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1. 发明授权

US08990254B2 Loan origination software system for processing mortgage loans over a distributed network 有权
标题翻译：贷款起始软件系统，用于通过分布式网络处理抵押贷款
公开(公告)号：US08990254B2
公开(公告)日：2015-03-24
申请号：US10884766
申请日：2004-07-02
申请人： Jonathan Howard Corr , Limin Hu , Tsu-Wang Chen
发明人： Jonathan Howard Corr , Limin Hu , Tsu-Wang Chen
IPC分类号： G06F17/30 , H04L29/06 , G06Q40/02
CPC分类号： H04L63/104 , G06F3/04842 , G06Q40/02 , G06Q40/025 , H04L63/083 , H04L67/42
摘要： A loan origination and processing system is described. The system can reside on a server computer that is coupled to a data store storing data related to a borrower. The server computer is further coupled to a brokerage network that comprises a loan officer client, a loan processor client, and a broker manager client. Each brokerage client computer executes a unique interface to the loan origination and processing system.
摘要翻译：描述了贷款发放和处理系统。系统可以驻留在服务器计算机上，该服务器计算机耦合到存储与借款人有关的数据的数据存储。服务器计算机进一步耦合到包括贷款官员客户端，贷款处理器客户端和代理经理客户端的经纪网络。每个经纪客户端计算机执行独特的接口到贷款发起和处理系统。

2. 发明授权

US08600798B1 Loan screening 有权
标题翻译：贷款筛选
公开(公告)号：US08600798B1
公开(公告)日：2013-12-03
申请号：US11859426
申请日：2007-09-21
申请人： Jonathan Corr , Limin Hu , Richard E. Roof , Ting-Hu Wu
发明人： Jonathan Corr , Limin Hu , Richard E. Roof , Ting-Hu Wu
IPC分类号： G06Q10/00
CPC分类号： G06Q40/02
摘要： A loan screening system and methods are described. One method includes monitoring loan application data as it is entered into a client application, extracting loan application data from the monitored data in accordance with a first pre-determined criteria, matching the extracted data against supplier products and displaying one or more of the matching supplier products within a client application interface.
摘要翻译：描述了贷款筛选系统和方法。一种方法包括将贷款申请数据输入到客户端应用程序中进行监控，根据第一预先确定的标准从监控数据中提取贷款申请数据，将提取的数据与供应商产品进行匹配并显示一个或多个匹配供应商产品在客户端应用程序界面中。

3. 发明申请

US20090083173A1 LOAN ORIGINATION SYSTEM INTERFACE FOR ONLINE LOAN APPLICATION PROCESSING 有权
标题翻译：用于在线贷款申请处理的贷款申请系统接口
公开(公告)号：US20090083173A1
公开(公告)日：2009-03-26
申请号：US12273325
申请日：2008-11-18
申请人： Limin Hu , Babak Khanpour
发明人： Limin Hu , Babak Khanpour
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q40/00 , G06Q40/025
摘要： A loan origination system interface module, methods and computer program products. One computer program product for processing loan application data including instructions to extract loan application data including retrieving identification information for a loan application associated the loan application data from a broker device and displaying on the broker device a list of loan applications available to process in an interface that is consistent with a loan origination computer program associated with the broker device. In response to command input from the broker device selecting a loan application from the list of loan applications, the computer program product includes instructions to reformat loan application data for the selected loan application to a format compatible with that required by a lender device and transmit reformatted loan application data to a lender device.
摘要翻译：贷款发放系统接口模块，方法和计算机程序产品。一种用于处理贷款申请数据的计算机程序产品，包括提取贷款申请数据的指令，包括从代理设备检索与贷款申请数据相关联的贷款申请的识别信息，并在经纪设备上显示可用于在界面中处理的贷款申请的列表这与与经纪人设备相关联的贷款发起计算机程序是一致的。响应于代理设备从贷款申请列表中选择贷款申请的命令输入，计算机程序产品包括将所选择的贷款申请的贷款申请数据重新格式化为与贷款者设备所要求的格式兼容的格式的指令，并将重新格式化将贷款申请资料贷给贷款人设备。

