the working fluid is controlled by the cooperatively timed rotary and poppet valve means.
摘要翻译：四冲程往复活塞式的内燃机，其中工作流体和发动机气缸内的可燃燃料的进出和排气由提升阀装置控制，而吸入空气在进气与排气之间由旋转阀装置转向，所述阀装置以半曲轴转速旋转的方式以相对于彼此的时间关系运行，利用鼓风机感应空气作为在进气和排气之间转向的工作流体，并且有利地使用通过被引导的阀室的燃料喷射，工作流体由协调定时的旋转和提升阀装置控制。

3. 发明申请

US20090006135A1 Accelerated Payments for Health Care Plans 审中-公开
标题翻译：加快医疗保健计划
公开(公告)号：US20090006135A1
公开(公告)日：2009-01-01
申请号：US11768708
申请日：2007-06-26
申请人： Mark KECK , Sarah Harrison , Ahana Kalappa , Sunil Sachdev , Margaret A. Miller , Sachin Joshi
发明人： Mark KECK , Sarah Harrison , Ahana Kalappa , Sunil Sachdev , Margaret A. Miller , Sachin Joshi
IPC分类号： G06Q40/00
CPC分类号： G06Q40/08 , G06Q10/06 , G06Q20/102
摘要： A method for accelerating a payment to a merchant for a healthcare related claim. The method comprises submitting a healthcare related claim for payment from the merchant to a payer; determining at the payer whether the member is eligible for services covered as a part of his or her healthcare plan. If the member is determined to be eligible for payment of claim(s) submitted, then a financial institution is notified of an estimated amount of liability for the claim. At least a portion of the estimated amount of liability for the claim is paid to the merchant by the financial institution. The financial institution thereafter receives a reimbursement/payment from a healthcare finding source for the adjudicated amount of liability for the claim. Once the claim is adjudicated, a healthcare management system reconciles with the merchant for any under or over payment.
摘要翻译：一种用于加速对与医疗保健相关的权利要求的商家的支付的方法。所述方法包括向所述付款者提交与所述商家的支付有关的医疗保健相关索赔; 在付款人确定会员是否符合作为其医疗保健计划一部分的服务资格。如果该成员被确定有资格支付所提交的索赔，则向金融机构通知索赔的估计赔偿额。至少一部分索赔责任估计金额由金融机构支付给商人。此后，金融机构从医疗保健发现来源收到索赔责任金额的报销/付款。一旦索赔被裁定，医疗保健管理系统与商家进行协调，以支付任何欠款或超付款。

4. 发明申请

US20070011088A1 Assured Payments for Health Care Plans 审中-公开
标题翻译：医疗保健计划的保证付款
公开(公告)号：US20070011088A1
公开(公告)日：2007-01-11
申请号：US11275401
申请日：2005-12-29
申请人： Christopher CRACCHIOLO , Jason Jagatic , Ahana Kalappa , Mark Keck , Shari Pincock , Todd Reynders , Sunil Sachdev
发明人： Christopher CRACCHIOLO , Jason Jagatic , Ahana Kalappa , Mark Keck , Shari Pincock , Todd Reynders , Sunil Sachdev
IPC分类号： G06Q40/00 , G06Q10/00 , G06Q50/00
CPC分类号： G06Q20/06 , G06Q20/10 , G06Q20/3574 , G06Q40/00 , G06Q50/22
摘要： A method comprises the steps of: receiving, at a host computer, a request from a purchaser for payment authorization for a charge for an item; determining whether said item qualifies for payment of a discounted amount of the item charge; receiving at the host computer a request from a provider for payment of the item charge; identifying a funding source of the purchaser from which to draw funds for payment of the item charge; and causing the funding source to be debited for at least a portion of the discounted amount of the item charge based on the payment authorization.
摘要翻译：一种方法包括以下步骤：在主计算机处接收来自购买者的用于项目费用的支付授权的请求; 确定所述项目是否符合支付项目费用的折扣金额; 在主计算机接收来自提供商的用于支付物品费用的请求; 确定购买者的资金来源，从中支付项目费用; 并根据付款授权，使资金来源至少扣除项目费用折扣金额的一部分。