4. 发明授权

US07444302B2 Online system for fulfilling loan applications from loan originators 有权
标题翻译：贷款发起人履行贷款申请的在线制度
公开(公告)号：US07444302B2
公开(公告)日：2008-10-28
申请号：US10172844
申请日：2002-06-14
申请人： Limin Hu , Babak Khanpour , Ting-Hu Wu
发明人： Limin Hu , Babak Khanpour , Ting-Hu Wu
IPC分类号： G06Q40/00
CPC分类号： G06Q40/025 , G06Q10/06 , G06Q10/10 , G06Q40/02 , G06Q50/01
摘要： A processing and submission client/server system transmits relevant loan information from a borrower to one or more lender computer systems through pre-defined file templates, which are utilized during loan origination. An automatic data flow process from the origination screen populates the relevant fields in any other related loan forms and word processing documents. Different forms are supported for different types of loans. The loan originator computer system includes a loan origination software program integrated with a web-browser based interface system. The interface system couples the loan origination software program to one or more partner computers. The partners comprise loan underwriters, lenders, and settlement service vendors. The interface system provides dynamic formatting and data transmission for different connections depending on the transaction type and target partner. In a web-based implementation, the interface system populates data directly from the loan origination software program to the appropriate web pages of the target partners.
摘要翻译：处理和提交客户/服务器系统通过预定义的文件模板将借款人的相关贷款信息传送给一个或多个贷款人计算机系统，这些模板在贷款发放期间被利用。来自始发屏幕的自动数据流程过程将填写任何其他相关贷款表单和文字处理文件中的相关字段。不同类型的贷款支持不同的形式。贷款发起人计算机系统包括与基于Web浏览器的接口系统集成的贷款发起软件程序。接口系统将贷款发起软件程序耦合到一个或多个伙伴计算机。合伙人包括贷款承销商，贷方和结算服务供应商。接口系统根据事务类型和目标伙伴为不同的连接提供动态格式化和数据传输。在基于Web的实现中，接口系统将数据直接从贷款发起软件程序填充到目标合作伙伴的适当网页。

5. 发明授权

US07354579B2 Method of treating cancer with a VEGF antagonist and an anti-proliferative agent 有权
标题翻译：用VEGF拮抗剂和抗增殖剂治疗癌症的方法
公开(公告)号：US07354579B2
公开(公告)日：2008-04-08
申请号：US10897802
申请日：2004-07-23
申请人： Jocelyn Holash , Robert Jaffe , Limin Hu , George D. Yancopoulos
发明人： Jocelyn Holash , Robert Jaffe , Limin Hu , George D. Yancopoulos
IPC分类号： A61K38/18 , C07K14/71 , C12N15/62
CPC分类号： A61K45/06 , A61K31/337 , A61K31/555 , A61K33/24 , A61K38/179 , A61K2300/00
摘要： Methods of treating cancer and/or reducing or inhibiting tumor growth in a subject in need thereof, comprising administering pharmaceutical composition comprising a vascular endothelial cell growth factor (VEGF) antagonist, such as a VEGF trap, an anti-proliferative agent, such as taxol, and a pharmaceutically acceptable carrier.
摘要翻译：在有需要的受试者中治疗癌症和/或减少或抑制肿瘤生长的方法，包括给予包含血管内皮细胞生长因子（VEGF）拮抗剂如VEGF陷阱，抗增殖剂如紫杉醇的药物组合物，和药学上可接受的载体。

6. 发明申请

US20060004651A1 Loan origination software system for processing mortgage loans over a distributed network 有权
标题翻译：贷款起始软件系统，用于通过分布式网络处理抵押贷款
公开(公告)号：US20060004651A1
公开(公告)日：2006-01-05
申请号：US10884766
申请日：2004-07-02
申请人： Jonathan Corr , Limin Hu , Tsu-Wang Chen
发明人： Jonathan Corr , Limin Hu , Tsu-Wang Chen
IPC分类号： G06F17/60
CPC分类号： H04L63/104 , G06F3/04842 , G06Q40/02 , G06Q40/025 , H04L63/083 , H04L67/42
摘要： A loan origination and processing system is described. The system resides on a server computer that is coupled to a data store storing data related to a borrower. The server computer is further coupled to a brokerage network comprising a loan officer client, a loan processor client, and a broker manager client. Each brokerage client computer executes a unique interface to the loan origination and processing system. The brokerage network is coupled to third party users including lenders, underwriters, and settlement service providers. The brokerage interfaces display the pending loans in a list-based display, with each list entry representing a loan application for a particular borrower. Each interface for each individual type of brokerage client has unique access and display privileges with respect to the data stored in the data store. Process modules within the system define milestone events and alert conditions associated with each loan application. The system automatically routes the documents comprising each loan application among the client users within the brokerage. A logging function stores milestone events and communications among the client users. The management user interface includes display modules that generate and display statistically based reports for performance metrics associated with the loan officer and loan processor clients.
摘要翻译：描述了贷款发放和处理系统。系统驻留在服务器计算机上，该服务器计算机耦合到存储与借用者有关的数据的数据存储。服务器计算机进一步耦合到包括贷款官员客户端，贷款处理器客户端和代理经理客户端的经纪网络。每个经纪客户端计算机执行独特的接口到贷款发起和处理系统。经纪网络耦合到第三方用户，包括贷方，承销商和结算服务提供商。经纪界面在基于列表的显示中显示待处理贷款，每个列表条目表示特定借款人的贷款申请。每个独立类型的经纪客户端的每个接口都相对于存储在数据存储中的数据具有唯一的访问和显示权限。系统中的流程模块定义与每个贷款申请相关联的里程碑事件和警报条件。系统自动将包含每个贷款申请的文件路由在经纪内的客户端用户中。记录功能在客户端用户之间存储里程碑事件和通信。管理用户界面包括显示模块，用于生成和显示与贷款人员和贷款处理客户相关的绩效指标的统计报告。

7. 发明授权

US07472089B2 Loan origination system interface for online loan application processing 有权
标题翻译：贷款发放系统接口，用于在线贷款申请处理
公开(公告)号：US07472089B2
公开(公告)日：2008-12-30
申请号：US10222637
申请日：2002-08-15
申请人： Limin Hu , Babak Khanpour
发明人： Limin Hu , Babak Khanpour
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q40/00 , G06Q40/025
摘要： A loan origination system interface module for processing loan applications from a user through a lender web site is described. The loan originator accesses a lender web site to perform loan processing procedures. The module is included on the lender's web page through a standard object reference in HTML specification. The module contains information unique to that lender, and the lender's identification number as well as desired data format. Once the loan originator decides to transfer a loan application or supplemental data to the lender, the module examines the loan origination software pipeline and presents a selection of loan products to the user. Once the user makes a selection, the module extracts loan information stored in the loan origination software by conducting a search for each required data field, relates that data to the specific field in the vendor application format, and packages the data in a format acceptable to the lender. The module then finds the appropriate route to deliver the loan data to the lender, either directly through a standard Internet secure communication protocol, or indirectly through a separate server computer. The user can then continue the transaction on the lender's web site in an uninterrupted work flow. Loan processing occurs on the lender's web site, and the interaction of the web site and loan origination software is handled by the module.
摘要翻译：描述了从用户通过贷款人网站处理贷款申请的贷款发起系统接口模块。贷款发起人访问贷款人网站以执行贷款处理程序。该模块通过HTML规范中的标准对象引用包含在贷方的网页上。该模块包含该贷方特有的信息，以及贷方的识别号码以及所需的数据格式。一旦贷款发起人决定向贷款人转移贷款申请或补充数据，该模块将检查贷款发起软件流程，并向用户提供一系列贷款产品。一旦用户进行选择，模块通过对每个所需数据字段进行搜索来提取存储在贷款发起软件中的贷款信息，将该数据以供应商应用格式与特定字段相关联，并以可接受的格式将数据打包贷款人然后，该模块将通过标准的互联网安全通信协议或间接通过单独的服务器计算机找到适当的路由来将贷款数据提供给贷方。然后，用户可以在不间断的工作流程中在贷方的网站上继续交易。贷款处理发生在贷方的网站上，网站和贷款发起软件的交互由模块处理。

8. 发明申请

US20060101023A1 Universal computing paradigm with single-code base utilizing a flexible distributed computing architecture 审中-公开
标题翻译：具有单代码基础的通用计算范式利用灵活的分布式计算架构
公开(公告)号：US20060101023A1
公开(公告)日：2006-05-11
申请号：US10982597
申请日：2004-11-05
申请人： Ching-Chih Han , Limin Hu , Ting-Hu Wu
发明人： Ching-Chih Han , Limin Hu , Ting-Hu Wu
IPC分类号： G06F17/30
CPC分类号： H04L67/34
摘要： An application program for use in a hybrid computing environment comprising standalone, client-server, or Internet use is described. The application is written in a single code base and installed on a client computer that is configured for use as either a standalone or networked computer. Server side components of the application program are installed on a server computer configured to be coupled to client computers over a local or wide area network or over the Internet. Data and file resources utilized by the application program are installed locally on the client computer or on the server computer, or on a device remotely coupled to the network coupling the client and server computers. The application program is installed on the client computer for use as a standalone, client-server, or Internet application, or any combination thereof. At runtime, the user selects the mode of use in which the application program is to be executed.
摘要翻译：描述了用于混合计算环境中的应用程序，包括独立的，客户端服务器或因特网的使用。该应用程序是以单个代码库编写的，并安装在配置为独立或联网计算机的客户端计算机上。应用程序的服务器端组件安装在配置为通过本地或广域网或互联网耦合到客户端计算机的服务器计算机上。应用程序使用的数据和文件资源本地安装在客户端计算机或服务器计算机上，或远程耦合到耦合客户端和服务器计算机的网络的设备上。应用程序安装在客户端计算机上，用作独立的，客户端 - 服务器或Internet应用程序，或其任何组合。在运行时，用户选择要执行应用程序的使用模式。