5. 发明申请

US20070007335A1 Healthcare Card Closed Loop Network System 有权
标题翻译：医疗卡闭环网络系统
公开(公告)号：US20070007335A1
公开(公告)日：2007-01-11
申请号：US11275405
申请日：2005-12-29
申请人： Christopher Cracchiolo , Jason Jagatic , Ahana Kalappa , Mark Keck , Shari Pincock , Todd Reynders , Sunil Sachdev
发明人： Christopher Cracchiolo , Jason Jagatic , Ahana Kalappa , Mark Keck , Shari Pincock , Todd Reynders , Sunil Sachdev
IPC分类号： G06K5/00 , G06Q40/00
CPC分类号： G06Q40/00 , G06Q40/08
摘要： A method comprises the steps of: receiving, at a host computer, a request from a provider for payment for a charge incurred by a purchaser; identifying a plurality of funding sources of the purchaser from which to draw funds for payment of the charge; and causing at least one of the plurality of funding sources to be debited for at least a portion of the purchasing amount of said item based on said payment authorization.
摘要翻译：一种方法包括以下步骤：在主计算机处接收来自提供商的用于支付由购买者招致的费用的请求; 识别购买者的多个资金来源，从中提取用于支付费用的资金; 并且基于所述支付授权，使所述多个资金来源中的至少一个被借记所述项目的购买金额的至少一部分。

6. 发明申请

US20080201176A1 PRACTICE MANAGEMENT SYSTEM (PMS) INTEGRATION METHOD 审中-公开
标题翻译：实践管理系统（PMS）集成方法
公开(公告)号：US20080201176A1
公开(公告)日：2008-08-21
申请号：US11675456
申请日：2007-02-15
申请人： Mark Keck , Sarah Harrison , Ahana Kalappa , Sunil Sachdev , Margaret A. Miller
发明人： Mark Keck , Sarah Harrison , Ahana Kalappa , Sunil Sachdev , Margaret A. Miller
IPC分类号： G06Q40/00
CPC分类号： G06Q30/04 , G06Q40/08
摘要： A method and computer program product for integrating verification of eligibility information of a card member enrolled in a health plan with a payment account required to pay for the services used according to the health plan is described. The present invention integrates card member information to a method which provides payment capabilities for services used by the card member. The invention encodes basic patient eligibility information onto a card magnetic stripe. This helps in overcoming any manual data entry errors that can resulted from a paper-based or paperless electronic process. The invention provides the ability to complete a transaction involving a medical service provider, a patient and a payer in a single swipe of card.
摘要翻译：描述了一种方法和计算机程序产品，用于将登记在健康计划中的卡成员的资格信息的验证与根据健康计划支付所使用的服务所需的支付账户进行整合。本发明将卡成员信息集成到为卡成员使用的服务提供支付能力的方法中。本发明将基本患者资格信息编码到卡片磁条上。这有助于克服基于纸张或无纸化电子过程可能导致的任何手动数据输入错误。本发明提供了完成涉及医疗服务提供者，患者和付款人在单次刷卡中的交易的能力。

7. 发明申请

US20050185383A1 POWER AMPLIFIER MODULE ASSEMBLY 有权
标题翻译：功率放大器模块组件
公开(公告)号：US20050185383A1
公开(公告)日：2005-08-25
申请号：US10786661
申请日：2004-02-25
申请人： Thomas Petrella , Mark Keck , Jennifer Odze
发明人： Thomas Petrella , Mark Keck , Jennifer Odze
IPC分类号： H05K7/20
CPC分类号： H05K7/209
摘要： A power amplifier module assembly (100) includes a PA module (102) having a flange (104) and a mounting bracket (106) coupled thereto. A thermally conductive pad (108) having an electrically conductive surface (110) that couples to the mounting bracket (106) and the flange (104) via a chassis (204) so as to provide both shielding and thermal dissipation to the PA module (102).
摘要翻译：功率放大器模块组件（100）包括具有凸缘（104）和耦合到其上的安装支架（106）的PA模块（102）。具有导电表面（110）的导热焊盘（108），其经由机架（204）耦合到安装支架（106）和凸缘（104），以便向PA模块提供屏蔽和散热（ 102）。