9. 发明申请

US20060005036A1 Enterprise security management system using hierarchical organization and multiple ownership structure 有权
公开(公告)号：US20060005036A1
公开(公告)日：2006-01-05
申请号：US10991829
申请日：2004-11-18
申请人： Limin Hu , Ting-Hu Wu , Ching-Chih Han
发明人： Limin Hu , Ting-Hu Wu , Ching-Chih Han
IPC分类号： G06F15/16 , H04K1/00
CPC分类号： H04L63/104 , G06F3/04842 , G06Q40/02 , G06Q40/025 , H04L63/083 , H04L67/42
摘要： A hierarchical security model for networked computer users is described. Files and resources are controlled or created by users within the network. Each user within the network has an account that is managed by a network administrator. The account specifies the user identifier and password. Users are grouped into organizations depending upon function or other organizational parameter. The groups within the network are organized hierarchically in terms of access and control privileges. Users within a higher level group may exercise access and control privileges over files or resources owned by users in a lower level group. The account for each user further specifies the group that the owner belongs to and an identifier for any higher level groups that have access privileges over the user's group. All users within a group inherit the rights and restrictions of the group.

10. 发明授权

US5394382A Method for the organization of data on a CD-ROM 失效
标题翻译：在CD-ROM上组织数据的方法
公开(公告)号：US5394382A
公开(公告)日：1995-02-28
申请号：US16379
申请日：1993-02-11
申请人： Limin Hu , Shauchi Ong
发明人： Limin Hu , Shauchi Ong
IPC分类号： G11B7/00 , G11B7/0045 , G11B7/007 , G11B20/12 , G11B27/034 , G11B27/10 , G11B27/32 , G11B17/22
CPC分类号： G11B27/105 , G11B20/1258 , G11B27/034 , G11B27/329 , G11B2020/10916 , G11B2220/20 , G11B2220/213 , G11B2220/2545 , G11B2220/90
摘要： A data placement organization method that reduces the average seek time and the probability of maximum distance seeks of CD-ROM disks by a combination of symmetric structuring, frequency-based data placement, and data replication. The technique for fabricating a CD-ROM, including the data placement organization stage of the present invention includes a first stage wherein the data is designed, authored and prepared on a data processor or personal computer and stored on the hard disk memory. The data is then transferred from the hard disk temporary storage onto tape storage or optical disk storage. The data on the tape storage is then used as input to a CD-ROM mastering stage wherein, based on the content of the tape, holes are burned in a master CD mold which is used to press a large quantity of CDs. A data placement optimization stage is provided between the first processor stage 3 and the tape storage stage. The data placement optimization stage determines the best placement of the data received from the processor stage base on directory frequency statistics, and sends this forward to the tape storage stage so that a CD-ROM can be mastered wherein the seek time for data retrieval and the seek distances that must be travelled on the CD-ROM disc between the retrieval of data on different locations on the disc are minimized. Data replication is also to minimize retrieval distances and time.
摘要翻译：一种数据放置组织方法，通过对称构造，基于频率的数据放置和数据复制的组合，减少CD-ROM磁盘的平均寻道时间和最大距离寻找概率。包括本发明的数据放置组织阶段的用于制造CD-ROM的技术包括第一阶段，其中数据被设计，编写并在数据处理器或个人计算机上准备并存储在硬盘存储器上。然后将数据从硬盘临时存储器传输到磁带存储或光盘存储。然后将磁带存储器上的数据用作CD-ROM母盘制作阶段的输入，其中，基于磁带的内容，在用于按压大量CD的主CD模具中燃烧孔。在第一处理器级3和磁带存储级之间提供数据布局优化级。数据放置优化阶段根据目录频率统计确定从处理器阶段接收的数据的最佳布局，并将其发送到磁带存储阶段，以便可以掌握CD-ROM，其中数据检索的查找时间和在光盘上的不同位置的数据检索之间寻找必须在CD-ROM光盘上行进的距离被最小化。数据复制也是最小化检索距离和时间。

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