8. 发明申请

US20080201165A1 PRACTICE MANAGEMENT SYSTEM (PMS) INTEGRATION 审中-公开
标题翻译：实践管理系统（PMS）整合
公开(公告)号：US20080201165A1
公开(公告)日：2008-08-21
申请号：US11675438
申请日：2007-02-15
申请人： MARK KECK , Sarah Harrison , Ahana Kalappa , Sunil Sachdev , Margaret A. Miller
发明人： MARK KECK , Sarah Harrison , Ahana Kalappa , Sunil Sachdev , Margaret A. Miller
IPC分类号： G06Q50/00 , G06Q40/00
CPC分类号： G06Q50/22 , G06Q40/00 , G06Q40/08
摘要： A system and computer program product for integrating verification of eligibility information of a card member enrolled in a health plan with a payment account required to pay for the services used according to the health plan is described. The present invention integrates card member information to a Practice Management System which provides payment capabilities for services used by the card member. The invention encodes basic patient eligibility information onto a card magnetic stripe. This helps in overcoming any manual data entry errors that can result from a paper-based or paperless electronic process. The invention provides the ability to complete a transaction involving a medical service provider, a patient and a payer in a single swipe of card.
摘要翻译：描述了一种系统和计算机程序产品，用于将登记在健康计划中的卡片成员的资格信息的验证与支付根据健康计划所使用的服务支付的支付账户进行整合。本发明将卡成员信息集成到为卡成员使用的服务提供支付能力的实践管理系统。本发明将基本患者资格信息编码到卡片磁条上。这有助于克服基于纸张或无纸化电子过程可能导致的任何手动数据输入错误。本发明提供了完成涉及医疗服务提供者，患者和付款人在单次刷卡中的交易的能力。

9. 发明申请

US20080183627A1 Filtered healthcare payment card linked to tax-advantaged accounts 审中-公开
标题翻译：与税收优势帐户相关联的过滤医疗支付卡
公开(公告)号：US20080183627A1
公开(公告)日：2008-07-31
申请号：US11698955
申请日：2007-01-29
申请人： Sarah Harrison , Mark Keck , Sunil Sachdev , Margaret A. Miller
发明人： Sarah Harrison , Mark Keck , Sunil Sachdev , Margaret A. Miller
IPC分类号： G06Q20/00 , H04L9/28 , G06Q50/00
CPC分类号： G06F19/328 , G06Q20/02 , G06Q20/20 , G06Q20/3674 , G06Q50/22
摘要： A system, method and computer program product for linking healthcare purchases to tax advantaged accounts by means of a card containing a card member's data. The system assists in substantiating eligible expenses for participating card holders. The system leverages existing data feeds. By flagging eligible purchases, the invention aids in automation of the rebate/claims process thereby leading to a faster substantiation of claims and hence, improving customer satisfaction. The individual card member, the card company and a service providing merchant can also communicate through a common platform like a third party website to manually substantiate any pending claims corresponding to purchases. The invention circumvents the need for a card member to use electronic payment cards at only eligible health care merchants and assists individual card members in getting benefits for eligible purchases made using the electronic card at non-healthcare merchants.
摘要翻译：一种系统，方法和计算机程序产品，用于通过包含卡成员数据的卡将医疗保健购买与有利税的账户相关联。该系统协助参与持卡人证明合格费用。该系统利用现有的数据源。通过标记合格的购买，本发明有助于回扣/索赔过程的自动化，从而导致权利要求更快的证实，从而提高客户满意度。个人卡会员，卡片公司和提供服务的商家也可以通过诸如第三方网站的通用平台进行通信，以手动证实与购买相对应的任何未决索赔。本发明规避了卡会员仅在符合条件的医疗保健商家使用电子支付卡的需要，并协助个人卡片会员在非医疗保健商户使用电子卡进行合格购买的利益。

10. 发明申请

US20070194108A1 Assured Payments For Health Care Plans 审中-公开
标题翻译：医疗保险计划的保证付款
公开(公告)号：US20070194108A1
公开(公告)日：2007-08-23
申请号：US11461356
申请日：2006-07-31
申请人： Ahana Kalappa , Jason Jagatic , Sunil Sachdev , Mark Keck , Todd Reynders , Christopher Cracchiolo , Shari Pincock
发明人： Ahana Kalappa , Jason Jagatic , Sunil Sachdev , Mark Keck , Todd Reynders , Christopher Cracchiolo , Shari Pincock
IPC分类号： G06F7/08
CPC分类号： G06Q40/00
摘要： A computer-implemented method and system to facilitate a purchase. A request for payment for a charge by a provider to a customer having a plurality of accounts is received at a host computer. At least one of the accounts qualifies for pre-tax treatment and at least one account does not qualify for pre-tax treatment. A hold is placed on funds in one or more of the plurality of accounts sufficient to cover the charge. The host determines whether the charge qualifies for pre-tax treatment. If the charge qualifies for pre-tax treatment, then at least the account qualifying for pre-tax treatment is debited for some or all of the charge.
摘要翻译：计算机实现的方法和系统，以方便购买。在主计算机上接收由提供商向具有多个帐户的客户收取费用的请求。至少有一个账户有资格获得税前待遇，至少有一个帐户不符合税前待遇。在多个帐户中的一个或多个帐户中的资金被搁置，足以支付费用。主持人确定收费是否符合税前待遇。如果收费符合税前待遇，则至少有资格获得税前待遇的账户将被扣除部分或全部费用。

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